RUHL MORTGAGE, LLC
RUHL MORTGAGE, LLC received 681 applications in 2025 and made 557 mortgages, in 38 counties across 2 states. The median rate its borrowers got was 6.250% on a median loan of $185,000. Of 566 decisions, 5 were denials — 0.9%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300HSB39FXRFMW540 |
|---|---|
| Applications received | 681 |
| Mortgages made | 557 |
| Denied | 5 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 115 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.072 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 477 | 6.375% | $175,000 | 1.0% |
| Refinancing | 67 | 6.125% | $255,000 | 0.0% |
| Cash-out refinancing | 12 | 6.625% | $195,000 | 0.0% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where RUHL MORTGAGE, LLC lends most
The 38 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Scott County, IA | 271 | 6.250% | 0.4% |
| Rock Island County, IL | 107 | 6.375% | 1.8% |
| Muscatine County, IA | 50 | 6.375% | 0.0% |
| Clinton County, IA | 22 | 6.125% | 4.4% |
| Henry County, IL | 20 | 6.433% | 0.0% |
| Des Moines County, IA | 12 | 6.188% | 0.0% |
| Mercer County, IL | 9 | Under 10 loans | 0.0% |
| Dubuque County, IA | 7 | Under 10 loans | 0.0% |
| Linn County, IA | 7 | Under 10 loans | 0.0% |
| Johnson County, IA | 6 | Under 10 loans | 0.0% |
| Lee County, IA | 5 | Under 10 loans | 0.0% |
| Polk County, IA | 5 | Under 10 loans | 16.7% |
| Whiteside County, IL | 4 | Under 10 loans | 0.0% |
| Knox County, IL | 3 | Under 10 loans | 0.0% |
| Carroll County, IL | 2 | Under 10 loans | 0.0% |
| Cook County, IL | 2 | Under 10 loans | 0.0% |
| Warren County, IL | 2 | Under 10 loans | 0.0% |
| Cedar County, IA | 2 | Under 10 loans | 0.0% |
| Henry County, IA | 2 | Under 10 loans | 0.0% |
| Jackson County, IA | 2 | Under 10 loans | 0.0% |
| Louisa County, IA | 2 | Under 10 loans | 0.0% |
| Henderson County, IL | 1 | Under 10 loans | 0.0% |
| Jo Daviess County, IL | 1 | Under 10 loans | 0.0% |
| Kendall County, IL | 1 | Under 10 loans | 0.0% |
| McHenry County, IL | 1 | Under 10 loans | 0.0% |
| McLean County, IL | 1 | Under 10 loans | 0.0% |
| Stephenson County, IL | 1 | Under 10 loans | 0.0% |
| Iowa County, IA | 1 | Under 10 loans | 0.0% |
| Jasper County, IA | 1 | Under 10 loans | 0.0% |
| Jones County, IA | 1 | Under 10 loans | 0.0% |
| Marshall County, IA | 1 | Under 10 loans | 0.0% |
| Pottawattamie County, IA | 1 | Under 10 loans | 0.0% |
| Story County, IA | 1 | Under 10 loans | 0.0% |
| Warren County, IA | 1 | Under 10 loans | 0.0% |
| Webster County, IA | 1 | Under 10 loans | 0.0% |
| Winneshiek County, IA | 1 | Under 10 loans | 0.0% |
| Lee County, IL | 0 | Under 10 loans | Not published |
| Will County, IL | 0 | Under 10 loans | Not published |
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When RUHL MORTGAGE, LLC’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.