Mortgage Lender Index

NEIGHBORS Credit Union

NEIGHBORS Credit Union received 799 applications in 2025 and made 492 mortgages, in 24 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 667 decisions, 175 were denials — 26.2%.

Legal Entity Identifier549300I67S0IYUQWFJ07
Applications received799
Mortgages made492
Denied175
Approved, not taken up0
Withdrawn or incomplete132
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase80 Not published$210,000 17.5%
Refinancing67 Not published$125,000 20.2%
Cash-out refinancing19 Not published$125,000 20.8%
Other purposes326 Not published$75,000 29.4%

Where NEIGHBORS Credit Union lends most

The 24 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
St. Louis County, MO 285Not published25.0%
St. Charles County, MO 85Not published26.7%
Jefferson County, MO 51Not published26.1%
St. Louis city, MO 37Not published24.5%
St. Clair County, IL 9Under 10 loans40.0%
Madison County, IL 6Under 10 loans0.0%
Monroe County, IL 4Under 10 loans0.0%
Franklin County, MO 3Under 10 loans0.0%
Lincoln County, MO 3Under 10 loans50.0%
Stone County, MO 2Under 10 loans0.0%
Warren County, MO 2Under 10 loans33.3%
Camden County, MO 1Under 10 loans0.0%
Clay County, MO 1Under 10 loans50.0%
Morgan County, MO 1Under 10 loans0.0%
St. Francois County, MO 1Under 10 loans66.7%
Washington County, MO 1Under 10 loans0.0%
Benton County, MO 0Under 10 loans100.0%
Cape Girardeau County, MO 0Under 10 loans100.0%
Christian County, MO 0Under 10 loans100.0%
Crawford County, MO 0Under 10 loansNot published
Greene County, MO 0Under 10 loansNot published
Madison County, MO 0Under 10 loansNot published
Marion County, MO 0Under 10 loansNot published
Platte County, MO 0Under 10 loans100.0%

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When NEIGHBORS Credit Union’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.