Mortgage Lender Index

FlexPoint, Inc.

FlexPoint, Inc. received 6,100 applications in 2025 and made 3,059 mortgages, in 502 counties across 44 states. The median rate its borrowers got was 7.000% on a median loan of $395,000. Of 4,482 decisions, 217 were denials — 4.8%, most often for collateral. 1 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier254900QNIR86GUIRYH95
Applications received6,100
Mortgages made3,059
Denied217
Approved, not taken up1,206
Withdrawn or incomplete1,618
Loans bought from other lenders0
Median rate spread over the prime offer rate0.766 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,983 6.875%$405,000 4.4%
Refinancing232 6.875%$480,000 5.3%
Cash-out refinancing843 7.625%$325,000 5.5%
Other purposes1 Under 10 loansUnder 10 loans 0.0%

Where FlexPoint, Inc. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Los Angeles County, CA 4997.250%4.8%
Orange County, CA 2147.250%4.0%
Kern County, CA 2006.500%2.9%
Riverside County, CA 1577.125%5.1%
San Bernardino County, CA 1566.875%3.0%
Monterey County, CA 1206.625%3.3%
Stanislaus County, CA 816.250%1.7%
San Joaquin County, CA 656.375%1.2%
Harris County, TX 657.250%12.6%
San Diego County, CA 627.313%6.5%
Miami-Dade County, FL 587.438%5.2%
Broward County, FL 437.250%12.9%
Merced County, CA 366.625%3.9%
Dallas County, TX 337.000%4.4%
Clark County, NV 327.250%5.1%
Maricopa County, AZ 317.125%16.7%
Collin County, TX 316.875%7.0%
Palm Beach County, FL 297.250%11.1%
Santa Clara County, CA 286.875%7.9%
Sacramento County, CA 276.625%0.0%
Contra Costa County, CA 236.625%0.0%
Fresno County, CA 236.875%3.3%
Lee County, FL 217.500%3.2%
Lubbock County, TX 217.250%6.3%
Tarrant County, TX 217.375%0.0%
Ventura County, CA 207.625%3.6%
Denton County, TX 206.688%7.1%
Alameda County, CA 196.875%9.4%
Guilford County, NC 196.875%0.0%
Wake County, NC 186.875%0.0%
Cook County, IL 167.000%11.1%
Tulare County, CA 156.625%12.0%
Gwinnett County, GA 157.375%4.4%
Fort Bend County, TX 157.125%4.2%
Madera County, CA 136.375%4.4%
Philadelphia County, PA 137.250%7.7%
Montgomery County, TX 137.375%0.0%
Santa Cruz County, CA 126.750%6.7%
Adams County, CO 127.250%0.0%
Orange County, FL 127.000%0.0%
Solano County, CA 116.625%6.7%
Bernalillo County, NM 116.875%0.0%
Hillsborough County, FL 106.625%12.5%
Sarasota County, FL 107.750%6.7%
Kings County, CA 9Under 10 loans0.0%
Marion County, FL 9Under 10 loans0.0%
Travis County, TX 9Under 10 loans0.0%
Baltimore city, MD 8Under 10 loans2.6%
Cumberland County, NC 8Under 10 loans18.2%
Knox County, TN 8Under 10 loans0.0%

Get told when this changes

When FlexPoint, Inc.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.