Mortgage lenders in Benton County
781 mortgages were made in Benton County, Iowa, in 2025, by 115 lenders. The median rate their borrowers got was 6.500% on a median loan of $125,000. Of 908 decisions, 95 were denials — 10.5%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GREENSTATE Credit Union | 136 | 6.500% | $105,000 | 3.9% |
| Cedar Valley Bank & Trust | 76 | Not published | $85,000 | 2.6% |
| VERIDIAN CREDIT UNION | 57 | 6.490% | $85,000 | 6.4% |
| Hills Bank and Trust Company | 46 | 6.250% | $135,000 | 2.0% |
| DUPACO COMMUNITY | 35 | 7.000% | $75,000 | 5.4% |
| Collins Community Credit Union | 29 | 6.875% | $105,000 | 9.4% |
| Broker Solutions, Inc. | 28 | 6.750% | $170,000 | 3.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 26 | 6.250% | $160,000 | 10.3% |
| LINN AREA | 25 | 7.000% | $135,000 | 7.4% |
| RESIDENTIAL MORTGAGE NETWORK, INC. | 24 | 6.375% | $200,000 | 4.0% |
| Rocket Mortgage, LLC | 22 | 6.433% | $145,000 | 11.5% |
| FIRST | 21 | 5.990% | $125,000 | 4.6% |
| Atkins Savings Bank & Trust | 18 | Not published | $125,000 | 10.0% |
| U.S. Bank National Association | 17 | 7.250% | $125,000 | 34.6% |
| Farmers Savings Bank & Trust | 16 | Not published | $110,000 | 0.0% |
| Mortgage Research Center, LLC | 14 | 6.625% | $215,000 | 16.7% |
| IOWA BANKERS MORTGAGE CORPORATION | 11 | 6.375% | $175,000 | 14.3% |
| MidWestOne Bank | 11 | 6.750% | $145,000 | 15.4% |
| Chelsea Savings Bank | 11 | Not published | $115,000 | 0.0% |
| MLD MORTGAGE INC. | 9 | Under 10 loans | Under 10 loans | 8.3% |
| BankIowa of Cedar Rapids | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Ohnward Bank & Trust | 8 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY 1ST CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PENNYMAC LOAN SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Cedar Rapids Bank and Trust Company | 6 | Under 10 loans | Under 10 loans | 14.3% |
| FLAT BRANCH MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Loandepot.Com, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Community Savings Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Keystone Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers State Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AIM Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NEWREZ LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUILD MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Navy Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Wells Fargo Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Waterstone Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Hiawatha Bank and Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 40.0% |
| Bankers Trust Company | 2 | Under 10 loans | Under 10 loans | 60.0% |
| FINANCE OF AMERICA REVERSE LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Empeople Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CEDAR FALLS COMMUNITY CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| WEST GATE BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JPMorgan Chase Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Community Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIGURE LENDING LLC | 1 | Under 10 loans | Under 10 loans | 33.3% |
| SPRING EQ, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers & Merchants Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MARINE CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 33.3% |
| TRIAD FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank of Indiana | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GNB BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Flanagan State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Community Choice Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Heritage Bank, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBERS1st Community Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHEAST SECURITY BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Alerus Financial, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fairway Independent Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ASCENTRA Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fidelity Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Central Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Lincoln Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 0 | Under 10 loans | Under 10 loans | Not published |
| LAKEVIEW LOAN SERVICING, LLC | 0 | Under 10 loans | Under 10 loans | 66.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Farm Credit Mid-America | 0 | Under 10 loans | Under 10 loans | 100.0% |
| MOVEMENT MORTGAGE, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| LOWER, LLC | 0 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| GUARANTEED RATE, INC. | 0 | Under 10 loans | Under 10 loans | 100.0% |
| BETTER MORTGAGE CORPORATION | 0 | Under 10 loans | Under 10 loans | 100.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| 254900M2C4Q6DATP2889 | 0 | Under 10 loans | Under 10 loans | Not published |
| BMO Bank National Association | 0 | Under 10 loans | Under 10 loans | Not published |
| LENDINGONE, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| I. H. MISSISSIPPI VALLEY CREDIT UNION | 0 | Under 10 loans | Under 10 loans | Not published |
| CHURCHILL MORTGAGE CORPORATION | 0 | Under 10 loans | Under 10 loans | Not published |
| The Federal Savings Bank | 0 | Under 10 loans | Under 10 loans | Not published |
| Bankers' Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Equity Prime Mortgage LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| NATIONSTAR MORTGAGE LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| Academy Bank, National Association | 0 | Under 10 loans | Under 10 loans | Not published |
| Valon Mortgage, Inc. | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Morton Community Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
| KITSAP Credit Union | 0 | Under 10 loans | Under 10 loans | Not published |
| Bank of America, National Association | 0 | Under 10 loans | Under 10 loans | Not published |
| Regions Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Fifth Third Bank, National Association | 0 | Under 10 loans | Under 10 loans | 100.0% |
| The Huntington National Bank | 0 | Under 10 loans | Under 10 loans | Not published |
| PLANET HOME LENDING, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| Gateway First Bank | 0 | Under 10 loans | Under 10 loans | Not published |
| FREEDOM MORTGAGE CORPORATION | 0 | Under 10 loans | Under 10 loans | Not published |
| Citizens Bank, National Association | 0 | Under 10 loans | Under 10 loans | Not published |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.
Bank branches in Benton County
12 FDIC-insured branches from 11 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Chelsea Savings Bank | 2 | $108.4 million |
| Atkins Savings Bank & Trust | 1 | $146.2 million |
| Farmers Savings Bank & Trust | 1 | $115.3 million |
| Nicolet National Bank | 1 | $82.0 million |
| The Watkins Savings Bank | 1 | $75.0 million |
| Cedar Valley Bank & Trust | 1 | $62.0 million |
| U.S. Bank National Association | 1 | $51.8 million |
| Keystone Savings Bank | 1 | $46.9 million |
| Central State Bank | 1 | $38.4 million |
| Benton County State Bank | 1 | $38.4 million |
| BankIowa | 1 | $28.3 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- MidWestOne Bank, 802 13th St, Belle Plaine
Get told when this changes
When the next year’s lending figures are out for Benton County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.