Cedar Valley Bank & Trust
Cedar Valley Bank & Trust received 98 applications in 2025 and made 92 mortgages, in 7 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $85,000. Of 95 decisions, 3 were denials — 3.2%.
| Legal Entity Identifier | 549300UMP0GPLDSH4L61 |
|---|---|
| Applications received | 98 |
| Mortgages made | 92 |
| Denied | 3 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Cedar Valley Bank & Trust, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 40 | Not published | $100,000 | 2.4% |
| Refinancing | 29 | Not published | $95,000 | 6.5% |
| Other purposes | 23 | Not published | $45,000 | 0.0% |
Where Cedar Valley Bank & Trust lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Benton County, IA | 76 | Not published | 2.6% |
| Black Hawk County, IA | 7 | Under 10 loans | 12.5% |
| Linn County, IA | 4 | Under 10 loans | 0.0% |
| Tama County, IA | 2 | Under 10 loans | 0.0% |
| Bremer County, IA | 1 | Under 10 loans | 0.0% |
| Grundy County, IA | 1 | Under 10 loans | 0.0% |
| Rice County, MN | 1 | Under 10 loans | 0.0% |
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When Cedar Valley Bank & Trust’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.