Blaze Credit Union
Blaze Credit Union received 4,286 applications in 2025 and made 2,827 mortgages, in 163 counties across 37 states. The median rate its borrowers got was 6.375% on a median loan of $105,000. Of 3,703 decisions, 531 were denials — 14.3%, most often for debt-to-income ratio. 8 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300QDGMFASKEN7Z77 |
|---|---|
| Applications received | 4,286 |
| Mortgages made | 2,827 |
| Denied | 531 |
| Approved, not taken up | 345 |
| Withdrawn or incomplete | 583 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.1445 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 503 | 6.125% | $275,000 | 3.7% |
| Refinancing | 169 | 6.000% | $160,000 | 11.9% |
| Cash-out refinancing | 514 | 6.500% | $105,000 | 15.5% |
| Other purposes | 1,641 | 6.500% | $75,000 | 17.5% |
Where Blaze Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hennepin County, MN | 519 | 6.125% | 13.9% |
| Ramsey County, MN | 416 | 6.375% | 14.8% |
| Anoka County, MN | 379 | 6.500% | 17.0% |
| Washington County, MN | 255 | 6.375% | 14.8% |
| Dakota County, MN | 180 | 6.375% | 11.6% |
| Sherburne County, MN | 156 | 6.500% | 12.5% |
| Wright County, MN | 135 | 6.500% | 10.1% |
| Mille Lacs County, MN | 93 | 6.125% | 14.1% |
| Pine County, MN | 63 | 6.500% | 13.8% |
| Kanabec County, MN | 58 | 6.750% | 19.2% |
| Scott County, MN | 55 | 6.500% | 10.5% |
| Carver County, MN | 53 | 6.500% | 9.4% |
| Chisago County, MN | 31 | 6.500% | 21.4% |
| St. Louis County, MN | 31 | 6.500% | 2.9% |
| Stearns County, MN | 29 | 6.125% | 14.0% |
| St. Croix County, WI | 25 | 5.990% | 14.3% |
| Isanti County, MN | 21 | 5.625% | 13.3% |
| Crow Wing County, MN | 17 | 6.375% | 12.5% |
| Aitkin County, MN | 15 | 6.000% | 11.1% |
| Benton County, MN | 15 | 6.000% | 25.0% |
| Itasca County, MN | 15 | 6.500% | 20.0% |
| Waseca County, MN | 15 | 6.000% | 29.2% |
| Cass County, MN | 13 | 6.750% | 6.3% |
| Olmsted County, MN | 13 | 6.000% | 12.5% |
| Kandiyohi County, MN | 10 | 6.375% | 14.3% |
| Burnett County, WI | 10 | 7.000% | 23.1% |
| Polk County, WI | 9 | Under 10 loans | 16.7% |
| Morrison County, MN | 8 | Under 10 loans | 10.0% |
| Beltrami County, MN | 7 | Under 10 loans | 0.0% |
| Freeborn County, MN | 7 | Under 10 loans | 0.0% |
| McLeod County, MN | 7 | Under 10 loans | 12.5% |
| Rice County, MN | 7 | Under 10 loans | 12.5% |
| Goodhue County, MN | 6 | Under 10 loans | 14.3% |
| Le Sueur County, MN | 6 | Under 10 loans | 0.0% |
| Meeker County, MN | 6 | Under 10 loans | 14.3% |
| Pierce County, WI | 6 | Under 10 loans | 40.0% |
| Lee County, FL | 5 | Under 10 loans | 11.1% |
| Steele County, MN | 5 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 4 | Under 10 loans | 20.0% |
| Winnebago County, IL | 4 | Under 10 loans | 0.0% |
| Lake County, MN | 4 | Under 10 loans | 0.0% |
| Blue Earth County, MN | 3 | Under 10 loans | 0.0% |
| Carlton County, MN | 3 | Under 10 loans | 25.0% |
| Renville County, MN | 3 | Under 10 loans | 0.0% |
| Sawyer County, WI | 3 | Under 10 loans | 0.0% |
| Hernando County, FL | 2 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 2 | Under 10 loans | 0.0% |
| Lake County, FL | 2 | Under 10 loans | 0.0% |
| Becker County, MN | 2 | Under 10 loans | 25.0% |
| Brown County, MN | 2 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.