State Savings Bank
State Savings Bank received 56 applications in 2025 and made 43 mortgages, in 8 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $165,000. Of 50 decisions, 6 were denials — 12.0%.
| Legal Entity Identifier | 254900OZCVAL2OC4DT59 |
|---|---|
| Applications received | 56 |
| Mortgages made | 43 |
| Denied | 6 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 6 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: State Savings Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 32 | Not published | $150,000 | 8.6% |
| Refinancing | 10 | Not published | $235,000 | 21.4% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where State Savings Bank lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Polk County, IA | 26 | Not published | 3.6% |
| Jasper County, IA | 5 | Under 10 loans | 28.6% |
| Dallas County, IA | 4 | Under 10 loans | 0.0% |
| Dickinson County, IA | 2 | Under 10 loans | 0.0% |
| Marion County, IA | 2 | Under 10 loans | 0.0% |
| Marshall County, IA | 2 | Under 10 loans | 60.0% |
| Guthrie County, IA | 1 | Under 10 loans | 0.0% |
| Warren County, IA | 1 | Under 10 loans | 0.0% |
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When State Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.