Mortgage lenders in Stone County
1,171 mortgages were made in Stone County, Missouri, in 2025, by 254 lenders. The median rate their borrowers got was 6.875% on a median loan of $205,000. Of 1,511 decisions, 287 were denials — 19.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| The Central Trust Bank | 86 | 6.875% | $155,000 | 16.2% |
| Rocket Mortgage, LLC | 84 | 6.750% | $195,000 | 14.9% |
| Arvest Bank | 71 | 7.000% | $155,000 | 22.8% |
| FLAT BRANCH MORTGAGE, INC. | 49 | 6.750% | $205,000 | 0.0% |
| 5493001Q8FNQ5TSRE594 | 47 | 7.500% | $165,000 | 0.0% |
| Southern Bank | 41 | 7.500% | $105,000 | 4.7% |
| Great Southern Bank | 32 | 6.813% | $220,000 | 22.0% |
| Generations Bank | 27 | 7.000% | $215,000 | 19.1% |
| U.S. Bank National Association | 26 | 7.900% | $105,000 | 37.2% |
| GERSHMAN INVESTMENT CORP. | 25 | 6.625% | $225,000 | 10.3% |
| Loandepot.Com, LLC | 22 | 6.990% | $165,000 | 15.4% |
| BluCurrent Credit Union | 22 | 7.000% | $185,000 | 7.7% |
| PENNYMAC LOAN SERVICES, LLC | 19 | 6.500% | $275,000 | 16.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 19 | 6.625% | $305,000 | 13.6% |
| Mortgage Research Center, LLC | 18 | 6.250% | $260,000 | 20.8% |
| FREEDOM MORTGAGE CORPORATION | 18 | 6.063% | $230,000 | 10.0% |
| Commerce Bank | 18 | 6.625% | $95,000 | 18.2% |
| Simmons Bank | 17 | 4.990% | $105,000 | 32.0% |
| FREEDOM BANK OF SOUTHERN MISSOURI | 17 | Not published | $195,000 | 0.0% |
| Broker Solutions, Inc. | 13 | 7.250% | $155,000 | 6.7% |
| Old Missouri Bank | 13 | Not published | $205,000 | 0.0% |
| 21st Mortgage Corporation | 12 | 9.405% | $125,000 | 66.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 12 | 6.625% | $200,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 11 | 7.125% | $265,000 | 0.0% |
| Oakstar Bank | 11 | 7.000% | $295,000 | 7.7% |
| ASSEMBLIES OF GOD Credit Union | 11 | 7.500% | $385,000 | 0.0% |
| NEWREZ LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Cadence Bank | 9 | Under 10 loans | Under 10 loans | 16.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Regions Bank | 9 | Under 10 loans | Under 10 loans | 40.0% |
| Ameris Bank | 9 | Under 10 loans | Under 10 loans | 9.1% |
| AmeriSave Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 68.0% |
| Navy Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 42.9% |
| DAS Acquisition Company, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of Missouri | 8 | Under 10 loans | Under 10 loans | 11.1% |
| TELCOMM Credit Union | 8 | Under 10 loans | Under 10 loans | 11.1% |
| 549300FZVFXIG76Q3D24 | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Sullivan Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NATIONSTAR MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 36.4% |
| Wells Fargo Bank, National Association | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Guaranty Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Missouri Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| GUILD MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of America, National Association | 6 | Under 10 loans | Under 10 loans | 50.0% |
| Ozark Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Stockmens Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of 1889 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CS Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| WEST GATE BANK | 5 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITYAMERICA CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| USAA Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Servion, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 28.6% |
| SPRING EQ, LLC | 3 | Under 10 loans | Under 10 loans | 66.7% |
| NEW DAY FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| JPMorgan Chase Bank, National Association | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Hawthorn Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| INFUZE Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Regent Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ResMac, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 54930042JJO3F1BJD749 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| River Region Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Mortgage Associates Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Community Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UMB Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | Under 10 loans | Under 10 loans | 80.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Discover Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MISSION LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 2 | Under 10 loans | Under 10 loans | 20.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Valon Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 2 | Under 10 loans | Under 10 loans | 40.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Anstaff Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FCS Financial, FLCA | 2 | Under 10 loans | Under 10 loans | 33.3% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FIGURE LENDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| 1NB Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank of Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Capitol Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARKANSAS Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Wood & Huston Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Signature Bank of Arkansas | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Lindell Bank & Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CITIZENS BANK OF ROGERSVILLE | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank of St. Charles, Missouri | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Southwest Missouri Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEIGHBORS Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VERIDIAN CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Truity Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| State Bank of Southwest Missouri | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOGETHER CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| First State Community Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Hometown Equity Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| UNION HOME MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FIRST COMMUNITY | 1 | Under 10 loans | Under 10 loans | 66.7% |
| PHH Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MORTGAGE SOLUTIONS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Arbor Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| TOWNE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Northpointe Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Springfield | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005FUF02T1IFCA22 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HomePride Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WORTHINGTON NATIONAL BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Community Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Commerce | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SCOTT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Midwest Bank of Dexter | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Grand Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Washington | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Gulf Coast Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Glenwood State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Centennial Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Franklin County | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Connections Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Bradford National Bank of Greenville | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cache Valley Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Carrollton Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VANTAGE Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| IOWA BANKERS MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SpiritBank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ADVANCIAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Intrust Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mazuma Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Members Mortgage Services, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| State Bank of De Kalb | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fidelity Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fairway Independent Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Pony Express Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank Iowa | 1 | Under 10 loans | Under 10 loans | 0.0% |
| YNB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest BankCentre | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Brighton Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Legacy Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Morton Community Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank of Owasso | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FOUR POINTS | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MISSOURI ELECTRIC COOPERATIVES EMPL | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 54 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Stone County
14 FDIC-insured branches from 10 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Table Rock Community Bank | 3 | $187.0 million |
| Simmons Bank | 2 | $85.6 million |
| Great Southern Bank | 2 | $38.0 million |
| Arvest Bank | 1 | $94.3 million |
| Southern Bank | 1 | $82.9 million |
| U.S. Bank National Association | 1 | $63.4 million |
| Branson Bank | 1 | $60.9 million |
| Generations Bank | 1 | $35.1 million |
| The Central Trust Bank | 1 | $33.5 million |
| Stockmens Bank | 1 | $24.5 million |
Get told when this changes
When the next year’s lending figures are out for Stone County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.