Community State Bank
Community State Bank received 117 applications in 2025 and made 100 mortgages, in 14 counties across 6 states. The median rate its borrowers got was Not published on a median loan of $205,000. Of 107 decisions, 6 were denials — 5.6%.
| Legal Entity Identifier | 549300JVXDPLF4P32H95 |
|---|---|
| Applications received | 117 |
| Mortgages made | 100 |
| Denied | 6 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 10 |
| Loans bought from other lenders | 18 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Community State Bank, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 54 | Not published | $325,000 | 1.8% |
| Refinancing | 35 | Not published | $65,000 | 5.4% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 8 | Under 10 loans | Under 10 loans | 27.3% |
Where Community State Bank lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Polk County, IA | 76 | Not published | 3.8% |
| Dallas County, IA | 12 | Not published | 0.0% |
| Story County, IA | 5 | Under 10 loans | 28.6% |
| Jasper County, IA | 3 | Under 10 loans | 0.0% |
| Boone County, IA | 2 | Under 10 loans | 0.0% |
| Warren County, IA | 1 | Under 10 loans | 0.0% |
| Camden County, MO | 1 | Under 10 loans | 0.0% |
| Marion County, FL | 0 | Under 10 loans | Not published |
| Hamilton County, IN | 0 | Under 10 loans | Not published |
| Porter County, IN | 0 | Under 10 loans | Not published |
| Lucas County, IA | 0 | Under 10 loans | 100.0% |
| Madison County, KY | 0 | Under 10 loans | Not published |
| Morgan County, MO | 0 | Under 10 loans | Not published |
| Hamilton County, OH | 0 | Under 10 loans | Not published |
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When Community State Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.