River Region Credit Union
River Region Credit Union received 1,492 applications in 2025 and made 1,188 mortgages, in 79 counties across 8 states. The median rate its borrowers got was Not published on a median loan of $145,000. Of 1,464 decisions, 107 were denials — 7.3%.
| Legal Entity Identifier | 549300HC0CLTNVGA0H76 |
|---|---|
| Applications received | 1,492 |
| Mortgages made | 1,188 |
| Denied | 107 |
| Approved, not taken up | 169 |
| Withdrawn or incomplete | 28 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 505 | Not published | $245,000 | 3.4% |
| Refinancing | 70 | Not published | $190,000 | 11.4% |
| Cash-out refinancing | 213 | Not published | $145,000 | 11.2% |
| Other purposes | 400 | Not published | $55,000 | 9.2% |
Where River Region Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Boone County, MO | 402 | Not published | 5.1% |
| Cole County, MO | 278 | Not published | 6.2% |
| Greene County, MO | 114 | Not published | 8.3% |
| Callaway County, MO | 76 | Not published | 9.7% |
| Moniteau County, MO | 33 | Not published | 7.9% |
| Christian County, MO | 25 | Not published | 14.3% |
| Miller County, MO | 25 | Not published | 15.2% |
| Osage County, MO | 22 | Not published | 10.7% |
| Camden County, MO | 17 | Not published | 5.3% |
| Cooper County, MO | 16 | Not published | 4.2% |
| Morgan County, MO | 12 | Not published | 20.0% |
| Jackson County, MO | 10 | Not published | 5.6% |
| Randolph County, MO | 10 | Not published | 0.0% |
| Audrain County, MO | 9 | Under 10 loans | 10.0% |
| St. Louis County, MO | 8 | Under 10 loans | 0.0% |
| Taney County, MO | 8 | Under 10 loans | 11.1% |
| Webster County, MO | 8 | Under 10 loans | 16.7% |
| Howard County, MO | 7 | Under 10 loans | 0.0% |
| Maries County, MO | 7 | Under 10 loans | 0.0% |
| Polk County, MO | 7 | Under 10 loans | 0.0% |
| Lawrence County, MO | 6 | Under 10 loans | 27.3% |
| Macon County, MO | 6 | Under 10 loans | 0.0% |
| St. Charles County, MO | 6 | Under 10 loans | 0.0% |
| Cass County, MO | 5 | Under 10 loans | 0.0% |
| Dallas County, MO | 4 | Under 10 loans | 33.3% |
| Benton County, MO | 3 | Under 10 loans | 0.0% |
| Clinton County, MO | 3 | Under 10 loans | 0.0% |
| Crawford County, MO | 3 | Under 10 loans | 0.0% |
| Knox County, MO | 3 | Under 10 loans | 25.0% |
| New Madrid County, MO | 3 | Under 10 loans | 0.0% |
| Stone County, MO | 3 | Under 10 loans | 0.0% |
| Cape Girardeau County, MO | 2 | Under 10 loans | 0.0% |
| Howell County, MO | 2 | Under 10 loans | 0.0% |
| Linn County, MO | 2 | Under 10 loans | 0.0% |
| Marion County, MO | 2 | Under 10 loans | 0.0% |
| Nodaway County, MO | 2 | Under 10 loans | 0.0% |
| Pettis County, MO | 2 | Under 10 loans | 0.0% |
| Pike County, MO | 2 | Under 10 loans | 0.0% |
| St. Francois County, MO | 2 | Under 10 loans | 0.0% |
| Saline County, MO | 2 | Under 10 loans | 0.0% |
| Shannon County, MO | 2 | Under 10 loans | 0.0% |
| Warren County, MO | 2 | Under 10 loans | 0.0% |
| Pima County, AZ | 1 | Under 10 loans | 0.0% |
| Osceola County, FL | 1 | Under 10 loans | 0.0% |
| Johnson County, KS | 1 | Under 10 loans | 0.0% |
| Adair County, MO | 1 | Under 10 loans | 0.0% |
| Carter County, MO | 1 | Under 10 loans | 0.0% |
| Chariton County, MO | 1 | Under 10 loans | 0.0% |
| Clay County, MO | 1 | Under 10 loans | 0.0% |
| Daviess County, MO | 1 | Under 10 loans | 0.0% |
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When River Region Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.