Mortgage Lender Index

Mortgage lenders in Boone County

722 mortgages were made in Boone County, Iowa, in 2025, by 137 lenders. The median rate their borrowers got was 6.625% on a median loan of $155,000. Of 935 decisions, 184 were denials — 19.7%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
MEMBERS1st Community Credit Union 56 7.500% $55,000 9.7%
IOWA BANKERS MORTGAGE CORPORATION 51 6.375% $195,000 14.5%
GREENSTATE Credit Union 43 6.500% $115,000 12.5%
Community Choice Credit Union 39 5.990% $85,000 7.1%
VERIDIAN CREDIT UNION 30 6.490% $85,000 18.9%
Rocket Mortgage, LLC 28 6.875% $145,000 31.0%
GUILD MORTGAGE COMPANY 28 6.625% $175,000 6.3%
GREATER IOWA CREDIT UNION 27 6.750% $105,000 10.0%
U.S. Bank National Association 25 7.500% $125,000 27.0%
Mortgage Research Center, LLC 17 6.250% $215,000 30.8%
Northwest Bank 17 6.500% $225,000 5.6%
LOWER, LLC 13 6.625% $205,000 13.3%
LAND HOME FINANCIAL SERVICES, INC. 13 6.625% $185,000 0.0%
PEOPLES BANK 12 Not published $245,000 20.0%
BMO Bank National Association 11 8.830% $55,000 38.9%
RIVER VALLEY Credit Union 11 Not published $75,000 0.0%
FREEDOM MORTGAGE CORPORATION 10 6.625% $190,000 28.6%
UNITED SHORE FINANCIAL SERVICES, LLC 10 6.124% $230,000 9.1%
Broker Solutions, Inc. 9 Under 10 loans Under 10 loans 10.0%
City State Bank 9 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 8 Under 10 loans Under 10 loans 20.0%
Premier Credit Union 8 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 8 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 7 Under 10 loans Under 10 loans 38.5%
GUARANTEED RATE, INC. 7 Under 10 loans Under 10 loans 0.0%
United Bank of Iowa 7 Under 10 loans Under 10 loans 12.5%
Fidelity Bank 7 Under 10 loans Under 10 loans 0.0%
Availa Bank 7 Under 10 loans Under 10 loans 12.5%
First National Bank, Ames, Iowa 7 Under 10 loans Under 10 loans 0.0%
VISIONBANK OF IOWA 6 Under 10 loans Under 10 loans 12.5%
FIGURE LENDING LLC 6 Under 10 loans Under 10 loans 20.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 6 Under 10 loans Under 10 loans 25.0%
Barrington Bank & Trust Company, National Association 6 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 6 Under 10 loans Under 10 loans 14.3%
GERSHMAN INVESTMENT CORP. 6 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 5 Under 10 loans Under 10 loans 28.6%
Empeople Credit Union 5 Under 10 loans Under 10 loans 37.5%
ENVOY MORTGAGE, LTD 5 Under 10 loans Under 10 loans 16.7%
MOVEMENT MORTGAGE, LLC 5 Under 10 loans Under 10 loans 0.0%
Home State Bank 5 Under 10 loans Under 10 loans 16.7%
Fairway Independent Mortgage Corporation 5 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 4 Under 10 loans Under 10 loans 81.0%
NEWREZ LLC 4 Under 10 loans Under 10 loans 20.0%
MUTUAL OF OMAHA MORTGAGE, INC. 4 Under 10 loans Under 10 loans 33.3%
Lendage, LLC 4 Under 10 loans Under 10 loans 0.0%
Raccoon Valley Bank 4 Under 10 loans Under 10 loans 0.0%
HOMESERVICES LENDING, LLC 4 Under 10 loans Under 10 loans 20.0%
South Story Bank & Trust 4 Under 10 loans Under 10 loans 0.0%
WEST GATE BANK 4 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 3 Under 10 loans Under 10 loans 70.0%
Coastal Community Bank 3 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 3 Under 10 loans Under 10 loans 57.1%
Navy Federal Credit Union 3 Under 10 loans Under 10 loans 40.0%
JPMorgan Chase Bank, National Association 3 Under 10 loans Under 10 loans 25.0%
Farm Credit Mid-America 3 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 3 Under 10 loans Under 10 loans 0.0%
Luana Savings Bank 3 Under 10 loans Under 10 loans 0.0%
First Interstate Bank 3 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 2 Under 10 loans Under 10 loans 66.7%
USAA Federal Savings Bank 2 Under 10 loans Under 10 loans 0.0%
ENDEAVOR CAPITAL, LLC. 2 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
DUPACO COMMUNITY 2 Under 10 loans Under 10 loans 33.3%
Bankers Trust Company 2 Under 10 loans Under 10 loans 33.3%
NBKC BANK 2 Under 10 loans Under 10 loans 0.0%
Collins Community Credit Union 2 Under 10 loans Under 10 loans 0.0%
Exchange State Bank 2 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Park Lane Finance Solutions, LLC 2 Under 10 loans Under 10 loans 0.0%
Community State Bank 2 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 2 Under 10 loans Under 10 loans 0.0%
FRONTIER FINANCIAL, INC. 2 Under 10 loans Under 10 loans 0.0%
Bank Iowa 2 Under 10 loans Under 10 loans 0.0%
Central Bank 2 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
FINANCIAL PLUS CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
DEEPHAVEN MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 60.0%
Click n' Close, Inc. 1 Under 10 loans Under 10 loans 33.3%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
254900M2C4Q6DATP2889 1 Under 10 loans Under 10 loans 50.0%
Loan Funder LLC 1 Under 10 loans Under 10 loans 0.0%
Earlham Savings Bank 1 Under 10 loans Under 10 loans 50.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 50.0%
COMMUNITY 1ST CREDIT UNION 1 Under 10 loans Under 10 loans 50.0%
Truist Bank 1 Under 10 loans Under 10 loans 50.0%
Cornerstone First Mortgage, Inc 1 Under 10 loans Under 10 loans 0.0%
Security Savings Bank 1 Under 10 loans Under 10 loans 0.0%
GNB BANK 1 Under 10 loans Under 10 loans 0.0%
254900CTT87ZKAUTIJ37 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
IOWA STATE BANK 1 Under 10 loans Under 10 loans 0.0%
Sierra Pacific Mortgage Company, Inc. 1 Under 10 loans Under 10 loans 0.0%
BankIowa of Cedar Rapids 1 Under 10 loans Under 10 loans 0.0%
Wilmington Savings Fund Society, FSB 1 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
American State Bank 1 Under 10 loans Under 10 loans 0.0%
Servion, Inc. 1 Under 10 loans Under 10 loans 0.0%
Premia Mortgage, LLC DBA Premia Relocation Mortgage 1 Under 10 loans Under 10 loans 0.0%
Bethpage Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
RESIDENTIAL MORTGAGE NETWORK, INC. 1 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 1 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 1 Under 10 loans Under 10 loans 0.0%
COMPASS MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Guthrie County State Bank 1 Under 10 loans Under 10 loans 0.0%
First National Bank of Omaha 1 Under 10 loans Under 10 loans 0.0%
First Merchants Bank 1 Under 10 loans Under 10 loans 0.0%
Manufacturers and Traders Trust Company 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
SPRING EQ, LLC 0 Under 10 loans Under 10 loans 100.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 66.7%
HOMEXPRESS MORTGAGE CORP. 0 Under 10 loans Under 10 loans 100.0%
MARINE CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans 100.0%
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 0 Under 10 loans Under 10 loans 100.0%
Midwest Heritage Bank, FSB 0 Under 10 loans Under 10 loans Not published
UNION STATE BANK 0 Under 10 loans Under 10 loans 0.0%
MANUFACTURERS BANK & TRUST COMPANY 0 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans 0.0%
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Valon Mortgage, Inc. 0 Under 10 loans Under 10 loans 100.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
QUORUM FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
THE FAMILY 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
Fortress Bank 0 Under 10 loans Under 10 loans Not published
FIRST COLONY MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Boone County

11 FDIC-insured branches from 8 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
VISIONBANK OF IOWA 3$198.2 million
Boone Bank & Trust Co. 2$143.0 million
U.S. Bank National Association 1$148.4 million
City State Bank 1$72.4 million
Peoples Bank 1$56.3 million
United Bank of Iowa 1$45.9 million
BMO Bank National Association 1$45.8 million
Security Savings Bank 1$12.2 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.