FLAT BRANCH MORTGAGE, INC. received 18,914 applications in 2025 and made
15,370 mortgages, in 761 counties across 34 states.
The median rate its borrowers got was 6.500% on a median loan of $215,000.
Of 15,695 decisions, 183 were denials — 1.2%, most often for debt-to-income ratio.
Legal Entity Identifier
549300LXKO1O7CSK5J52
Applications received
18,914
Mortgages made
15,370
Denied
183
Approved, not taken up
142
Withdrawn or incomplete
3,219
Loans bought from other lenders
7
Median rate spread over the prime offer rate
0.3295 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
13,670
6.625%
$215,000
1.1%
Refinancing
1,004
6.125%
$285,000
1.3%
Cash-out refinancing
603
6.625%
$195,000
1.5%
Other purposes
93
6.875%
$175,000
2.1%
Where FLAT BRANCH MORTGAGE, INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When FLAT BRANCH MORTGAGE, INC.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.