BANK
BANK received 218 applications in 2025 and made 133 mortgages, in 6 counties across 11 states. The median rate its borrowers got was 6.500% on a median loan of $185,000. Of 160 decisions, 27 were denials — 16.9%, most often for debt-to-income ratio. 134 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 2549000C5KZ15Q2U9V68 |
|---|---|
| Applications received | 218 |
| Mortgages made | 133 |
| Denied | 27 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 58 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.012 points |
| FDIC-insured bank | Yes: The Bank, National Association, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 100 | 6.500% | $195,000 | 14.5% |
| Refinancing | 20 | 7.185% | $90,000 | 25.9% |
| Cash-out refinancing | 13 | 6.500% | $165,000 | 18.8% |
Where BANK lends most
The 6 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Polk County, IA | 34 | 6.500% | 12.8% |
| Dallas County, IA | 17 | 6.500% | 10.5% |
| Jasper County, IA | 2 | Under 10 loans | 0.0% |
| Warren County, IA | 2 | Under 10 loans | 0.0% |
| Guthrie County, IA | 1 | Under 10 loans | 0.0% |
| Madison County, IA | 0 | Under 10 loans | 100.0% |
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When BANK’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.