Farmers State Bank
Farmers State Bank received 194 applications in 2025 and made 147 mortgages, in 16 counties across 2 states. The median rate its borrowers got was 6.625% on a median loan of $175,000. Of 192 decisions, 12 were denials — 6.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300EXKS98GEONUS84 |
|---|---|
| Applications received | 194 |
| Mortgages made | 147 |
| Denied | 12 |
| Approved, not taken up | 33 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.088 points |
| FDIC-insured bank | Yes: Farmers State Bank, 11 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 110 | 6.625% | $180,000 | 1.6% |
| Refinancing | 27 | 6.875% | $185,000 | 18.4% |
| Other purposes | 10 | 7.700% | $95,000 | 6.7% |
Where Farmers State Bank lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Linn County, IA | 108 | 6.638% | 6.3% |
| Johnson County, IA | 16 | 6.688% | 5.3% |
| Benton County, IA | 5 | Under 10 loans | 0.0% |
| Jones County, IA | 4 | Under 10 loans | 0.0% |
| Cedar County, IA | 2 | Under 10 loans | 0.0% |
| Delaware County, IA | 2 | Under 10 loans | 0.0% |
| Polk County, IA | 2 | Under 10 loans | 25.0% |
| Washington County, IA | 2 | Under 10 loans | 0.0% |
| Buchanan County, IA | 1 | Under 10 loans | 25.0% |
| Clayton County, IA | 1 | Under 10 loans | 0.0% |
| Scott County, IA | 1 | Under 10 loans | 0.0% |
| Story County, IA | 1 | Under 10 loans | 0.0% |
| Warren County, IA | 1 | Under 10 loans | 0.0% |
| Oldham County, KY | 1 | Under 10 loans | 0.0% |
| Black Hawk County, IA | 0 | Under 10 loans | 0.0% |
| Iowa County, IA | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.