ASCENTRA Credit Union
ASCENTRA Credit Union received 883 applications in 2025 and made 623 mortgages, in 24 counties across 2 states. The median rate its borrowers got was 6.500% on a median loan of $75,000. Of 766 decisions, 142 were denials — 18.5%, most often for credit history.
| Legal Entity Identifier | 549300NSOTTGIGCIV712 |
|---|---|
| Applications received | 883 |
| Mortgages made | 623 |
| Denied | 142 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 117 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.224 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 204 | 5.750% | $135,000 | 13.5% |
| Refinancing | 149 | 6.250% | $85,000 | 21.6% |
| Other purposes | 270 | 7.250% | $45,000 | 20.3% |
Where ASCENTRA Credit Union lends most
The 24 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Scott County, IA | 271 | 6.500% | 13.9% |
| Rock Island County, IL | 140 | 6.500% | 20.9% |
| Clinton County, IA | 81 | 6.500% | 20.6% |
| Muscatine County, IA | 54 | 6.500% | 20.6% |
| Whiteside County, IL | 25 | 6.500% | 13.8% |
| Henry County, IL | 20 | 6.813% | 9.1% |
| Cedar County, IA | 10 | 6.250% | 9.1% |
| Mercer County, IL | 6 | Under 10 loans | 14.3% |
| Louisa County, IA | 4 | Under 10 loans | 55.6% |
| Jackson County, IA | 3 | Under 10 loans | 25.0% |
| Dubuque County, IA | 2 | Under 10 loans | 33.3% |
| Carroll County, IL | 1 | Under 10 loans | 80.0% |
| Lee County, IL | 1 | Under 10 loans | 0.0% |
| Warren County, IL | 1 | Under 10 loans | 0.0% |
| Benton County, IA | 1 | Under 10 loans | 0.0% |
| Johnson County, IA | 1 | Under 10 loans | 0.0% |
| Linn County, IA | 1 | Under 10 loans | 50.0% |
| Polk County, IA | 1 | Under 10 loans | 0.0% |
| Bureau County, IL | 0 | Under 10 loans | 100.0% |
| Knox County, IL | 0 | Under 10 loans | 100.0% |
| Dallas County, IA | 0 | Under 10 loans | 100.0% |
| Emmet County, IA | 0 | Under 10 loans | 100.0% |
| Iowa County, IA | 0 | Under 10 loans | Not published |
| Story County, IA | 0 | Under 10 loans | 100.0% |
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When ASCENTRA Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.