Mortgage lenders in Linn County
6,849 mortgages were made in Linn County, Iowa, in 2025, by 245 lenders. The median rate their borrowers got was 6.500% on a median loan of $145,000. Of 8,214 decisions, 1,067 were denials — 13.0%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GREENSTATE Credit Union | 1,747 | 6.490% | $135,000 | 6.4% |
| Hills Bank and Trust Company | 1,031 | 6.250% | $145,000 | 5.8% |
| VERIDIAN CREDIT UNION | 503 | 6.625% | $85,000 | 10.3% |
| Collins Community Credit Union | 451 | 6.750% | $105,000 | 14.6% |
| DUPACO COMMUNITY | 265 | 7.000% | $75,000 | 22.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 218 | 6.250% | $185,000 | 5.1% |
| LINN AREA | 183 | 6.500% | $135,000 | 8.5% |
| Ohnward Bank & Trust | 163 | Not published | $135,000 | 1.8% |
| Broker Solutions, Inc. | 156 | 6.500% | $165,000 | 6.0% |
| Rocket Mortgage, LLC | 123 | 6.625% | $155,000 | 26.7% |
| FLAT BRANCH MORTGAGE, INC. | 119 | 6.500% | $195,000 | 0.8% |
| RESIDENTIAL MORTGAGE NETWORK, INC. | 112 | 6.500% | $205,000 | 0.0% |
| Farmers State Bank | 108 | 6.638% | $165,000 | 6.3% |
| U.S. Bank National Association | 107 | 7.650% | $115,000 | 32.3% |
| Mount Vernon Bank and Trust Company | 98 | Not published | $135,000 | 1.0% |
| FIRST | 90 | 6.990% | $55,000 | 14.3% |
| Cedar Rapids Bank and Trust Company | 87 | Not published | $155,000 | 8.3% |
| IOWA BANKERS MORTGAGE CORPORATION | 83 | 6.375% | $185,000 | 16.7% |
| DHI MORTGAGE COMPANY, LTD. | 60 | 5.500% | $270,000 | 18.9% |
| Bankers Trust Company | 57 | 7.250% | $145,000 | 7.9% |
| Mortgage Research Center, LLC | 48 | 6.250% | $245,000 | 32.4% |
| PENNYMAC LOAN SERVICES, LLC | 47 | 6.125% | $165,000 | 25.0% |
| Community Savings Bank | 37 | Not published | $115,000 | 14.6% |
| 21st Mortgage Corporation | 34 | 11.775% | $45,000 | 74.4% |
| Wells Fargo Bank, National Association | 33 | 6.625% | $165,000 | 10.8% |
| CMG MORTGAGE, INC. | 31 | 6.625% | $175,000 | 12.5% |
| Hiawatha Bank and Trust Company | 30 | Not published | $155,000 | 3.1% |
| MLD MORTGAGE INC. | 29 | 6.990% | $165,000 | 16.2% |
| COMMUNITY 1ST CREDIT UNION | 28 | 1.000% | $105,000 | 12.1% |
| MidWestOne Bank | 28 | 6.058% | $185,000 | 11.8% |
| BMO Bank National Association | 27 | 8.130% | $115,000 | 19.4% |
| GUILD MORTGAGE COMPANY | 26 | 6.625% | $170,000 | 0.0% |
| Waterstone Mortgage Corporation | 25 | 6.500% | $185,000 | 0.0% |
| NEWREZ LLC | 23 | 6.250% | $135,000 | 36.8% |
| Loandepot.Com, LLC | 21 | 6.990% | $105,000 | 40.0% |
| BankIowa of Cedar Rapids | 21 | Not published | $95,000 | 8.3% |
| HOMESERVICES LENDING, LLC | 21 | 6.500% | $155,000 | 4.6% |
| Citizens State Bank | 19 | Not published | $125,000 | 5.0% |
| NATIONSTAR MORTGAGE LLC | 19 | 8.250% | $75,000 | 5.0% |
| Fidelity Bank & Trust | 19 | 5.938% | $175,000 | 0.0% |
| WEST GATE BANK | 19 | 6.000% | $235,000 | 5.0% |
| Navy Federal Credit Union | 17 | 6.500% | $135,000 | 32.0% |
| Bridge Community Bank | 16 | Not published | $180,000 | 5.6% |
| FREEDOM MORTGAGE CORPORATION | 15 | 6.250% | $195,000 | 34.6% |
| Coastal Community Bank | 14 | 8.740% | $30,000 | 0.0% |
| Keystone Savings Bank | 14 | Not published | $125,000 | 0.0% |
| AmeriSave Mortgage Corporation | 13 | 9.500% | $35,000 | 79.0% |
| SPRING EQ, LLC | 12 | 9.238% | $50,000 | 59.4% |
| Farmers & Merchants Savings Bank | 12 | Not published | $165,000 | 7.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 10 | 6.563% | $125,000 | 53.6% |
| FIGURE LENDING LLC | 10 | 8.538% | $25,000 | 33.3% |
| TOWNE MORTGAGE COMPANY | 10 | 6.938% | $155,000 | 0.0% |
| Empeople Credit Union | 10 | 6.365% | $195,000 | 9.1% |
| Lendage, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Luana Savings Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 41.2% |
| Heartland Bank and Trust Company | 8 | Under 10 loans | Under 10 loans | 27.3% |
| GUARANTEED RATE AFFINITY, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 7 | Under 10 loans | Under 10 loans | 22.2% |
| RUHL MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers State Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 6 | Under 10 loans | Under 10 loans | 50.0% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 40.0% |
| MOVEMENT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Fairway Independent Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AIM Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Washington State Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Citizens Bank, National Association | 5 | Under 10 loans | Under 10 loans | 44.4% |
| CANOPY MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LOWER, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Atkins Savings Bank & Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 4 | Under 10 loans | Under 10 loans | 25.0% |
| ENDEAVOR CAPITAL, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| JPMorgan Chase Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Plains Commerce Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Bank Iowa | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ZILLOW HOME LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CBI Bank & Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Cedar Valley Bank & Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| COMPASS MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 70.0% |
| Bank of America, National Association | 3 | Under 10 loans | Under 10 loans | 70.0% |
| PHH Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| V.I.P. MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Heritage Bank, FSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Savings Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 75.0% |
| Zippy Loans, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 66.7% |
| First Interstate Bank | 2 | Under 10 loans | Under 10 loans | 25.0% |
| GNB BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Two Rivers Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Lincoln Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Central State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Du Trac Community Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| REGENT FINANCIAL GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Contract Exchange Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bankers' Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CEDAR FALLS COMMUNITY CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Goldman Sachs Bank USA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 83.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Commerce Home Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| LENDSURE MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Wilmington Savings Fund Society, FSB | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Old National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| KIND LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ASCENTRA Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| QUORUM FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHPOINT FINANCIAL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CITY-COUNTY CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 2549004XDCE3LGQW7H72 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PEOPLES SAVINGS BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank Five Nine | 1 | Under 10 loans | Under 10 loans | 0.0% |
| State Department Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| IOWA STATE BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FARMERS TRUST & SAVINGS BANK EARLING, IOWA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHEAST SECURITY BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CUSB Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Chelsea Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| City State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Central State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Readlyn Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY BANC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COLLIERS MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Green Belt Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Landmark Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Elements Financial Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Stride Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GAS AND ELECTRIC CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MEGASTAR FINANCIAL CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Arvest Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BOKF, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UMB Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Park Lane Finance Solutions, LLC | 0 | Under 10 loans | Under 10 loans | 61.5% |
| LENDINGONE, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| MARINE CREDIT UNION | 0 | Under 10 loans | Under 10 loans | 100.0% |
| MISSION LOANS, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| Farm Credit Mid-America | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Third Federal Savings and Loan Association of Cleveland | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Alerus Financial, National Association | 0 | Under 10 loans | Under 10 loans | 100.0% |
| PENTAGON FEDERAL CREDIT UNION | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Equity Prime Mortgage LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| COREVEST AMERICAN FINANCE LENDER LLC | 0 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| Texana Bank, National Association | 0 | Under 10 loans | Under 10 loans | Not published |
| SUN WEST MORTGAGE COMPANY, INC. | 0 | Under 10 loans | Under 10 loans | 100.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 45 lenders each made 0 or fewer mortgages here, and are counted in the totals above.
Bank branches in Linn County
70 FDIC-insured branches from 26 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- MidWestOne Bank, 3600 1st Avenue NE, Cedar Rapids
Get told when this changes
When the next year’s lending figures are out for Linn County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.