Waterstone Mortgage Corporation received 9,629 applications in 2025 and made
7,079 mortgages, in 841 counties across 48 states.
The median rate its borrowers got was 6.625% on a median loan of $275,000.
Of 7,485 decisions, 350 were denials — 4.7%, most often for debt-to-income ratio.
47 of its applications carried no county and are counted here but on no county page.
Legal Entity Identifier
549300GRGZDEH4ZGQS06
Applications received
9,629
Mortgages made
7,079
Denied
350
Approved, not taken up
56
Withdrawn or incomplete
2,144
Loans bought from other lenders
19
Median rate spread over the prime offer rate
0.417 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
6,432
6.625%
$275,000
3.7%
Refinancing
418
6.375%
$335,000
12.8%
Cash-out refinancing
222
6.625%
$295,000
13.3%
Other purposes
7
Under 10 loans
Under 10 loans
22.2%
Where Waterstone Mortgage Corporation lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When Waterstone Mortgage Corporation’s figures are published for the next year, or restated.
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Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.