Mortgage Lender Index

Mortgage lenders in Iowa County

471 mortgages were made in Iowa County, Iowa, in 2025, by 81 lenders. The median rate their borrowers got was 6.500% on a median loan of $115,000. Of 557 decisions, 73 were denials — 13.1%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
GREENSTATE Credit Union 159 6.500% $105,000 3.6%
Hills Bank and Trust Company 82 6.438% $95,000 9.7%
VERIDIAN CREDIT UNION 24 6.990% $55,000 7.7%
RESIDENTIAL MORTGAGE NETWORK, INC. 21 6.500% $185,000 0.0%
Rocket Mortgage, LLC 18 6.933% $160,000 24.0%
MidWestOne Bank 18 5.990% $105,000 14.3%
DUPACO COMMUNITY 13 7.000% $65,000 18.8%
Keystone Savings Bank 13 Not published $75,000 0.0%
U.S. Bank National Association 10 8.400% $90,000 41.2%
LINN AREA 9 Under 10 loans Under 10 loans 0.0%
IOWA BANKERS MORTGAGE CORPORATION 8 Under 10 loans Under 10 loans 20.0%
COMMUNITY 1ST CREDIT UNION 7 Under 10 loans Under 10 loans 22.2%
Collins Community Credit Union 6 Under 10 loans Under 10 loans 45.5%
Mortgage Research Center, LLC 6 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 5 Under 10 loans Under 10 loans 16.7%
MLD MORTGAGE INC. 5 Under 10 loans Under 10 loans 0.0%
Grinnell State Bank 5 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 4 Under 10 loans Under 10 loans 0.0%
First State Bank 4 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 3 Under 10 loans Under 10 loans 57.1%
CBI Bank & Trust 3 Under 10 loans Under 10 loans 25.0%
UNITED SHORE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 50.0%
NEWREZ LLC 2 Under 10 loans Under 10 loans 0.0%
HOMESERVICES LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
Lendage, LLC 2 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 2 Under 10 loans Under 10 loans 0.0%
Bridge Community Bank 2 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 0.0%
Two Rivers Bank & Trust 2 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 1 Under 10 loans Under 10 loans 80.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 66.7%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 1 Under 10 loans Under 10 loans 66.7%
FIGURE LENDING LLC 1 Under 10 loans Under 10 loans 0.0%
Coastal Community Bank 1 Under 10 loans Under 10 loans 0.0%
MARINE CREDIT UNION 1 Under 10 loans Under 10 loans 50.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
Fidelity Bank & Trust 1 Under 10 loans Under 10 loans 50.0%
WEST GATE BANK 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
MEMBERS1st Community Credit Union 1 Under 10 loans Under 10 loans 0.0%
Community Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Chelsea Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Farmers & Merchants Savings Bank 1 Under 10 loans Under 10 loans 0.0%
American Airlines Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
TS Bank 1 Under 10 loans Under 10 loans 0.0%
JMAC LENDING, INC. 1 Under 10 loans Under 10 loans 0.0%
I. H. MISSISSIPPI VALLEY CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
RUHL MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
Washington State Bank 1 Under 10 loans Under 10 loans 0.0%
FLAT BRANCH MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Northwest Bank 1 Under 10 loans Under 10 loans 0.0%
IncredibleBank 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 0.0%
Fairfax State Savings Bank 1 Under 10 loans Under 10 loans 0.0%
FIRST 1 Under 10 loans Under 10 loans 0.0%
Atkins Savings Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Waterstone Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
LOWER, LLC 0 Under 10 loans Under 10 loans Not published
254900M2C4Q6DATP2889 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCIAL RESOURCES, INC. 0 Under 10 loans Under 10 loans Not published
Commerce Home Mortgage, Inc. 0 Under 10 loans Under 10 loans 100.0%
Farm Credit Mid-America 0 Under 10 loans Under 10 loans 0.0%
Farmers State Bank 0 Under 10 loans Under 10 loans Not published
OCMBC, INC. 0 Under 10 loans Under 10 loans 100.0%
SIRVA MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
ASCENTRA Credit Union 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
The Huntington National Bank 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Iowa County

9 FDIC-insured branches from 7 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Farmers Trust & Savings Bank 2$138.1 million
Keystone Savings Bank 2$78.8 million
Grinnell State Bank 1$77.9 million
Chelsea Savings Bank 1$32.1 million
Hills Bank and Trust Company 1$27.0 million
Fairfax State Savings Bank 1$23.7 million
Fidelity Bank & Trust 1$21.1 million

Closed since the 2025 survey

2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for Iowa County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.