Raccoon Valley Bank
Raccoon Valley Bank received 148 applications in 2025 and made 125 mortgages, in 17 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $145,000. Of 146 decisions, 8 were denials — 5.5%.
| Legal Entity Identifier | 254900S2BHB4ZY0JPI53 |
|---|---|
| Applications received | 148 |
| Mortgages made | 125 |
| Denied | 8 |
| Approved, not taken up | 13 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Raccoon Valley Bank, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 80 | Not published | $150,000 | 5.4% |
| Refinancing | 40 | Not published | $155,000 | 6.4% |
| Cash-out refinancing | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where Raccoon Valley Bank lends most
The 17 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Polk County, IA | 66 | Not published | 5.3% |
| Dallas County, IA | 34 | Not published | 9.8% |
| Boone County, IA | 4 | Under 10 loans | 0.0% |
| Guthrie County, IA | 4 | Under 10 loans | 0.0% |
| Marshall County, IA | 4 | Under 10 loans | 0.0% |
| Warren County, IA | 3 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Rock Island County, IL | 1 | Under 10 loans | 0.0% |
| Cherokee County, IA | 1 | Under 10 loans | 0.0% |
| Jasper County, IA | 1 | Under 10 loans | 0.0% |
| Madison County, IA | 1 | Under 10 loans | 0.0% |
| Marion County, IA | 1 | Under 10 loans | 0.0% |
| Palo Alto County, IA | 1 | Under 10 loans | 0.0% |
| Taylor County, IA | 1 | Under 10 loans | 0.0% |
| Union County, IA | 1 | Under 10 loans | 0.0% |
| Hubbard County, MN | 1 | Under 10 loans | 0.0% |
| Story County, IA | 0 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.