Mortgage Lender Index

Mortgage lenders in Henry County

960 mortgages were made in Henry County, Illinois, in 2025, by 154 lenders. The median rate their borrowers got was 6.500% on a median loan of $115,000. Of 1,186 decisions, 179 were denials — 15.1%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
I. H. MISSISSIPPI VALLEY CREDIT UNION 76 6.375% $105,000 10.6%
Empeople Credit Union 55 6.490% $95,000 22.5%
GREENSTATE Credit Union 51 6.625% $105,000 1.9%
Rocket Mortgage, LLC 43 6.500% $125,000 23.2%
BANKORION 40 Not published $95,000 7.0%
State Bank of Toulon 39 Not published $55,000 9.3%
Central Bank Illinois 36 Not published $95,000 2.7%
Union Federal Savings and Loan Association 33 Not published $55,000 15.4%
Peoples National Bank of Kewanee 31 5.560% $55,000 23.3%
Broker Solutions, Inc. 31 6.625% $165,000 5.9%
Farmers National Bank 30 Not published $105,000 3.2%
UNITED SHORE FINANCIAL SERVICES, LLC 21 6.125% $175,000 16.0%
COMMUNITY BANC MORTGAGE CORPORATION 20 6.313% $125,000 13.0%
ASCENTRA Credit Union 20 6.813% $75,000 9.1%
RUHL MORTGAGE, LLC 20 6.433% $180,000 0.0%
Mortgage Research Center, LLC 19 6.250% $195,000 26.9%
Community State Bank 19 Not published $65,000 4.8%
LOWER, LLC 18 6.813% $135,000 0.0%
Blackhawk Bank & Trust 15 Not published $95,000 16.7%
CBI Bank & Trust 15 6.950% $95,000 26.1%
R.I.A. Federal Credit Union 15 5.750% $145,000 22.7%
MORTGAGE CENTER L.C 13 6.625% $85,000 7.1%
Fairway Independent Mortgage Corporation 11 6.625% $155,000 8.3%
GUARANTEED RATE, INC. 11 6.375% $185,000 8.3%
PENNYMAC LOAN SERVICES, LLC 10 6.120% $135,000 0.0%
Navy Federal Credit Union 10 7.063% $185,000 9.1%
American Bank and Trust Company, National Association 10 6.188% $160,000 9.1%
NEWREZ LLC 9 Under 10 loans Under 10 loans 43.8%
CITIZENS EQUITY FIRST 8 Under 10 loans Under 10 loans 11.1%
SUCCESS MORTGAGE PARTNERS, INC. 8 Under 10 loans Under 10 loans 0.0%
First Federal Bank 8 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 7 Under 10 loans Under 10 loans 50.0%
CROSSCOUNTRY MORTGAGE, INC. 7 Under 10 loans Under 10 loans 10.0%
Du Trac Community Credit Union 7 Under 10 loans Under 10 loans 0.0%
Granite Bank 7 Under 10 loans Under 10 loans 0.0%
FLAT BRANCH MORTGAGE, INC. 7 Under 10 loans Under 10 loans 0.0%
Morton Community Bank 7 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 6 Under 10 loans Under 10 loans 33.3%
MUTUAL OF OMAHA MORTGAGE, INC. 6 Under 10 loans Under 10 loans 25.0%
COMPEER FINANCIAL, FLCA 6 Under 10 loans Under 10 loans 18.2%
FIGURE LENDING LLC 6 Under 10 loans Under 10 loans 11.1%
Wells Fargo Bank, National Association 5 Under 10 loans Under 10 loans 14.3%
FREEDOM MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 28.6%
GUILD MORTGAGE COMPANY 4 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 4 Under 10 loans Under 10 loans 20.0%
Midwest Bank 4 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 4 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 4 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 3 Under 10 loans Under 10 loans 78.6%
THE FAMILY 3 Under 10 loans Under 10 loans 40.0%
PNC Bank, National Association 3 Under 10 loans Under 10 loans 40.0%
Old National Bank 3 Under 10 loans Under 10 loans 40.0%
Fifth Third Bank, National Association 3 Under 10 loans Under 10 loans 25.0%
MLD MORTGAGE INC. 3 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 3 Under 10 loans Under 10 loans 0.0%
COMPASS MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 3 Under 10 loans Under 10 loans 0.0%
A & N MORTGAGE SERVICES, INC. 3 Under 10 loans Under 10 loans 0.0%
INB, National Association 3 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 3 Under 10 loans Under 10 loans 0.0%
GERSHMAN INVESTMENT CORP. 3 Under 10 loans Under 10 loans 0.0%
CONSUMER REAL ESTATE FINANCE CO. 3 Under 10 loans Under 10 loans 0.0%
ALLIANT CREDIT UNION 3 Under 10 loans Under 10 loans 0.0%
MICHIGAN MUTUAL, INC. 3 Under 10 loans Under 10 loans 0.0%
Coastal Community Bank 2 Under 10 loans Under 10 loans 0.0%
Discover Bank 2 Under 10 loans Under 10 loans 60.0%
ROYAL UNITED MORTGAGE LLC 2 Under 10 loans Under 10 loans 33.3%
Lendage, LLC 2 Under 10 loans Under 10 loans 33.3%
Flanagan State Bank 2 Under 10 loans Under 10 loans 33.3%
First Central State Bank 2 Under 10 loans Under 10 loans 0.0%
First Mid Bank & Trust, National Association 2 Under 10 loans Under 10 loans 0.0%
First State Bank of Forrest 2 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
Valon Mortgage, Inc. 2 Under 10 loans Under 10 loans 0.0%
Luminate Bank 2 Under 10 loans Under 10 loans 0.0%
GAS AND ELECTRIC CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 1 Under 10 loans Under 10 loans 80.0%
ENDEAVOR CAPITAL, LLC. 1 Under 10 loans Under 10 loans 50.0%
The Huntington National Bank 1 Under 10 loans Under 10 loans 66.7%
TBK BANK, SSB 1 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 66.7%
Bank of America, National Association 1 Under 10 loans Under 10 loans 66.7%
Great Southern Bank 1 Under 10 loans Under 10 loans 0.0%
COVANTAGE CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
FIRST STATE MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
Adams Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
Sauk Valley Bank & Trust Company 1 Under 10 loans Under 10 loans 50.0%
First State Bank 1 Under 10 loans Under 10 loans 50.0%
Servion, Inc. 1 Under 10 loans Under 10 loans 0.0%
The Central Trust Bank 1 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
Connexus Credit Union 1 Under 10 loans Under 10 loans 0.0%
FlexPoint, Inc. 1 Under 10 loans Under 10 loans 0.0%
Nations Lending Corporation 1 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 Under 10 loans Under 10 loans 0.0%
The First National Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 1 Under 10 loans Under 10 loans 0.0%
TruHome Solutions, LLC 1 Under 10 loans Under 10 loans 0.0%
Fortress Bank 1 Under 10 loans Under 10 loans 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 1 Under 10 loans Under 10 loans 0.0%
Eureka Savings Bank 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Ally Bank 1 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
SIRVA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
NexBank 1 Under 10 loans Under 10 loans 0.0%
Busey Bank 1 Under 10 loans Under 10 loans 0.0%
Union Savings Bank 1 Under 10 loans Under 10 loans 0.0%
QUORUM FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Baxter Credit Union 1 Under 10 loans Under 10 loans 0.0%
IAA Credit Union 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 0.0%
Bank of Springfield 1 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
HEARTLAND 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Local Bank 1 Under 10 loans Under 10 loans 0.0%
Bankers Trust Company 1 Under 10 loans Under 10 loans 0.0%
First National Bank of Omaha 1 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans 75.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
MARINE CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans 100.0%
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans Not published
THE LOAN STORE, INC. 0 Under 10 loans Under 10 loans Not published
Tomo Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
USALLIANCE FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
Paramount Residential Mortgage Group, Inc. 0 Under 10 loans Under 10 loans 100.0%
BMO Bank National Association 0 Under 10 loans Under 10 loans 100.0%
Prosperity Home Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
The Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
CMG MORTGAGE, INC. 0 Under 10 loans Under 10 loans 0.0%
Boeing Employees Credit Union 0 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
ALLIED MORTGAGE GROUP, INC. 0 Under 10 loans Under 10 loans Not published
DUPACO COMMUNITY 0 Under 10 loans Under 10 loans 100.0%
CHAMPIONS FUNDING, LLC 0 Under 10 loans Under 10 loans Not published
Regions Bank 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
IOWA BANKERS MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Henry County

25 FDIC-insured branches from 11 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
BankOrion 4$382.6 million
Central Bank Illinois 3$405.8 million
Community State Bank 3$175.7 million
Peoples National Bank of Kewanee 3$172.9 million
Union Federal Savings and Loan Association 3$90.7 million
Blackhawk Bank & Trust 2$139.4 million
State Bank of Toulon 2$112.8 million
Farmers State Bank of Western Illinois 2$57.6 million
Farmers National Bank 1$249.6 million
Wells Fargo Bank, National Association 1$79.1 million
Woodforest National Bank 1$3.1 million

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When the next year’s lending figures are out for Henry County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.