U.S. Bank National Association

U.S. Bank National Association is a national bank based in Cincinnati, Ohio, with $705.6 billion in assets and $541.9 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 2,097 branches in 488 counties.

FDIC certificate	6548
Charter class	National bank
Established	Not published
Assets	$705.6 billion
Deposits	$541.9 billion
Offices	2,100
Net income, year to date	$4.2 billion
Return on assets	1.23%
Website	www.usbank.com
Mortgage lending	U.S. Bank National Association reported 74,635 mortgages made in 2025.

Branches by county, 2026

County	Branches	Deposits
Los Angeles County, CA	131	$18.3 billion
Cook County, IL	73	$12.0 billion
San Diego County, CA	68	$11.6 billion
Orange County, CA	67	$9.6 billion
Maricopa County, AZ	44	$4.0 billion
King County, WA	43	$12.8 billion
Riverside County, CA	37	$3.9 billion
San Bernardino County, CA	34	$3.7 billion
St. Louis County, MO	31	$5.9 billion
Hennepin County, MN	30	$42.9 billion
Clark County, NV	29	$4.9 billion
Santa Clara County, CA	28	$5.8 billion
Cuyahoga County, OH	26	$2.3 billion
Hamilton County, OH	25	$92.4 billion
Franklin County, OH	24	$1.7 billion
Salt Lake County, UT	20	$2.8 billion
DuPage County, IL	19	$2.6 billion
Milwaukee County, WI	18	$25.2 billion
Multnomah County, OR	18	$9.4 billion
Alameda County, CA	18	$2.9 billion
Ramsey County, MN	17	$54.8 billion
Ada County, ID	17	$3.4 billion
Sacramento County, CA	16	$37.3 billion
Washington County, OR	15	$2.5 billion
Douglas County, NE	15	$2.4 billion
Jefferson County, KY	15	$1.9 billion
Denver County, CO	14	$10.0 billion
Jackson County, MO	14	$1.8 billion
Snohomish County, WA	14	$1.7 billion
San Mateo County, CA	13	$2.3 billion
Clackamas County, OR	13	$2.2 billion
Jefferson County, CO	13	$2.1 billion
Ventura County, CA	13	$2.0 billion
Contra Costa County, CA	13	$1.6 billion
Waukesha County, WI	13	$1.6 billion
Pierce County, WA	13	$1.4 billion
Washoe County, NV	12	$2.9 billion
Polk County, IA	12	$2.9 billion
Johnson County, KS	12	$2.7 billion
El Paso County, CO	12	$1.2 billion
Butler County, OH	12	$958.1 million
St. Louis city, MO	11	$8.8 billion
Davidson County, TN	11	$2.2 billion
Santa Barbara County, CA	11	$1.6 billion
Arapahoe County, CO	11	$1.4 billion
Lane County, OR	11	$1.2 billion
San Francisco County, CA	10	$2.0 billion
St. Charles County, MO	10	$1.7 billion
Placer County, CA	10	$1.3 billion
Spokane County, WA	10	$1.1 billion
Dane County, WI	9	$2.0 billion
Marion County, OR	9	$1.3 billion
Clark County, WA	9	$1.2 billion
Fresno County, CA	9	$1.0 billion
Pulaski County, AR	9	$614.8 million
Douglas County, CO	8	$1.0 billion
Bernalillo County, NM	8	$990.7 million
Deschutes County, OR	8	$956.5 million
Will County, IL	8	$593.9 million
Dakota County, MN	7	$1.6 billion
Washington County, MN	7	$1.3 billion
St. Louis County, MN	7	$998.3 million
Lancaster County, NE	7	$766.3 million
Lake County, IL	7	$715.5 million
Kenton County, KY	7	$699.7 million
Madison County, IL	7	$671.8 million
Kern County, CA	7	$650.9 million
Adams County, CO	7	$548.1 million
San Joaquin County, CA	7	$530.0 million
Summit County, OH	7	$460.2 million
Mecklenburg County, NC	7	$380.2 million
Anoka County, MN	6	$1.5 billion
Cass County, ND	6	$930.7 million
Montgomery County, OH	6	$808.5 million
Yakima County, WA	6	$743.3 million
Santa Cruz County, CA	6	$624.0 million
Greene County, MO	6	$622.6 million
Larimer County, CO	6	$544.7 million
Pima County, AZ	6	$416.0 million
Utah County, UT	6	$210.9 million
Knox County, TN	6	$190.3 million
Monterey County, CA	5	$914.2 million
Minnehaha County, SD	5	$739.9 million
Boulder County, CO	5	$654.8 million
Jackson County, OR	5	$626.5 million
Warren County, OH	5	$623.2 million
Williamson County, TN	5	$568.8 million
Scott County, IA	5	$552.8 million
Warren County, KY	5	$529.4 million
Canyon County, ID	5	$528.3 million
Stanislaus County, CA	5	$504.7 million
Pueblo County, CO	5	$379.9 million
Winnebago County, IL	5	$326.9 million
Fayette County, KY	5	$276.9 million
Yellowstone County, MT	4	$1.5 billion
Linn County, IA	4	$981.8 million
Benton County, WA	4	$542.4 million
Shasta County, CA	4	$534.9 million
Marin County, CA	4	$532.5 million
Solano County, CA	4	$530.9 million
San Luis Obispo County, CA	4	$527.6 million
Whatcom County, WA	4	$524.3 million
Shelby County, OH	4	$443.8 million
Humboldt County, CA	4	$443.2 million
Montgomery County, TN	4	$435.3 million
Kane County, IL	4	$432.7 million
Sangamon County, IL	4	$419.5 million
Shawnee County, KS	4	$397.4 million
Johnson County, IA	4	$391.5 million
Butte County, CA	4	$382.6 million
Boone County, KY	4	$372.4 million
Black Hawk County, IA	4	$357.5 million
Greene County, OH	4	$354.5 million
Mesa County, CO	4	$353.7 million
Campbell County, KY	4	$343.0 million
Grant County, WA	4	$277.8 million
McCracken County, KY	4	$276.6 million
Kenosha County, WI	4	$270.5 million
St. Clair County, IL	4	$207.2 million
Wyandotte County, KS	4	$173.8 million
Davis County, UT	4	$173.6 million
Weber County, UT	4	$121.1 million
Pennington County, SD	3	$563.2 million
Olmsted County, MN	3	$558.4 million
Pottawattamie County, IA	3	$538.2 million
Douglas County, KS	3	$500.2 million
Wayne County, IN	3	$489.7 million
El Dorado County, CA	3	$473.6 million
Kootenai County, ID	3	$469.8 million
Jefferson County, MO	3	$448.1 million
Burleigh County, ND	3	$440.5 million
Stearns County, MN	3	$430.8 million
Daviess County, KY	3	$417.4 million
Yolo County, CA	3	$403.8 million
Sonoma County, CA	3	$397.8 million
Cascade County, MT	3	$395.7 million
Ozaukee County, WI	3	$371.8 million
Clermont County, OH	3	$342.7 million
Scott County, MN	3	$329.5 million
Clatsop County, OR	3	$327.8 million
Clay County, MO	3	$309.4 million
Buchanan County, MO	3	$307.6 million
Washington County, WI	3	$302.5 million
Franklin County, MO	3	$296.1 million
Boone County, MO	3	$292.8 million
Woodbury County, IA	3	$277.2 million
Santa Fe County, NM	3	$269.5 million
Rutherford County, TN	3	$268.6 million
Brown County, WI	3	$267.9 million
Jasper County, MO	3	$265.3 million
Eau Claire County, WI	3	$257.4 million
Scioto County, OH	3	$256.4 million
Garland County, AR	3	$253.7 million
Cape Girardeau County, MO	3	$251.5 million
Walworth County, WI	3	$249.3 million
Benton County, OR	3	$243.1 million
Fond du Lac County, WI	3	$237.0 million
Eagle County, CO	3	$229.3 million
Sumner County, TN	3	$225.5 million
Whitman County, WA	3	$215.3 million
Marathon County, WI	3	$213.0 million
Outagamie County, WI	3	$209.7 million
Lawrence County, OH	3	$202.0 million
Lake County, OH	3	$196.0 million
Kitsap County, WA	3	$191.7 million
St. Francois County, MO	3	$166.9 million
Pinal County, AZ	3	$163.7 million
Lorain County, OH	3	$159.1 million
Sarpy County, NE	3	$141.5 million
Rock Island County, IL	3	$133.2 million
La Crosse County, WI	2	$716.3 million
Laramie County, WY	2	$442.6 million
Missoula County, MT	2	$365.7 million
Yamhill County, OR	2	$365.1 million
Story County, IA	2	$353.0 million
Gallatin County, MT	2	$331.2 million
Tulare County, CA	2	$330.9 million
Carver County, MN	2	$320.5 million
Thurston County, WA	2	$319.9 million
Sandoval County, NM	2	$309.5 million
Grand Forks County, ND	2	$305.1 million
Platte County, MO	2	$304.2 million
Cowlitz County, WA	2	$290.3 million
Carson City, NV	2	$286.1 million
Blue Earth County, MN	2	$275.8 million
Lincoln County, OR	2	$258.4 million
McHenry County, IL	2	$255.4 million
Skagit County, WA	2	$254.2 million
Valencia County, NM	2	$249.1 million
Tillamook County, OR	2	$247.4 million
Miami County, OH	2	$241.8 million
Winnebago County, WI	2	$227.6 million
Douglas County, NV	2	$219.8 million
Polk County, OR	2	$218.4 million
Sheboygan County, WI	2	$216.8 million
Linn County, OR	2	$216.8 million
Mohave County, AZ	2	$216.0 million
Dubuque County, IA	2	$208.6 million
Dearborn County, IN	2	$201.9 million
Medina County, OH	2	$200.9 million
Twin Falls County, ID	2	$196.5 million
Washington County, UT	2	$193.4 million
Columbia County, OR	2	$192.5 million
Tehama County, CA	2	$190.8 million
Johnson County, MO	2	$188.5 million
Island County, WA	2	$187.1 million
Umatilla County, OR	2	$184.3 million
Pike County, KY	2	$182.0 million
Madison County, KY	2	$180.0 million
Barron County, WI	2	$178.8 million
Cheatham County, TN	2	$172.2 million
Camden County, MO	2	$170.6 million
Blaine County, ID	2	$168.5 million
Kittitas County, WA	2	$167.9 million
Clallam County, WA	2	$167.4 million
Weld County, CO	2	$160.4 million
Newton County, MO	2	$158.3 million
Hawkins County, TN	2	$155.6 million
McLean County, IL	2	$150.7 million
Adams County, WA	2	$147.8 million
Doña Ana County, NM	2	$147.7 million
Delaware County, OH	2	$143.0 million
Stephenson County, IL	2	$140.3 million
Malheur County, OR	2	$134.6 million
Ashtabula County, OH	2	$132.1 million
Coffee County, TN	2	$131.0 million
Baker County, OR	2	$131.0 million
Summit County, CO	2	$130.7 million
Madison County, NE	2	$129.7 million
Jefferson County, OH	2	$129.6 million
Floyd County, KY	2	$126.3 million
Portage County, WI	2	$123.0 million
San Miguel County, CO	2	$119.1 million
Teton County, ID	2	$118.5 million
Chelan County, WA	2	$108.1 million
Coles County, IL	2	$107.9 million
Hopkins County, KY	2	$101.9 million
Butler County, MO	2	$93.7 million
Sevier County, TN	2	$93.7 million
Dallas County, TX	2	$89.9 million
Elmore County, ID	2	$89.1 million
Pettis County, MO	1	$358.3 million
San Benito County, CA	1	$286.6 million
Josephine County, OR	1	$265.3 million
Lewis and Clark County, MT	1	$263.9 million
Bannock County, ID	1	$242.5 million
Douglas County, OR	1	$229.2 million
Imperial County, CA	1	$223.7 million
Bonneville County, ID	1	$214.8 million
Sutter County, CA	1	$194.5 million
Napa County, CA	1	$193.1 million
Mason County, KY	1	$191.9 million
Phelps County, MO	1	$185.8 million
Cocke County, TN	1	$185.0 million
Lincoln County, WA	1	$179.7 million
Klamath County, OR	1	$178.0 million
St. Croix County, WI	1	$174.5 million
Coos County, OR	1	$174.4 million
Franklin County, WA	1	$172.4 million
Wood County, WI	1	$169.2 million
Taos County, NM	1	$167.2 million
Nez Perce County, ID	1	$165.9 million
Broomfield County, CO	1	$164.0 million
Wasco County, OR	1	$162.0 million
Garfield County, CO	1	$161.9 million
Yavapai County, AZ	1	$156.1 million
Adair County, MO	1	$155.8 million
Hood River County, OR	1	$155.8 million
Wright County, MN	1	$152.4 million
White County, TN	1	$149.5 million
Boone County, IA	1	$148.4 million
Valley County, ID	1	$144.3 million
Kings County, CA	1	$143.5 million
Inyo County, CA	1	$141.9 million
Union County, OR	1	$141.5 million
Sherburne County, MN	1	$141.3 million
Rowan County, KY	1	$140.6 million
Robertson County, TN	1	$139.4 million
Latah County, ID	1	$139.2 million
Dickson County, TN	1	$137.3 million
McKinley County, NM	1	$137.0 million
Elko County, NV	1	$135.0 million
Racine County, WI	1	$134.8 million
Mono County, CA	1	$134.2 million
Crow Wing County, MN	1	$132.9 million
Summit County, UT	1	$132.1 million
Fairfield County, OH	1	$126.0 million
Burnett County, WI	1	$124.7 million
Manitowoc County, WI	1	$123.9 million
Colusa County, CA	1	$122.1 million
Guernsey County, OH	1	$121.9 million
Marion County, KY	1	$121.9 million
Pitkin County, CO	1	$121.6 million
Putnam County, TN	1	$120.9 million
Humboldt County, NV	1	$120.4 million
Nodaway County, MO	1	$118.2 million
Lincoln County, MO	1	$117.5 million
Steele County, MN	1	$117.5 million
Barren County, KY	1	$115.8 million
Mower County, MN	1	$115.5 million
Wilson County, TN	1	$115.0 million
Christian County, KY	1	$114.9 million
Nevada County, CA	1	$113.6 million
Morgan County, IL	1	$112.3 million
Churchill County, NV	1	$112.0 million
Williamson County, IL	1	$111.2 million
Lassen County, CA	1	$110.7 million
Macon County, MO	1	$109.0 million
Ward County, ND	1	$109.0 million
Cerro Gordo County, IA	1	$108.5 million
Blount County, TN	1	$107.5 million
Columbia County, WI	1	$107.3 million
Walla Walla County, WA	1	$107.3 million
Oneida County, WI	1	$106.2 million
Williams County, ND	1	$105.4 million
Laclede County, MO	1	$104.8 million
Bonner County, ID	1	$104.5 million
Chisago County, MN	1	$103.1 million
Jasper County, IA	1	$102.9 million
Plumas County, CA	1	$102.7 million
Madera County, CA	1	$102.0 million
Des Moines County, IA	1	$99.4 million
Scotts Bluff County, NE	1	$98.4 million
Curry County, NM	1	$96.8 million
Silver Bow County, MT	1	$96.3 million
Curry County, OR	1	$95.3 million
Whiteside County, IL	1	$95.0 million
Jefferson County, IL	1	$94.7 million
Wayne County, OH	1	$94.6 million
Gem County, ID	1	$93.8 million
Darke County, OH	1	$93.7 million
Caribou County, ID	1	$93.0 million
Ottawa County, OH	1	$92.3 million
Wapello County, IA	1	$91.8 million
Lincoln County, SD	1	$91.8 million
Dodge County, NE	1	$91.5 million
Harney County, OR	1	$91.0 million
Lyon County, IA	1	$90.8 million
Flathead County, MT	1	$90.7 million
Crook County, OR	1	$89.8 million
Calaveras County, CA	1	$89.3 million
Brown County, SD	1	$88.2 million
Marion County, IA	1	$87.5 million
Adams County, ID	1	$87.3 million
Cache County, UT	1	$87.2 million
Montrose County, CO	1	$86.9 million
Freeborn County, MN	1	$86.6 million
Jerome County, ID	1	$85.4 million
Douglas County, MN	1	$85.1 million
Siskiyou County, CA	1	$85.0 million
Geauga County, OH	1	$84.3 million
Delta County, CO	1	$83.8 million
Green Lake County, WI	1	$82.8 million
Polk County, MO	1	$82.7 million
Grand County, CO	1	$82.5 million
Preble County, OH	1	$82.4 million
Fayette County, IN	1	$82.3 million
Natrona County, WY	1	$82.2 million
Cumberland County, TN	1	$82.0 million
Nye County, NV	1	$80.4 million
Morrison County, MN	1	$80.2 million
Sweetwater County, WY	1	$80.1 million
Brown County, OH	1	$80.1 million
Marshall County, IA	1	$79.8 million
Faulkner County, AR	1	$78.5 million
Muscatine County, IA	1	$77.8 million
Chippewa County, WI	1	$76.7 million
Shoshone County, ID	1	$75.8 million
Teton County, WY	1	$75.0 million
Warren County, MO	1	$74.8 million
Clinton County, IA	1	$74.1 million
Buffalo County, NE	1	$73.2 million
Jefferson County, WA	1	$72.5 million
Torrance County, NM	1	$72.2 million
Seneca County, OH	1	$72.0 million
Van Wert County, OH	1	$71.3 million
Logan County, KY	1	$70.8 million
Franklin County, IL	1	$70.8 million
Perry County, MO	1	$70.8 million
Owyhee County, ID	1	$70.3 million
Kandiyohi County, MN	1	$70.2 million
Grundy County, MO	1	$70.1 million
Lemhi County, ID	1	$69.7 million
Sheridan County, WY	1	$69.5 million
Glenn County, CA	1	$68.9 million
Marshall County, KY	1	$68.6 million
Roane County, TN	1	$68.1 million
Taney County, MO	1	$68.0 million
Scott County, MO	1	$67.0 million
Tuolumne County, CA	1	$66.9 million
Maury County, TN	1	$66.1 million
Jefferson County, TN	1	$65.0 million
Asotin County, WA	1	$64.7 million
Del Norte County, CA	1	$64.5 million
Jefferson County, OR	1	$64.3 million
Hill County, MT	1	$64.2 million
Carlton County, MN	1	$63.7 million
Custer County, MT	1	$63.7 million
Martin County, MN	1	$63.5 million
Appanoose County, IA	1	$63.5 million
Stone County, MO	1	$63.4 million
Palm Beach County, FL	1	$63.3 million
Barry County, MO	1	$63.2 million
Okanogan County, WA	1	$63.2 million
Lee County, IL	1	$63.0 million
Pine County, MN	1	$62.8 million
Floyd County, IN	1	$62.0 million
Hall County, NE	1	$61.7 million
Grays Harbor County, WA	1	$61.2 million
Cassia County, ID	1	$61.2 million
Gallia County, OH	1	$61.1 million
Stutsman County, ND	1	$60.7 million
Richland County, OH	1	$60.4 million
Henry County, IA	1	$60.1 million
Rock County, WI	1	$59.9 million
Christian County, IL	1	$59.6 million
Stark County, ND	1	$59.5 million
Marion County, IL	1	$59.0 million
Madison County, ID	1	$58.8 million
Fremont County, CO	1	$58.8 million
Park County, WY	1	$58.6 million
Calloway County, KY	1	$58.2 million
Lincoln County, TN	1	$58.2 million
Polk County, WI	1	$58.0 million
Morrow County, OH	1	$57.7 million
Allen County, OH	1	$57.7 million
Pickaway County, OH	1	$57.6 million
Crawford County, AR	1	$57.4 million
Modoc County, CA	1	$57.4 million
Clinton County, MO	1	$57.1 million
Graves County, KY	1	$56.9 million
Lyon County, NV	1	$56.7 million
Hardin County, OH	1	$56.7 million
Monona County, IA	1	$55.9 million
Payette County, ID	1	$55.7 million
Cole County, MO	1	$55.4 million
Conway County, AR	1	$55.4 million
Itasca County, MN	1	$55.1 million
Saline County, AR	1	$54.1 million
Baxter County, AR	1	$53.9 million
Carroll County, KY	1	$53.8 million
Vernon County, MO	1	$53.3 million
Macoupin County, IL	1	$52.7 million
Mille Lacs County, MN	1	$52.2 million
Sandusky County, OH	1	$52.2 million
Idaho County, ID	1	$52.0 million
Benton County, IA	1	$51.8 million
Allen County, KY	1	$51.8 million
Perry County, OH	1	$51.5 million
Ravalli County, MT	1	$50.9 million
Erie County, OH	1	$50.7 million
Collier County, FL	1	$50.4 million
Marion County, MO	1	$50.0 million
Harrison County, OH	1	$49.5 million
Albany County, WY	1	$49.2 million
Otero County, CO	1	$47.7 million
Ringgold County, IA	1	$47.6 million
Cass County, MO	1	$47.2 million
Ste. Genevieve County, MO	1	$45.7 million
Henry County, MO	1	$44.9 million
Bedford County, TN	1	$43.4 million
Adams County, NE	1	$42.8 million
Clark County, AR	1	$42.3 million
Benton County, MN	1	$42.2 million
Otter Tail County, MN	1	$42.1 million
Clinton County, IL	1	$42.0 million
Hocking County, OH	1	$41.4 million
Clay County, IA	1	$40.9 million
Vilas County, WI	1	$40.0 million
Lyon County, MN	1	$39.8 million
Pendleton County, KY	1	$39.5 million
Campbell County, WY	1	$39.3 million
Platte County, NE	1	$39.2 million
Fayette County, OH	1	$39.0 million
Warren County, TN	1	$37.3 million
Kendall County, IL	1	$36.9 million
Stoddard County, MO	1	$36.8 million
Iron County, UT	1	$35.8 million
Shelby County, KY	1	$34.0 million
Highland County, OH	1	$32.5 million
Henderson County, KY	1	$27.9 million
Hamblen County, TN	1	$26.2 million
Clark County, IN	1	$25.4 million
Camas County, ID	1	$20.6 million
Harris County, TX	1	$16.8 million
Sarasota County, FL	1	$1,000
Fulton County, GA	1	$1,000
Butler County, NE	1	$0

Closed since the 2025 survey

34 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

4005 E Chandler Blvd, Phoenix, AZ (Maricopa)
4707 E Shea Blvd, Phoenix, AZ (Maricopa)
3636 Lone Tree Way, Antioch, CA (Contra Costa)
203 W Imperial Hwy, Ste C, Brea, CA (Orange)
1260 E Ontario Ave, Corona, CA (Riverside)
1400 Munras Ave, Monterey, CA (Monterey)
16083 San Dieguito Road, Suite F1, Rancho Santa Fe, CA (San Diego)
344 Laurel St, San Diego, CA (San Diego)
3900 5th Ave, Ste 100, San Diego, CA (San Diego)
750 Font Blvd Bldg C, San Francisco, CA (San Francisco)
2050 E Evans Ave, Denver, CO (Denver)
504 39th Ave, Amana, IA (Iowa)
850 N Roselle Rd, Hoffman Estates, IL (Cook)
104 N Oak Park Ave, Oak Park, IL (Cook)
60 S Meacham Rd, Schaumburg, IL (Cook)
202 Main St, Augusta, KY (Bracken)
27989 Us Highway 119, South Williamson, KY (Pike)
301 N Main St, Austin, MN (Mower)
31 Central Blvd, Babbitt, MN (St. Louis)
800 Nicollet Mall, Minneapolis, MN (Hennepin)
2301 Holmes St, Kansas City, MO (Jackson)
415 Francis St, Saint Joseph, MO (Buchanan)
17 1st Ave Sw, Minot, ND (Ward)
24700 Chagrin Blvd, Beachwood, OH (Cuyahoga)
229 N First St, Drain, OR (Douglas)
400 North Santiam Boulevard, Mill City, OR (Marion)
10638 Concord Rd, Brentwood, TN (Davidson)
8780 Horton Hwy, College Grove, TN (Williamson)
11207 Lebanon Rd, Mount Juliet, TN (Wilson)
333 Commerce St Fl 1, Nashville, TN (Davidson)
14890 Center Rd, Quilcene, WA (Jefferson)
100 West Broadway Avenue, Reardan, WA (Lincoln)
1305 Fowler St, Richland, WA (Benton)
9200 W Wisconsin Ave, Milwaukee, WI (Milwaukee)

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.