Morton Community Bank
Morton Community Bank received 1,775 applications in 2025 and made 1,426 mortgages, in 82 counties across 11 states. The median rate its borrowers got was 7.000% on a median loan of $105,000. Of 1,636 decisions, 187 were denials — 11.4%, most often for credit history.
| Legal Entity Identifier | 549300SNZET0P5BZ3J56 |
|---|---|
| Applications received | 1,775 |
| Mortgages made | 1,426 |
| Denied | 187 |
| Approved, not taken up | 23 |
| Withdrawn or incomplete | 139 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.19 points |
| FDIC-insured bank | Yes: Morton Community Bank, 49 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 676 | 6.768% | $145,000 | 4.7% |
| Refinancing | 235 | 7.250% | $85,000 | 8.4% |
| Cash-out refinancing | 16 | 6.438% | $105,000 | 15.0% |
| Other purposes | 499 | 7.250% | $65,000 | 20.1% |
Where Morton Community Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Tazewell County, IL | 328 | 7.000% | 13.3% |
| Peoria County, IL | 198 | 7.000% | 15.0% |
| Sangamon County, IL | 190 | 7.125% | 8.5% |
| McLean County, IL | 154 | 6.875% | 6.6% |
| Woodford County, IL | 82 | 7.125% | 10.6% |
| McDonough County, IL | 77 | 7.000% | 2.5% |
| Champaign County, IL | 53 | 7.000% | 1.8% |
| Fulton County, IL | 40 | 6.750% | 20.0% |
| Marshall County, IL | 36 | 7.125% | 14.3% |
| Mason County, IL | 24 | 7.188% | 22.6% |
| Douglas County, IL | 21 | 7.000% | 22.2% |
| Moultrie County, IL | 21 | 7.250% | 8.7% |
| Livingston County, IL | 15 | 7.000% | 0.0% |
| Stark County, IL | 12 | 7.250% | 14.3% |
| Whiteside County, IL | 11 | 7.250% | 26.7% |
| Piatt County, IL | 9 | Under 10 loans | 18.2% |
| Schuyler County, IL | 9 | Under 10 loans | 23.1% |
| Rock Island County, IL | 8 | Under 10 loans | 11.1% |
| Christian County, IL | 7 | Under 10 loans | 0.0% |
| Henry County, IL | 7 | Under 10 loans | 0.0% |
| Knox County, IL | 7 | Under 10 loans | 12.5% |
| LaSalle County, IL | 7 | Under 10 loans | 22.2% |
| Scott County, IA | 7 | Under 10 loans | 0.0% |
| De Witt County, IL | 6 | Under 10 loans | 0.0% |
| Coles County, IL | 5 | Under 10 loans | 16.7% |
| Cook County, IL | 5 | Under 10 loans | 0.0% |
| Logan County, IL | 5 | Under 10 loans | 16.7% |
| Macon County, IL | 5 | Under 10 loans | 28.6% |
| Warren County, IL | 5 | Under 10 loans | 0.0% |
| Lee County, FL | 4 | Under 10 loans | 0.0% |
| Shelby County, IL | 4 | Under 10 loans | 0.0% |
| St. Louis County, MO | 4 | Under 10 loans | 0.0% |
| Spartanburg County, SC | 4 | Under 10 loans | 0.0% |
| Menard County, IL | 3 | Under 10 loans | 40.0% |
| Pinellas County, FL | 2 | Under 10 loans | 0.0% |
| Bureau County, IL | 2 | Under 10 loans | 0.0% |
| Ford County, IL | 2 | Under 10 loans | 0.0% |
| Iroquois County, IL | 2 | Under 10 loans | 0.0% |
| Macoupin County, IL | 2 | Under 10 loans | 40.0% |
| Montgomery County, IL | 2 | Under 10 loans | 0.0% |
| Vermilion County, IL | 2 | Under 10 loans | 50.0% |
| Allen County, IN | 2 | Under 10 loans | 0.0% |
| Hamilton County, IN | 2 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Pima County, AZ | 1 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Indian River County, FL | 1 | Under 10 loans | 0.0% |
| Manatee County, FL | 1 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| Carroll County, IL | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Morton Community Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.