Mortgage Lender Index

MARINE CREDIT UNION

MARINE CREDIT UNION received 3,222 applications in 2025 and made 1,160 mortgages, in 174 counties across 5 states. The median rate its borrowers got was 8.880% on a median loan of $105,000. Of 2,508 decisions, 1,127 were denials — 44.9%, most often for debt-to-income ratio.

Legal Entity Identifier5493007DIB8YPDM6NR52
Applications received3,222
Mortgages made1,160
Denied1,127
Approved, not taken up221
Withdrawn or incomplete714
Loans bought from other lenders0
Median rate spread over the prime offer rate2.7025 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase210 8.630%$165,000 41.8%
Refinancing90 7.190%$150,000 49.0%
Cash-out refinancing860 9.130%$95,000 45.2%

Where MARINE CREDIT UNION lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Milwaukee County, WI 1119.130%52.7%
Fond du Lac County, WI 929.055%36.8%
Polk County, IA 718.730%44.4%
La Crosse County, WI 527.740%28.7%
Brown County, WI 488.630%34.9%
Eau Claire County, WI 398.730%46.4%
Dodge County, WI 368.680%33.3%
Chippewa County, WI 338.880%50.6%
Crawford County, WI 258.500%31.1%
Grant County, WI 258.500%35.7%
Outagamie County, WI 228.680%36.1%
Racine County, WI 229.555%50.8%
Sheboygan County, WI 228.180%37.0%
Winnebago County, WI 229.130%51.0%
Monroe County, WI 208.805%43.9%
Scott County, IA 199.980%52.1%
Manitowoc County, WI 189.255%47.2%
Marinette County, WI 158.750%30.4%
Jackson County, WI 148.880%32.0%
Calumet County, WI 138.730%35.0%
Washington County, WI 139.230%37.5%
Rock Island County, IL 129.793%59.0%
Olmsted County, MN 128.480%34.8%
Winona County, MN 128.240%35.0%
Clark County, WI 128.555%34.8%
Oconto County, WI 1210.428%41.7%
Dallas County, IA 119.480%40.0%
Rock County, WI 119.605%45.5%
Waukesha County, WI 119.730%50.0%
Warren County, IA 109.130%33.3%
Dunn County, WI 109.255%40.0%
Jefferson County, WI 109.743%21.4%
Vernon County, WI 108.105%38.9%
Waushara County, WI 108.115%55.6%
Clayton County, IA 9Under 10 loans27.8%
Adams County, WI 9Under 10 loans56.5%
Kenosha County, WI 9Under 10 loans60.0%
Jasper County, IA 8Under 10 loans38.5%
Fillmore County, MN 8Under 10 loans50.0%
Buffalo County, WI 8Under 10 loans42.9%
Green County, WI 8Under 10 loans64.0%
Green Lake County, WI 8Under 10 loans50.0%
Kewaunee County, WI 7Under 10 loans30.8%
Rusk County, WI 7Under 10 loans33.3%
Trempealeau County, WI 7Under 10 loans59.1%
Walworth County, WI 7Under 10 loans35.7%
Allamakee County, IA 6Under 10 loans37.5%
Winneshiek County, IA 6Under 10 loans53.8%
Houston County, MN 6Under 10 loans45.5%
Dane County, WI 6Under 10 loans55.6%

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When MARINE CREDIT UNION’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.