Mortgage Lender Index

Century Credit Union

Century Credit Union received 128 applications in 2025 and made 111 mortgages, in 15 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $65,000. Of 125 decisions, 6 were denials — 4.8%.

Legal Entity Identifier25490039MDCTJ7ZJ8204
Applications received128
Mortgages made111
Denied6
Approved, not taken up8
Withdrawn or incomplete3
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase18 Not published$195,000 0.0%
Refinancing9 Under 10 loansUnder 10 loans 10.0%
Cash-out refinancing10 Not published$160,000 16.7%
Other purposes74 Not published$55,000 3.8%

Where Century Credit Union lends most

The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
St. Louis County, MO 48Not published3.7%
Jefferson County, MO 47Not published0.0%
New Madrid County, MO 5Under 10 loans14.3%
St. Louis city, MO 2Under 10 loans40.0%
Monroe County, IL 1Under 10 loans0.0%
St. Clair County, IL 1Under 10 loans0.0%
Mississippi County, MO 1Under 10 loans0.0%
Pemiscot County, MO 1Under 10 loans0.0%
Perry County, MO 1Under 10 loans0.0%
St. Charles County, MO 1Under 10 loans0.0%
Ste. Genevieve County, MO 1Under 10 loans0.0%
St. Francois County, MO 1Under 10 loans0.0%
Washington County, MO 1Under 10 loans0.0%
Franklin County, MO 0Under 10 loansNot published
Warren County, MO 0Under 10 loans100.0%

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When Century Credit Union’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.