Mortgage Lender Index

Mortgage lenders in Washington County

387 mortgages were made in Washington County, Missouri, in 2025, by 113 lenders. The median rate their borrowers got was 6.625% on a median loan of $165,000. Of 545 decisions, 134 were denials — 24.6%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
First State Community Bank 92 6.750% $120,000 17.4%
GUILD MORTGAGE COMPANY 48 6.625% $165,000 1.8%
UNICO Bank 34 Not published $125,000 10.5%
Rocket Mortgage, LLC 19 6.500% $155,000 38.2%
UNITED SHORE FINANCIAL SERVICES, LLC 14 6.562% $265,000 6.7%
U.S. Bank National Association 12 6.813% $155,000 36.8%
Mortgage Research Center, LLC 12 6.750% $210,000 14.3%
PENNYMAC LOAN SERVICES, LLC 9 Under 10 loans Under 10 loans 10.0%
Loandepot.Com, LLC 8 Under 10 loans Under 10 loans 38.5%
DAS Acquisition Company, LLC 8 Under 10 loans Under 10 loans 0.0%
Sullivan Bank 8 Under 10 loans Under 10 loans 0.0%
Ozarks Federal Savings and Loan Association 7 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 6 Under 10 loans Under 10 loans 50.0%
GERSHMAN INVESTMENT CORP. 6 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 5 Under 10 loans Under 10 loans 80.8%
FREEDOM MORTGAGE CORPORATION 5 Under 10 loans Under 10 loans 30.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 5 Under 10 loans Under 10 loans 16.7%
FIRST COMMUNITY 4 Under 10 loans Under 10 loans 20.0%
FLAT BRANCH MORTGAGE, INC. 4 Under 10 loans Under 10 loans 0.0%
VANTAGE Credit Union 4 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 3 Under 10 loans Under 10 loans 25.0%
TOGETHER CREDIT UNION 3 Under 10 loans Under 10 loans 0.0%
Great Southern Bank 3 Under 10 loans Under 10 loans 0.0%
BLOOMSDALE BANK 3 Under 10 loans Under 10 loans 0.0%
United Bank of Union 3 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 2 Under 10 loans Under 10 loans 66.7%
GENEVA FINANCIAL, LLC 2 Under 10 loans Under 10 loans 0.0%
ENDEAVOR CAPITAL, LLC. 2 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
Peoples Bank 2 Under 10 loans Under 10 loans 33.3%
CARRINGTON MORTGAGE SERVICES, LLC 2 Under 10 loans Under 10 loans 33.3%
LEADERONE FINANCIAL CORPORATION 2 Under 10 loans Under 10 loans 0.0%
COMMUNITYAMERICA CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
FAMILY FINANCE MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
First State Bank of St. Charles, Missouri 2 Under 10 loans Under 10 loans 0.0%
JLB CORPORATION 2 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 63.6%
VANDERBILT MORTGAGE AND FINANCE, INC. 1 Under 10 loans Under 10 loans 75.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 85.7%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 1 Under 10 loans Under 10 loans 75.0%
The Bank of Old Monroe 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Third Federal Savings and Loan Association of Cleveland 1 Under 10 loans Under 10 loans 50.0%
NEIGHBORS Credit Union 1 Under 10 loans Under 10 loans 0.0%
The Bank of Missouri 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 50.0%
FCS Financial, FLCA 1 Under 10 loans Under 10 loans 0.0%
Century Credit Union 1 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
Citizens Community Bank 1 Under 10 loans Under 10 loans 0.0%
RF RENOVO MANAGEMENT COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
Farmers and Merchants Bank of St. Clair 1 Under 10 loans Under 10 loans 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
TOP FLITE FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
Heritage Community Bank 1 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
CORNERSTONE CAPITAL BANK, SSB 1 Under 10 loans Under 10 loans 0.0%
First Bank 1 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
FCB Banks 1 Under 10 loans Under 10 loans 0.0%
COMMUNITY MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
HOMEXPRESS MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
Magnolia Bank, Incorporated 1 Under 10 loans Under 10 loans 0.0%
Bank Star 1 Under 10 loans Under 10 loans 0.0%
ALLIANCE CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Northpointe Bank 1 Under 10 loans Under 10 loans 0.0%
Southern Bank 1 Under 10 loans Under 10 loans 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
Enterprise Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
First Federal Bank 1 Under 10 loans Under 10 loans 0.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 66.7%
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 66.7%
Commerce Bank 0 Under 10 loans Under 10 loans 100.0%
Bank of America, National Association 0 Under 10 loans Under 10 loans 100.0%
SCOTT CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans 0.0%
Royal Banks of Missouri 0 Under 10 loans Under 10 loans 100.0%
Navy Federal Credit Union 0 Under 10 loans Under 10 loans Not published
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Cornerstone First Mortgage, Inc 0 Under 10 loans Under 10 loans Not published
PEOPLES BANK & TRUST CO. 0 Under 10 loans Under 10 loans Not published
FIGURE LENDING LLC 0 Under 10 loans Under 10 loans 100.0%
The Huntington National Bank 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
AMERICAN INTERNET MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
The Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
LONGBRIDGE FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 100.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 0 Under 10 loans Under 10 loans 0.0%
CONSUMER REAL ESTATE FINANCE CO. 0 Under 10 loans Under 10 loans Not published
TOWNE MORTGAGE COMPANY 0 Under 10 loans Under 10 loans 100.0%
LOWER, LLC 0 Under 10 loans Under 10 loans 100.0%
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
EVERETT FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
PNC Bank, National Association 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
IOWA BANKERS MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
NexBank 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Washington County

7 FDIC-insured branches from 4 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Belgrade State Bank 4$251.0 million
First State Community Bank 1$79.3 million
UNICO Bank 1$55.3 million
Ozarks Federal Savings and Loan Association 1$16.9 million

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When the next year’s lending figures are out for Washington County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.