Mortgage lenders in Carver County
3,090 mortgages were made in Carver County, Minnesota, in 2025, by 295 lenders. The median rate their borrowers got was 6.625% on a median loan of $305,000. Of 3,731 decisions, 513 were denials — 13.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Bell Bank | 201 | 6.625% | $375,000 | 3.4% |
| LENNAR MORTGAGE, LLC | 157 | 5.990% | $475,000 | 2.5% |
| Old National Bank | 154 | 5.990% | $155,000 | 18.0% |
| Rocket Mortgage, LLC | 148 | 6.688% | $275,000 | 14.0% |
| U.S. Bank National Association | 133 | 8.500% | $155,000 | 32.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 130 | 6.490% | $365,000 | 13.6% |
| Wings Financial Credit Union | 118 | 7.250% | $125,000 | 14.1% |
| TRUSTONE FINANCIAL CREDIT UNION | 118 | 7.250% | $105,000 | 19.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 92 | 6.625% | $365,000 | 1.1% |
| Tradition Mortgage, LLC | 87 | 6.624% | $555,000 | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 72 | 5.625% | $505,000 | 2.7% |
| Prosperity Home Mortgage, LLC | 65 | 6.500% | $325,000 | 4.4% |
| The Huntington National Bank | 61 | 6.875% | $265,000 | 26.7% |
| PENNYMAC LOAN SERVICES, LLC | 61 | 6.500% | $475,000 | 5.9% |
| Fairway Independent Mortgage Corporation | 60 | 6.490% | $340,000 | 3.2% |
| Blaze Credit Union | 53 | 6.500% | $125,000 | 9.4% |
| HomeTown Bank | 49 | 6.830% | $245,000 | 0.0% |
| M/I FINANCIAL, LLC | 48 | 5.063% | $375,000 | 0.0% |
| Alerus Financial, National Association | 40 | 6.500% | $325,000 | 2.4% |
| Broker Solutions, Inc. | 37 | 6.625% | $335,000 | 0.0% |
| Luminate Bank | 37 | 6.625% | $365,000 | 2.6% |
| Wells Fargo Bank, National Association | 30 | 6.375% | $285,000 | 11.8% |
| AFFINITY PLUS | 30 | 6.245% | $75,000 | 14.3% |
| GUILD MORTGAGE COMPANY | 30 | 6.750% | $360,000 | 3.2% |
| Baxter Credit Union | 28 | 7.063% | $185,000 | 5.1% |
| NEWREZ LLC | 26 | 6.375% | $365,000 | 13.3% |
| Cambria Financial Group, LLC | 25 | 6.624% | $345,000 | 0.0% |
| EVERETT FINANCIAL, INC. | 24 | 6.750% | $320,000 | 4.0% |
| GUARANTEED RATE, INC. | 23 | 6.375% | $325,000 | 16.1% |
| PULTE MORTGAGE LLC | 23 | 6.500% | $505,000 | 0.0% |
| Granite Bank | 22 | 6.625% | $340,000 | 4.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 22 | 6.433% | $310,000 | 8.0% |
| JPMorgan Chase Bank, National Association | 21 | 6.500% | $605,000 | 21.4% |
| Loandepot.Com, LLC | 21 | 6.625% | $225,000 | 19.2% |
| Bank of America, National Association | 20 | 5.745% | $195,000 | 22.2% |
| Royal Credit Union | 20 | 6.933% | $210,000 | 16.7% |
| NATIONSTAR MORTGAGE LLC | 19 | 8.750% | $75,000 | 13.6% |
| SPRING EQ, LLC | 18 | 9.288% | $85,000 | 51.3% |
| FREEDOM MORTGAGE CORPORATION | 18 | 6.063% | $380,000 | 14.8% |
| VERIDIAN CREDIT UNION | 18 | 6.740% | $105,000 | 21.7% |
| SOUTHPOINT FINANCIAL | 18 | Not published | $200,000 | 5.3% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 18 | 6.375% | $320,000 | 0.0% |
| TOPLINE FINANCIAL CREDIT UNION | 15 | 5.990% | $105,000 | 25.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 14 | 6.375% | $360,000 | 0.0% |
| Security Bank & Trust Company | 14 | Not published | $200,000 | 0.0% |
| Navy Federal Credit Union | 13 | 7.650% | $205,000 | 27.8% |
| A&D Mortgage LLC | 13 | 6.625% | $555,000 | 7.1% |
| CorTrust Bank National Association | 12 | Not published | $75,000 | 7.7% |
| Summit Mortgage Corporation | 11 | 6.500% | $285,000 | 21.4% |
| FIGURE LENDING LLC | 10 | 8.675% | $50,000 | 39.3% |
| BMO Bank National Association | 10 | 9.475% | $170,000 | 35.3% |
| Mortgage Research Center, LLC | 10 | 6.188% | $405,000 | 28.6% |
| Nicolet National Bank | 10 | 7.500% | $105,000 | 0.0% |
| LOWER, LLC | 10 | 6.375% | $315,000 | 9.1% |
| Associated Bank, National Association | 10 | 7.000% | $350,000 | 9.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 9 | Under 10 loans | Under 10 loans | 25.0% |
| CMG MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Deerwood Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Highland Bank | 8 | Under 10 loans | Under 10 loans | 40.0% |
| Paramount Residential Mortgage Group, Inc. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Morgan Stanley Private Bank, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 84.8% |
| Flagstar Bank, N.A. | 7 | Under 10 loans | Under 10 loans | 41.7% |
| Connexus Credit Union | 7 | Under 10 loans | Under 10 loans | 27.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| MOVEMENT MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| IDEAL Credit Union | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Plains Commerce Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Community Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 6 | Under 10 loans | Under 10 loans | 56.3% |
| LAKEVIEW LOAN SERVICING, LLC | 6 | Under 10 loans | Under 10 loans | 53.3% |
| CORTRUST MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Frandsen Bank & Trust | 6 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| New Market Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BankVista | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MEGASTAR FINANCIAL CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank & Trust | 6 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 58.3% |
| TRIAD FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 42.9% |
| Third Federal Savings and Loan Association of Cleveland | 5 | Under 10 loans | Under 10 loans | 54.6% |
| USAA Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NBKC BANK | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 14.3% |
| RESICENTRAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Bremer Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Capital Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 4 | Under 10 loans | Under 10 loans | 50.0% |
| ZILLOW HOME LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Think Mutual Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 4 | Under 10 loans | Under 10 loans | 42.9% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Expedition Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bridgewater Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First National Bank Minnesota | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CITY-COUNTY CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 66.7% |
| THE LOAN STORE, INC. | 3 | Under 10 loans | Under 10 loans | 22.2% |
| 254900M2C4Q6DATP2889 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 3 | Under 10 loans | Under 10 loans | 16.7% |
| Citibank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Bethpage Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GUIDANCE RESIDENTIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| St. Paul Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BANKWEST, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Minnwest Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Minnstar Bank National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone State Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Alliance Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| American National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 40.0% |
| Luminate Home Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SHAREPOINT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COMPEER FINANCIAL, FLCA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MidWestOne Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SayGO Home Loans, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Johnson Financial Group | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Independence Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 2549004XDCE3LGQW7H72 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Associated Healthcare Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Tradition Capital Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH METRO FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BUILDING TRADES FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CCM Finance, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sunrise Banks, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Dollar Bank, Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NOVATION CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 88.9% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 33.3% |
| MAGNIFI FINANCIAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Gate City Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| University of Wisconsin Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Miners National Bank of Eveleth | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KODABANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005FUF02T1IFCA22 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank of Le Center | 1 | Under 10 loans | Under 10 loans | 0.0% |
| South Story Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Forward Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Platinum Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank Minnesota | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Summit Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Heartland Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MANUFACTURERS BANK & TRUST COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VisionBank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Pioneer Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 95 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Carver County
36 FDIC-insured branches from 16 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Security Bank & Trust Company | 8 | $295.6 million |
| Old National Bank | 7 | $946.2 million |
| HomeTown Bank | 3 | $176.8 million |
| Wells Fargo Bank, National Association | 2 | $335.6 million |
| U.S. Bank National Association | 2 | $320.5 million |
| Nicolet National Bank | 2 | $183.7 million |
| Americana Community Bank | 2 | $44.5 million |
| JPMorgan Chase Bank, National Association | 2 | $29.2 million |
| BankVista | 1 | $168.8 million |
| Citizens State Bank Norwood Young America | 1 | $126.6 million |
| The Huntington National Bank | 1 | $91.4 million |
| MidCountry Bank | 1 | $51.3 million |
| BMO Bank National Association | 1 | $43.6 million |
| Citizens Alliance Bank | 1 | $42.1 million |
| CorTrust Bank National Association | 1 | $19.9 million |
| Center National Bank | 1 | $18.2 million |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.