Premier Credit Union
Premier Credit Union received 757 applications in 2025 and made 573 mortgages, in 37 counties across 4 states. The median rate its borrowers got was 7.000% on a median loan of $95,000. Of 665 decisions, 92 were denials — 13.8%, most often for credit history. 190 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 2549004WBDC394DA3W87 |
|---|---|
| Applications received | 757 |
| Mortgages made | 573 |
| Denied | 92 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 92 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.19 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 76 | 6.500% | $205,000 | 1.3% |
| Refinancing | 14 | 7.000% | $125,000 | 17.7% |
| Cash-out refinancing | 50 | 6.813% | $185,000 | 7.4% |
| Other purposes | 433 | 7.000% | $75,000 | 16.3% |
Where Premier Credit Union lends most
The 37 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Polk County, IA | 272 | 7.000% | 0.0% |
| Dallas County, IA | 84 | 7.000% | 0.0% |
| Warren County, IA | 45 | 6.750% | 0.0% |
| Woodbury County, IA | 33 | 7.000% | 0.0% |
| Story County, IA | 30 | 7.000% | 0.0% |
| Madison County, IA | 12 | 8.000% | 0.0% |
| Marion County, IA | 9 | Under 10 loans | 0.0% |
| Boone County, IA | 8 | Under 10 loans | 0.0% |
| Jasper County, IA | 8 | Under 10 loans | 0.0% |
| Guthrie County, IA | 5 | Under 10 loans | 0.0% |
| Dakota County, NE | 5 | Under 10 loans | 0.0% |
| Plymouth County, IA | 4 | Under 10 loans | 0.0% |
| Webster County, IA | 4 | Under 10 loans | 0.0% |
| Cerro Gordo County, IA | 3 | Under 10 loans | 0.0% |
| Dickinson County, IA | 3 | Under 10 loans | 0.0% |
| Hardin County, IA | 3 | Under 10 loans | 0.0% |
| Black Hawk County, IA | 2 | Under 10 loans | 0.0% |
| Decatur County, IA | 2 | Under 10 loans | 0.0% |
| Grundy County, IA | 2 | Under 10 loans | 0.0% |
| Hamilton County, IA | 2 | Under 10 loans | 0.0% |
| Lucas County, IA | 2 | Under 10 loans | 0.0% |
| Union County, SD | 2 | Under 10 loans | 0.0% |
| Adams County, IA | 1 | Under 10 loans | 0.0% |
| Audubon County, IA | 1 | Under 10 loans | 0.0% |
| Calhoun County, IA | 1 | Under 10 loans | 0.0% |
| Carroll County, IA | 1 | Under 10 loans | 0.0% |
| Des Moines County, IA | 1 | Under 10 loans | 0.0% |
| Franklin County, IA | 1 | Under 10 loans | 0.0% |
| Greene County, IA | 1 | Under 10 loans | 0.0% |
| Hancock County, IA | 1 | Under 10 loans | 0.0% |
| Marshall County, IA | 1 | Under 10 loans | 0.0% |
| Monona County, IA | 1 | Under 10 loans | 0.0% |
| Pottawattamie County, IA | 1 | Under 10 loans | 0.0% |
| Union County, IA | 1 | Under 10 loans | 0.0% |
| Hall County, NE | 1 | Under 10 loans | 0.0% |
| Lancaster County, NE | 1 | Under 10 loans | 0.0% |
| Charles Mix County, SD | 1 | Under 10 loans | 0.0% |
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When Premier Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.