Mortgage Lender Index

Peoples Bank

Peoples Bank received 91 applications in 2025 and made 77 mortgages, in 11 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $75,000. Of 91 decisions, 8 were denials — 8.8%, most often for credit history. 2 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300PDELOGUKYYDA02
Applications received91
Mortgages made77
Denied8
Approved, not taken up6
Withdrawn or incomplete0
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: The Peoples Bank, 2 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase36 Not published$125,000 7.5%
Refinancing22 Not published$75,000 10.3%
Other purposes19 Not published$45,000 9.1%

Where Peoples Bank lends most

The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Crawford County, MO 54Not published1.7%
Franklin County, MO 8Under 10 loans10.0%
Phelps County, MO 6Under 10 loans25.0%
St. Louis County, MO 2Under 10 loans0.0%
Washington County, MO 2Under 10 loans33.3%
Camden County, MO 1Under 10 loans0.0%
Dent County, MO 1Under 10 loans33.3%
Gasconade County, MO 1Under 10 loans50.0%
Pemiscot County, MO 1Under 10 loans0.0%
St. Charles County, MO 1Under 10 loans0.0%
Iron County, MO 0Under 10 loans100.0%

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When Peoples Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.