Keystone Savings Bank
Keystone Savings Bank received 49 applications in 2025 and made 45 mortgages, in 10 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 49 decisions, 2 were denials — 4.1%.
| Legal Entity Identifier | 254900I4Q994MFILTR26 |
|---|---|
| Applications received | 49 |
| Mortgages made | 45 |
| Denied | 2 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Keystone Savings Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 11 | Not published | $105,000 | 0.0% |
| Refinancing | 26 | Not published | $110,000 | 7.1% |
| Other purposes | 8 | Under 10 loans | Under 10 loans | 0.0% |
Where Keystone Savings Bank lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Linn County, IA | 14 | Not published | 0.0% |
| Iowa County, IA | 13 | Not published | 0.0% |
| Benton County, IA | 5 | Under 10 loans | 0.0% |
| Poweshiek County, IA | 5 | Under 10 loans | 0.0% |
| Polk County, IA | 3 | Under 10 loans | 40.0% |
| Tama County, IA | 2 | Under 10 loans | 0.0% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| Dallas County, IA | 1 | Under 10 loans | 0.0% |
| Story County, IA | 1 | Under 10 loans | 0.0% |
| Johnson County, IA | 0 | Under 10 loans | 0.0% |
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When Keystone Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.