Generations Bank
Generations Bank received 590 applications in 2025 and made 440 mortgages, in 65 counties across 17 states. The median rate its borrowers got was 6.625% on a median loan of $285,000. Of 567 decisions, 56 were denials — 9.9%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300QWJ3UDIX8KBP64 |
|---|---|
| Applications received | 590 |
| Mortgages made | 440 |
| Denied | 56 |
| Approved, not taken up | 71 |
| Withdrawn or incomplete | 23 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.0685 points |
| FDIC-insured bank | Yes: Generations Bank, 12 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 326 | 6.500% | $305,000 | 6.4% |
| Refinancing | 64 | 6.750% | $265,000 | 20.7% |
| Cash-out refinancing | 34 | 7.063% | $255,000 | 14.3% |
| Other purposes | 16 | 7.625% | $95,000 | 20.8% |
Where Generations Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Benton County, AR | 152 | 6.625% | 7.1% |
| Washington County, AR | 89 | 6.500% | 6.3% |
| Taney County, MO | 38 | 6.750% | 7.4% |
| Stone County, MO | 27 | 7.000% | 19.1% |
| Crawford County, AR | 18 | 7.875% | 9.1% |
| Ouachita County, AR | 16 | 8.875% | 25.0% |
| Sebastian County, AR | 11 | 7.750% | 15.4% |
| McCurtain County, OK | 6 | Under 10 loans | 0.0% |
| Monroe County, PA | 6 | Under 10 loans | 0.0% |
| Calhoun County, AR | 4 | Under 10 loans | 37.5% |
| Franklin County, AR | 4 | Under 10 loans | 0.0% |
| Adams County, CO | 4 | Under 10 loans | 0.0% |
| Delaware County, OK | 4 | Under 10 loans | 0.0% |
| Carbon County, PA | 4 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 3 | Under 10 loans | 0.0% |
| Boone County, AR | 3 | Under 10 loans | 0.0% |
| Bay County, FL | 3 | Under 10 loans | 20.0% |
| Osceola County, FL | 3 | Under 10 loans | 0.0% |
| Le Flore County, OK | 3 | Under 10 loans | 0.0% |
| Sevier County, TN | 3 | Under 10 loans | 0.0% |
| Madison County, AR | 2 | Under 10 loans | 0.0% |
| Jefferson County, CO | 2 | Under 10 loans | 0.0% |
| Teton County, ID | 2 | Under 10 loans | 0.0% |
| Barry County, MO | 2 | Under 10 loans | 33.3% |
| Christian County, MO | 2 | Under 10 loans | 33.3% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| Baxter County, AR | 1 | Under 10 loans | 0.0% |
| Carroll County, AR | 1 | Under 10 loans | 50.0% |
| Chicot County, AR | 1 | Under 10 loans | 0.0% |
| Garland County, AR | 1 | Under 10 loans | 0.0% |
| Pope County, AR | 1 | Under 10 loans | 0.0% |
| Prairie County, AR | 1 | Under 10 loans | 0.0% |
| Pulaski County, AR | 1 | Under 10 loans | 0.0% |
| Scott County, AR | 1 | Under 10 loans | 0.0% |
| White County, AR | 1 | Under 10 loans | 0.0% |
| Kern County, CA | 1 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 1 | Under 10 loans | 0.0% |
| Archuleta County, CO | 1 | Under 10 loans | 0.0% |
| Routt County, CO | 1 | Under 10 loans | 0.0% |
| Pinellas County, FL | 1 | Under 10 loans | 0.0% |
| Chatham County, GA | 1 | Under 10 loans | 0.0% |
| Fannin County, GA | 1 | Under 10 loans | 0.0% |
| Johnson County, KS | 1 | Under 10 loans | 0.0% |
| Boone County, MO | 1 | Under 10 loans | 0.0% |
| Camden County, MO | 1 | Under 10 loans | 0.0% |
| Greene County, MO | 1 | Under 10 loans | 50.0% |
| St. Louis County, MO | 1 | Under 10 loans | 0.0% |
| Webster County, MO | 1 | Under 10 loans | 0.0% |
| Clark County, NV | 1 | Under 10 loans | 0.0% |
| Cass County, ND | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Generations Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.