PEOPLES BANK
PEOPLES BANK received 208 applications in 2025 and made 149 mortgages, in 33 counties across 12 states. The median rate its borrowers got was Not published on a median loan of $215,000. Of 161 decisions, 10 were denials — 6.2%.
| Legal Entity Identifier | 254900QIPUZ7PAK59X63 |
|---|---|
| Applications received | 208 |
| Mortgages made | 149 |
| Denied | 10 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 47 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Peoples Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 94 | Not published | $250,000 | 2.1% |
| Refinancing | 35 | Not published | $125,000 | 14.6% |
| Cash-out refinancing | 10 | Not published | $325,000 | 9.1% |
| Other purposes | 10 | Not published | $45,000 | 8.3% |
Where PEOPLES BANK lends most
The 33 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Polk County, IA | 48 | Not published | 7.6% |
| Dallas County, IA | 28 | Not published | 0.0% |
| Greene County, IA | 21 | Not published | 8.7% |
| Boone County, IA | 12 | Not published | 20.0% |
| Guthrie County, IA | 12 | Not published | 0.0% |
| Story County, IA | 7 | Under 10 loans | 0.0% |
| Pasco County, FL | 2 | Under 10 loans | 0.0% |
| Clarke County, IA | 2 | Under 10 loans | 0.0% |
| Warren County, IA | 2 | Under 10 loans | 0.0% |
| Shelby County, AL | 1 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 1 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 1 | Under 10 loans | 0.0% |
| Jefferson County, CO | 1 | Under 10 loans | 0.0% |
| Pinellas County, FL | 1 | Under 10 loans | 0.0% |
| Franklin County, IA | 1 | Under 10 loans | 0.0% |
| Jasper County, IA | 1 | Under 10 loans | 0.0% |
| Madison County, IA | 1 | Under 10 loans | 0.0% |
| Marion County, IA | 1 | Under 10 loans | 0.0% |
| Muscatine County, IA | 1 | Under 10 loans | 0.0% |
| Scott County, IA | 1 | Under 10 loans | 0.0% |
| Johnson County, KS | 1 | Under 10 loans | 0.0% |
| Hennepin County, MN | 1 | Under 10 loans | 0.0% |
| Delaware County, OH | 1 | Under 10 loans | 0.0% |
| Baldwin County, AL | 0 | Under 10 loans | Not published |
| Chaffee County, CO | 0 | Under 10 loans | Not published |
| Clear Creek County, CO | 0 | Under 10 loans | Not published |
| Fulton County, GA | 0 | Under 10 loans | 100.0% |
| Lake County, IL | 0 | Under 10 loans | Not published |
| Calhoun County, IA | 0 | Under 10 loans | Not published |
| Carroll County, IA | 0 | Under 10 loans | Not published |
| Hamilton County, IA | 0 | Under 10 loans | Not published |
| Ozaukee County, WI | 0 | Under 10 loans | 0.0% |
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When PEOPLES BANK’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.