AMERICAN PACIFIC MORTGAGE CORPORATION received 34,243 applications in 2025 and made
24,783 mortgages, in 1,616 counties across 50 states.
The median rate its borrowers got was 6.625% on a median loan of $305,000.
Of 27,677 decisions, 2,843 were denials — 10.3%, most often for credit application incomplete.
26 of its applications carried no county and are counted here but on no county page.
Legal Entity Identifier
549300KIOYNU323LVJ37
Applications received
34,243
Mortgages made
24,783
Denied
2,843
Approved, not taken up
51
Withdrawn or incomplete
6,566
Loans bought from other lenders
63
Median rate spread over the prime offer rate
0.478 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
20,981
6.625%
$305,000
7.8%
Refinancing
1,754
6.250%
$375,000
19.6%
Cash-out refinancing
2,048
6.875%
$255,000
23.4%
Where AMERICAN PACIFIC MORTGAGE CORPORATION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When AMERICAN PACIFIC MORTGAGE CORPORATION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.