Mortgage lenders in Dallas County
3,942 mortgages were made in Dallas County, Iowa, in 2025, by 267 lenders. The median rate their borrowers got was 6.490% on a median loan of $255,000. Of 4,569 decisions, 513 were denials — 11.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GREENSTATE Credit Union | 679 | 6.490% | $235,000 | 4.7% |
| VERIDIAN CREDIT UNION | 421 | 6.490% | $135,000 | 10.6% |
| DHI MORTGAGE COMPANY, LTD. | 222 | 5.500% | $265,000 | 12.2% |
| Community Choice Credit Union | 220 | 6.125% | $215,000 | 10.6% |
| Luana Savings Bank | 120 | 6.100% | $305,000 | 0.8% |
| Northwest Bank | 91 | 6.625% | $365,000 | 2.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 87 | 6.125% | $335,000 | 14.4% |
| Premier Credit Union | 84 | 7.000% | $105,000 | 0.0% |
| Rocket Mortgage, LLC | 80 | 6.750% | $260,000 | 25.7% |
| IOWA BANKERS MORTGAGE CORPORATION | 79 | 6.500% | $265,000 | 7.0% |
| GERSHMAN INVESTMENT CORP. | 78 | 6.250% | $315,000 | 2.5% |
| Broker Solutions, Inc. | 76 | 6.625% | $250,000 | 7.3% |
| Central Bank | 70 | 6.500% | $275,000 | 0.0% |
| Fidelity Bank | 63 | Not published | $335,000 | 0.0% |
| U.S. Bank National Association | 59 | 6.750% | $235,000 | 21.1% |
| Bankers Trust Company | 58 | 6.063% | $340,000 | 7.8% |
| HOMESERVICES LENDING, LLC | 51 | 6.375% | $325,000 | 3.8% |
| PENNYMAC LOAN SERVICES, LLC | 41 | 6.500% | $265,000 | 14.3% |
| Wells Fargo Bank, National Association | 41 | 6.375% | $275,000 | 6.8% |
| Empeople Credit Union | 41 | 6.125% | $255,000 | 2.4% |
| GREATER IOWA CREDIT UNION | 40 | 6.188% | $170,000 | 12.8% |
| Midwest Heritage Bank, FSB | 36 | Not published | $195,000 | 7.7% |
| Fairway Independent Mortgage Corporation | 35 | 6.875% | $355,000 | 0.0% |
| Mortgage Research Center, LLC | 34 | 6.188% | $300,000 | 15.0% |
| Raccoon Valley Bank | 34 | Not published | $155,000 | 9.8% |
| Bank Iowa | 31 | 6.624% | $285,000 | 13.5% |
| LOWER, LLC | 30 | 6.625% | $325,000 | 6.3% |
| GUILD MORTGAGE COMPANY | 29 | 6.750% | $295,000 | 0.0% |
| WEST GATE BANK | 29 | 6.500% | $285,000 | 0.0% |
| DUPACO COMMUNITY | 28 | 7.000% | $155,000 | 36.4% |
| PEOPLES BANK | 28 | Not published | $305,000 | 0.0% |
| Truist Bank | 28 | 6.375% | $370,000 | 12.5% |
| COMPASS MORTGAGE, INC. | 28 | 6.750% | $325,000 | 3.5% |
| Barrington Bank & Trust Company, National Association | 27 | 6.375% | $295,000 | 9.7% |
| FINANCIAL PLUS CREDIT UNION | 25 | 5.500% | $105,000 | 19.4% |
| NEWREZ LLC | 22 | 6.495% | $295,000 | 27.3% |
| Farmers State Bank | 22 | 6.375% | $295,000 | 9.4% |
| FIRST COMMUNITY MORTGAGE, INC. | 22 | 6.490% | $235,000 | 8.3% |
| Collins Community Credit Union | 20 | 7.125% | $115,000 | 20.0% |
| Charter Bank | 20 | Not published | $195,000 | 0.0% |
| CMG MORTGAGE, INC. | 19 | 6.750% | $255,000 | 12.5% |
| Bank of America, National Association | 19 | 5.990% | $235,000 | 24.0% |
| STOCKTON MORTGAGE CORPORATION | 19 | 6.750% | $255,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 18 | 6.000% | $265,000 | 28.0% |
| NATIONSTAR MORTGAGE LLC | 18 | 8.250% | $90,000 | 14.3% |
| GUARANTEED RATE, INC. | 17 | 6.575% | $185,000 | 15.0% |
| BANK | 17 | 6.500% | $295,000 | 10.5% |
| PLAZA HOME MORTGAGE, INC. | 16 | 6.438% | $245,000 | 15.8% |
| MidWestOne Bank | 16 | 5.990% | $205,000 | 11.1% |
| FREEDOM MORTGAGE CORPORATION | 15 | 6.250% | $325,000 | 29.6% |
| Navy Federal Credit Union | 15 | 6.250% | $235,000 | 25.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 15 | 6.750% | $285,000 | 11.1% |
| Coastal Community Bank | 14 | 10.740% | $70,000 | 6.1% |
| First State Bank | 14 | Not published | $55,000 | 11.1% |
| FIGURE LENDING LLC | 13 | 9.350% | $55,000 | 20.0% |
| Community State Bank | 12 | Not published | $330,000 | 0.0% |
| MARINE CREDIT UNION | 11 | 9.480% | $95,000 | 40.0% |
| First Interstate Bank | 11 | 8.250% | $105,000 | 35.3% |
| CHARTER WEST BANK | 11 | 6.125% | $295,000 | 8.3% |
| Bankers' Bank | 11 | 6.125% | $365,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 10 | 6.188% | $330,000 | 15.4% |
| BMO Bank National Association | 10 | 8.380% | $175,000 | 33.3% |
| FIRST CLASS COMMUNITY CREDIT UNION | 10 | 5.625% | $60,000 | 28.6% |
| 21st Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 68.8% |
| Earlham Savings Bank | 9 | Under 10 loans | Under 10 loans | 14.3% |
| The Central Trust Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| THE FAMILY | 8 | Under 10 loans | Under 10 loans | 42.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Lendage, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Loandepot.Com, LLC | 7 | Under 10 loans | Under 10 loans | 41.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 22.2% |
| City State Bank | 7 | Under 10 loans | Under 10 loans | 11.1% |
| I. H. MISSISSIPPI VALLEY CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FRONTIER FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Serve Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 70.0% |
| MOVEMENT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Guthrie County State Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Colorado Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 5 | Under 10 loans | Under 10 loans | 37.5% |
| CARRINGTON MORTGAGE SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 25.0% |
| Paramount Residential Mortgage Group, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| South Story Bank & Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Home State Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 4 | Under 10 loans | Under 10 loans | 72.2% |
| BETTER MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Farm Credit Mid-America | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Plains Commerce Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| State Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Great Southern Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FLAT BRANCH MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Westbury Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 4 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| THE LOAN STORE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Two Rivers Bank & Trust | 3 | Under 10 loans | Under 10 loans | 25.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| West Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Community Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank, Ames, Iowa | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Lincoln Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| American State Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Union Bank and Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VISIONBANK OF IOWA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Regions Bank | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 25.0% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Farmers and Merchants State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Availa Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UMB Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| IOWA STATE BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| IOWA TRUST & SAVINGS BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CENTRAL STATE BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Centra Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ohnward Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank-Fund Staff Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 33.3% |
| TRIAD FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 80.0% |
| PHH Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GNB BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BLACK HILLS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MICHIGAN MUTUAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Savings Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Libertyville Bank & Trust Company, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 2549004XDCE3LGQW7H72 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Flanagan State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Archwest Funding | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Keystone Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DENVER SAVINGS BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBERS1st Community Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Du Trac Community Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNION STATE BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHEAST SECURITY BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Insignia Capital Corp. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Contract Exchange Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Westside State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Journey Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Crystal Lake Bank & Trust Company, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fortress Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Access Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALTRA Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| A & N MORTGAGE SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Shelby County State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COLLIERS MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 549300F247N2IU8SC024 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AIM Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Washington State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Rolling Hills Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Colorado | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Security National Bank of South Dakota | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 67 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Dallas County
43 FDIC-insured branches from 28 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Earlham Savings Bank | 5 | $216.7 million |
| Raccoon Valley Bank | 3 | $380.2 million |
| JPMorgan Chase Bank, National Association | 3 | $83.2 million |
| Bank Iowa | 2 | $242.6 million |
| Wells Fargo Bank, National Association | 2 | $216.0 million |
| BMO Bank National Association | 2 | $114.9 million |
| Peoples Bank | 2 | $107.2 million |
| Nicolet National Bank | 2 | $107.1 million |
| First Interstate Bank | 2 | $40.8 million |
| First State Bank | 2 | $14.2 million |
| Freedom Financial Bank | 1 | $165.8 million |
| Luana Savings Bank | 1 | $148.0 million |
| South Story Bank & Trust | 1 | $144.6 million |
| Farmers State Bank | 1 | $114.5 million |
| Lincoln Savings Bank | 1 | $109.1 million |
| Charter Bank | 1 | $51.5 million |
| Iowa Trust & Savings Bank | 1 | $48.7 million |
| West Bank | 1 | $45.1 million |
| Central Bank | 1 | $44.4 million |
| Central State Bank | 1 | $29.9 million |
| Fidelity Bank | 1 | $29.3 million |
| BANK | 1 | $27.7 million |
| Security National Bank of Omaha | 1 | $23.1 million |
| VISIONBANK OF IOWA | 1 | $21.1 million |
| Community State Bank | 1 | $20.6 million |
| TruBank | 1 | $19.9 million |
| Union State Bank | 1 | $4.3 million |
| First National Bank, Ames, Iowa | 1 | $0 |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- MidWestOne Bank, 1245 Jordan Creek Parkway, Suite 140, West Des Moines
- MidWestOne Bank, 9350 University Ave, West Des Moines
Get told when this changes
When the next year’s lending figures are out for Dallas County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.