GREATER IOWA CREDIT UNION
GREATER IOWA CREDIT UNION received 877 applications in 2025 and made 555 mortgages, in 50 counties across 3 states. The median rate its borrowers got was 6.490% on a median loan of $85,000. Of 726 decisions, 155 were denials — 21.3%, most often for credit history.
| Legal Entity Identifier | 549300BB8TE7SXIUJI50 |
|---|---|
| Applications received | 877 |
| Mortgages made | 555 |
| Denied | 155 |
| Approved, not taken up | 16 |
| Withdrawn or incomplete | 151 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.58 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 126 | 6.000% | $255,000 | 1.5% |
| Refinancing | 61 | 5.990% | $155,000 | 21.5% |
| Cash-out refinancing | 173 | 6.990% | $75,000 | 12.5% |
| Other purposes | 195 | 7.240% | $45,000 | 35.1% |
Where GREATER IOWA CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Polk County, IA | 215 | 6.740% | 28.4% |
| Story County, IA | 126 | 6.250% | 9.0% |
| Warren County, IA | 43 | 6.740% | 15.7% |
| Dallas County, IA | 40 | 6.188% | 12.8% |
| Crawford County, IA | 35 | 6.490% | 20.0% |
| Boone County, IA | 27 | 6.750% | 10.0% |
| Hamilton County, IA | 9 | Under 10 loans | 10.0% |
| Jasper County, IA | 6 | Under 10 loans | 0.0% |
| Madison County, IA | 6 | Under 10 loans | 25.0% |
| Hardin County, IA | 5 | Under 10 loans | 0.0% |
| Guthrie County, IA | 4 | Under 10 loans | 0.0% |
| Sac County, IA | 3 | Under 10 loans | 25.0% |
| Tama County, IA | 3 | Under 10 loans | 0.0% |
| Clarke County, IA | 2 | Under 10 loans | 33.3% |
| Greene County, IA | 2 | Under 10 loans | 33.3% |
| Marion County, IA | 2 | Under 10 loans | 33.3% |
| Marshall County, IA | 2 | Under 10 loans | 33.3% |
| Montgomery County, IA | 2 | Under 10 loans | 0.0% |
| Union County, IA | 2 | Under 10 loans | 0.0% |
| Webster County, IA | 2 | Under 10 loans | 33.3% |
| Adair County, IA | 1 | Under 10 loans | 66.7% |
| Buena Vista County, IA | 1 | Under 10 loans | 50.0% |
| Calhoun County, IA | 1 | Under 10 loans | 0.0% |
| Carroll County, IA | 1 | Under 10 loans | 50.0% |
| Cass County, IA | 1 | Under 10 loans | 0.0% |
| Cerro Gordo County, IA | 1 | Under 10 loans | 0.0% |
| Dickinson County, IA | 1 | Under 10 loans | 0.0% |
| Franklin County, IA | 1 | Under 10 loans | 0.0% |
| Grundy County, IA | 1 | Under 10 loans | 0.0% |
| Lyon County, IA | 1 | Under 10 loans | 0.0% |
| Mahaska County, IA | 1 | Under 10 loans | 0.0% |
| Mills County, IA | 1 | Under 10 loans | 0.0% |
| Muscatine County, IA | 1 | Under 10 loans | 50.0% |
| O'Brien County, IA | 1 | Under 10 loans | 0.0% |
| Pottawattamie County, IA | 1 | Under 10 loans | 50.0% |
| Scott County, IA | 1 | Under 10 loans | 0.0% |
| Shelby County, IA | 1 | Under 10 loans | 50.0% |
| Sioux County, IA | 1 | Under 10 loans | 0.0% |
| Wayne County, IA | 1 | Under 10 loans | 0.0% |
| Black Hawk County, IA | 0 | Under 10 loans | 100.0% |
| Cherokee County, IA | 0 | Under 10 loans | 100.0% |
| Decatur County, IA | 0 | Under 10 loans | Not published |
| Emmet County, IA | 0 | Under 10 loans | 100.0% |
| Jones County, IA | 0 | Under 10 loans | 100.0% |
| Linn County, IA | 0 | Under 10 loans | 100.0% |
| Page County, IA | 0 | Under 10 loans | 100.0% |
| Van Buren County, IA | 0 | Under 10 loans | Not published |
| Wright County, IA | 0 | Under 10 loans | 100.0% |
| Hennepin County, MN | 0 | Under 10 loans | 100.0% |
| Lafayette County, WI | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.