Mortgage Lender Index

Northwest Bank

Northwest Bank received 2,585 applications in 2025 and made 2,079 mortgages, in 147 counties across 24 states. The median rate its borrowers got was 6.440% on a median loan of $175,000. Of 2,254 decisions, 135 were denials — 6.0%, most often for credit history.

Legal Entity Identifier549300RBJCM5B02O5U05
Applications received2,585
Mortgages made2,079
Denied135
Approved, not taken up40
Withdrawn or incomplete331
Loans bought from other lenders5
Median rate spread over the prime offer rate-0.064 points
FDIC-insured bankYes: Northwest Bank, 164 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,134 6.625%$225,000 2.1%
Refinancing389 5.875%$155,000 6.1%
Cash-out refinancing76 6.625%$185,000 14.4%
Other purposes480 5.000%$55,000 12.7%

Where Northwest Bank lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Polk County, IA 3656.375%5.0%
Dickinson County, IA 2326.500%4.9%
Clay County, IA 1516.500%5.6%
Woodbury County, IA 1466.375%12.0%
Douglas County, NE 1326.375%3.6%
Webster County, IA 956.500%5.9%
Dallas County, IA 916.625%2.2%
Sioux County, IA 766.250%2.6%
Kossuth County, IA 645.875%8.1%
Plymouth County, IA 646.500%5.9%
Story County, IA 636.250%5.9%
Sarpy County, NE 556.375%1.8%
Union County, IA 476.375%14.3%
Emmet County, IA 436.250%4.4%
Humboldt County, IA 426.438%4.6%
Palo Alto County, IA 396.500%14.6%
Warren County, IA 336.500%2.9%
Boone County, IA 176.500%5.6%
O'Brien County, IA 146.313%12.5%
Dakota County, NE 136.875%7.1%
Buena Vista County, IA 126.625%14.3%
Union County, SD 126.500%0.0%
Page County, IA 116.625%15.4%
Ringgold County, IA 115.750%0.0%
Madison County, IA 106.313%23.1%
Maricopa County, AZ 9Under 10 loans0.0%
Pottawattamie County, IA 9Under 10 loans0.0%
Calhoun County, IA 8Under 10 loans0.0%
Wright County, IA 8Under 10 loans0.0%
Cerro Gordo County, IA 7Under 10 loans0.0%
Pocahontas County, IA 7Under 10 loans0.0%
Taylor County, IA 7Under 10 loans30.0%
Marion County, IA 6Under 10 loans0.0%
Jackson County, MN 6Under 10 loans14.3%
Adair County, IA 5Under 10 loans0.0%
Johnson County, IA 5Under 10 loans0.0%
Osceola County, IA 5Under 10 loans0.0%
Sac County, IA 5Under 10 loans16.7%
Cass County, NE 5Under 10 loans0.0%
Saunders County, NE 5Under 10 loans0.0%
Washington County, NE 5Under 10 loans0.0%
Minnehaha County, SD 5Under 10 loans0.0%
Cherokee County, IA 4Under 10 loans0.0%
Guthrie County, IA 4Under 10 loans0.0%
Jasper County, IA 4Under 10 loans20.0%
Kandiyohi County, MN 4Under 10 loans0.0%
Lee County, FL 3Under 10 loans0.0%
Clarke County, IA 3Under 10 loans25.0%
Greene County, IA 3Under 10 loans0.0%
Hamilton County, IA 3Under 10 loans0.0%

Get told when this changes

When Northwest Bank’s figures are published for the next year, or restated.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.