South Story Bank & Trust
South Story Bank & Trust received 114 applications in 2025 and made 106 mortgages, in 28 counties across 9 states. The median rate its borrowers got was Not published on a median loan of $305,000. Of 109 decisions, 2 were denials — 1.8%.
| Legal Entity Identifier | 254900DJ8WC0BQHYR275 |
|---|---|
| Applications received | 114 |
| Mortgages made | 106 |
| Denied | 2 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 5 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: South Story Bank & Trust, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 88 | Not published | $320,000 | 0.0% |
| Refinancing | 12 | Not published | $300,000 | 0.0% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 25.0% |
Where South Story Bank & Trust lends most
The 28 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Story County, IA | 27 | Not published | 0.0% |
| Polk County, IA | 17 | Not published | 5.6% |
| Hennepin County, MN | 14 | Not published | 6.7% |
| Wright County, MN | 10 | Not published | 0.0% |
| Dallas County, IA | 5 | Under 10 loans | 0.0% |
| Boone County, IA | 4 | Under 10 loans | 0.0% |
| Marshall County, IA | 3 | Under 10 loans | 0.0% |
| Cass County, MN | 3 | Under 10 loans | 0.0% |
| McLeod County, MN | 3 | Under 10 loans | 0.0% |
| Jasper County, IA | 2 | Under 10 loans | 0.0% |
| Ringgold County, IA | 2 | Under 10 loans | 0.0% |
| Yavapai County, AZ | 1 | Under 10 loans | 0.0% |
| Grand County, CO | 1 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 1 | Under 10 loans | 0.0% |
| Cerro Gordo County, IA | 1 | Under 10 loans | 0.0% |
| Guthrie County, IA | 1 | Under 10 loans | 0.0% |
| Madison County, IA | 1 | Under 10 loans | 0.0% |
| Woodbury County, IA | 1 | Under 10 loans | 0.0% |
| Allegan County, MI | 1 | Under 10 loans | 0.0% |
| Livingston County, MI | 1 | Under 10 loans | 0.0% |
| Carver County, MN | 1 | Under 10 loans | 0.0% |
| Dakota County, MN | 1 | Under 10 loans | 0.0% |
| Ramsey County, MN | 1 | Under 10 loans | 0.0% |
| Washington County, MN | 1 | Under 10 loans | 0.0% |
| Burleigh County, ND | 1 | Under 10 loans | 0.0% |
| Pierce County, WI | 1 | Under 10 loans | 0.0% |
| Albany County, WY | 1 | Under 10 loans | 0.0% |
| Henry County, IA | 0 | Under 10 loans | 0.0% |
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When South Story Bank & Trust’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.