Mortgage Lender Index

The Miners National Bank of Eveleth

The Miners National Bank of Eveleth received 66 applications in 2025 and made 43 mortgages, in 10 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $195,000. Of 55 decisions, 11 were denials — 20.0%, most often for credit history.

Legal Entity Identifier254900237R332M8L2724
Applications received66
Mortgages made43
Denied11
Approved, not taken up1
Withdrawn or incomplete11
Loans bought from other lenders1
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: The Miners National Bank of Eveleth, 1 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase35 Not published$195,000 20.0%
Refinancing1 Under 10 loansUnder 10 loans 50.0%
Cash-out refinancing4 Under 10 loansUnder 10 loans 20.0%
Other purposes3 Under 10 loansUnder 10 loans 0.0%

Where The Miners National Bank of Eveleth lends most

The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
St. Louis County, MN 33Not published24.4%
Itasca County, MN 2Under 10 loans0.0%
Stearns County, MN 2Under 10 loans0.0%
Aitkin County, MN 1Under 10 loans0.0%
Carver County, MN 1Under 10 loans0.0%
Cass County, MN 1Under 10 loans0.0%
Hennepin County, MN 1Under 10 loans0.0%
Douglas County, WI 1Under 10 loans0.0%
Washburn County, WI 1Under 10 loans0.0%
Mille Lacs County, MN 0Under 10 loansNot published

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When The Miners National Bank of Eveleth’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.