LINN AREA
LINN AREA received 356 applications in 2025 and made 272 mortgages, in 18 counties across 1 state. The median rate its borrowers got was 6.745% on a median loan of $135,000. Of 299 decisions, 27 were denials — 9.0%, most often for credit history.
| Legal Entity Identifier | 549300EAZZ1G4DMO8869 |
|---|---|
| Applications received | 356 |
| Mortgages made | 272 |
| Denied | 27 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 57 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.251 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 160 | 6.375% | $155,000 | 1.2% |
| Refinancing | 51 | 7.750% | $55,000 | 28.2% |
| Cash-out refinancing | 61 | 7.625% | $85,000 | 7.6% |
Where LINN AREA lends most
The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Linn County, IA | 183 | 6.500% | 8.5% |
| Benton County, IA | 25 | 7.000% | 7.4% |
| Johnson County, IA | 24 | 6.745% | 11.1% |
| Iowa County, IA | 9 | Under 10 loans | 0.0% |
| Cedar County, IA | 5 | Under 10 loans | 0.0% |
| Jones County, IA | 5 | Under 10 loans | 28.6% |
| Buchanan County, IA | 4 | Under 10 loans | 0.0% |
| Muscatine County, IA | 3 | Under 10 loans | 40.0% |
| Polk County, IA | 3 | Under 10 loans | 0.0% |
| Scott County, IA | 3 | Under 10 loans | 0.0% |
| Fayette County, IA | 2 | Under 10 loans | 0.0% |
| Tama County, IA | 2 | Under 10 loans | 0.0% |
| Delaware County, IA | 1 | Under 10 loans | 0.0% |
| Jackson County, IA | 1 | Under 10 loans | 0.0% |
| Louisa County, IA | 1 | Under 10 loans | 0.0% |
| Story County, IA | 1 | Under 10 loans | 0.0% |
| Des Moines County, IA | 0 | Under 10 loans | Not published |
| Washington County, IA | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.