Mortgage lenders in Platte County
2,747 mortgages were made in Platte County, Missouri, in 2025, by 282 lenders. The median rate their borrowers got was 6.500% on a median loan of $265,000. Of 3,392 decisions, 541 were denials — 16.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| COMMUNITYAMERICA CREDIT UNION | 368 | 6.125% | $165,000 | 16.5% |
| Rocket Mortgage, LLC | 149 | 6.625% | $225,000 | 14.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 127 | 6.510% | $305,000 | 5.8% |
| Fairway Independent Mortgage Corporation | 125 | 6.625% | $315,000 | 4.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 121 | 6.500% | $305,000 | 3.0% |
| U.S. Bank National Association | 69 | 7.900% | $105,000 | 35.8% |
| LEADERONE FINANCIAL CORPORATION | 61 | 6.625% | $285,000 | 12.9% |
| The Central Trust Bank | 56 | 6.375% | $145,000 | 16.2% |
| GUILD MORTGAGE COMPANY | 56 | 6.490% | $290,000 | 3.3% |
| PENNYMAC LOAN SERVICES, LLC | 51 | 6.499% | $285,000 | 12.7% |
| Commerce Bank | 49 | 6.500% | $115,000 | 37.2% |
| NBKC BANK | 49 | 6.250% | $365,000 | 5.8% |
| Mortgage Research Center, LLC | 46 | 6.250% | $325,000 | 20.0% |
| Arvest Bank | 43 | 6.875% | $255,000 | 12.2% |
| FLAT BRANCH MORTGAGE, INC. | 40 | 6.433% | $315,000 | 0.0% |
| Navy Federal Credit Union | 38 | 6.000% | $335,000 | 17.0% |
| NATIONSTAR MORTGAGE LLC | 38 | 8.500% | $75,000 | 17.0% |
| UMB Bank, National Association | 37 | 5.990% | $105,000 | 28.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 35 | 6.625% | $295,000 | 2.8% |
| Click n' Close, Inc. | 34 | 6.495% | $305,000 | 0.0% |
| First State Bank of St. Charles, Missouri | 33 | 6.375% | $295,000 | 0.0% |
| Bank of America, National Association | 32 | 6.183% | $105,000 | 48.4% |
| FREEDOM MORTGAGE CORPORATION | 30 | 6.188% | $325,000 | 16.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 28 | 6.125% | $340,000 | 9.4% |
| MEGASTAR FINANCIAL CORP. | 26 | 6.500% | $315,000 | 0.0% |
| The Nodaway Valley Bank | 26 | Not published | $170,000 | 3.7% |
| Stride Bank, National Association | 25 | 6.625% | $335,000 | 0.0% |
| M SQUARED FINANCIAL LLC | 24 | 6.500% | $295,000 | 4.0% |
| SPRING EQ, LLC | 23 | 8.675% | $55,000 | 33.3% |
| First Federal Bank of Kansas City | 22 | 5.938% | $185,000 | 15.4% |
| Capitol Federal Savings Bank | 21 | 6.250% | $345,000 | 12.5% |
| Loandepot.Com, LLC | 20 | 6.563% | $145,000 | 19.2% |
| DHI MORTGAGE COMPANY, LTD. | 20 | 5.563% | $390,000 | 0.0% |
| NEWREZ LLC | 19 | 6.750% | $265,000 | 26.9% |
| EVERETT FINANCIAL, INC. | 19 | 6.750% | $275,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 18 | 6.120% | $265,000 | 47.5% |
| Mazuma Credit Union | 18 | 7.750% | $105,000 | 10.0% |
| First Bank | 17 | 7.000% | $305,000 | 5.6% |
| Prosperity Home Mortgage, LLC | 16 | 6.563% | $325,000 | 0.0% |
| Waterstone Mortgage Corporation | 16 | 6.688% | $375,000 | 0.0% |
| PNC Bank, National Association | 16 | 7.120% | $180,000 | 10.5% |
| Equity Bank | 16 | 8.250% | $985,000 | 5.9% |
| FIGURE LENDING LLC | 15 | 9.150% | $95,000 | 11.1% |
| Connections Bank | 15 | Not published | $205,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 14 | 6.563% | $295,000 | 12.5% |
| Bell Bank | 14 | 6.490% | $350,000 | 0.0% |
| Broker Solutions, Inc. | 13 | 7.250% | $205,000 | 0.0% |
| Plains Commerce Bank | 13 | 6.750% | $315,000 | 31.6% |
| SUMMIT FUNDING, INC. | 13 | 6.500% | $295,000 | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 13 | 6.625% | $385,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 12 | 7.808% | $130,000 | 0.0% |
| Kiavi Funding, Inc. | 12 | 9.870% | $245,000 | 17.7% |
| MAINSTREET FEDERAL CREDIT UNION | 11 | 7.500% | $175,000 | 20.0% |
| COMMUNITY MORTGAGE, LLC | 11 | 6.250% | $335,000 | 8.3% |
| UNION HOME MORTGAGE CORP. | 11 | 5.875% | $495,000 | 0.0% |
| NBH Bank | 11 | 7.250% | $185,000 | 0.0% |
| Bank of Weston | 11 | Not published | $185,000 | 0.0% |
| AmeriSave Mortgage Corporation | 10 | 8.563% | $50,000 | 56.0% |
| GUARANTEED RATE, INC. | 10 | 6.563% | $290,000 | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 10 | 6.438% | $385,000 | 0.0% |
| First National Bank of Omaha | 9 | Under 10 loans | Under 10 loans | 16.7% |
| ENVOY MORTGAGE, LTD | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Academy Bank, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 33.3% |
| First Federal Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Community First National Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| THE LOAN STORE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Mutual Savings Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Pony Express Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| American Mortgage Bank, LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 50.0% |
| Wells Fargo Bank, National Association | 6 | Under 10 loans | Under 10 loans | 33.3% |
| BMO Bank National Association | 6 | Under 10 loans | Under 10 loans | 45.5% |
| VILLAGE CAPITAL & INVESTMENT LLC | 6 | Under 10 loans | Under 10 loans | 10.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 6 | Under 10 loans | Under 10 loans | 12.5% |
| ALLIANT CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 5 | Under 10 loans | Under 10 loans | 11.1% |
| BOKF, National Association | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Armed Forces Bank, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Landmark National Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Exchange Bank & Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 4 | Under 10 loans | Under 10 loans | 80.0% |
| Farmers State Bank | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Synergy One Lending, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST OPTION BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| American Airlines Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| The Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Fidelity Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Verimore Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 70.0% |
| Farmers Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| JLB CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CANOPY MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Southern Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| HNB National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| The Union State Bank of Everest | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Hawthorn Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CoreFirst Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Oakstar Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 75.0% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 25.0% |
| North American Savings Bank, F.S.B. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Bison State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MORTGAGEONE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FRONTIER COMMUNITY CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Axos Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Kearney Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TruHome Solutions, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Simmons Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Southwest Airlines Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INFUZE Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CAPITAL CONCEPTS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Great American Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Regions Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cadence Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| MISSION LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Baxter Credit Union | 1 | Under 10 loans | Under 10 loans | 75.0% |
| PHH Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Truity Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 66.7% |
| TOWNE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 66.7% |
| ROYAL UNITED MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Flanagan State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Transportation Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ASSEMBLIES OF GOD Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Savings and Loan Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Old Missouri Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VERIDIAN CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Ixonia Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Stifel Bank and Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Emprise Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Great Southern Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank Northwest | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Heritage Bank, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Frontier Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Central National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of Old Monroe | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Odessa | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 82 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Platte County
31 FDIC-insured branches from 18 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| The Central Trust Bank | 5 | $472.4 million |
| Connections Bank | 3 | $239.7 million |
| Bank of Weston | 3 | $225.4 million |
| U.S. Bank National Association | 2 | $304.2 million |
| Commerce Bank | 2 | $209.3 million |
| North American Savings Bank, F.S.B. | 2 | $146.8 million |
| JPMorgan Chase Bank, National Association | 2 | $49.3 million |
| Security Bank of Kansas City | 2 | $28.6 million |
| Bank of America, National Association | 1 | $197.1 million |
| UMB Bank, National Association | 1 | $144.5 million |
| The Nodaway Valley Bank | 1 | $83.9 million |
| Southern Bank | 1 | $66.2 million |
| BMO Bank National Association | 1 | $66.1 million |
| First Federal Bank of Kansas City | 1 | $58.8 million |
| Capitol Federal Savings Bank | 1 | $51.0 million |
| Academy Bank, National Association | 1 | $25.0 million |
| Equity Bank | 1 | $22.1 million |
| Exchange Bank & Trust | 1 | $19.9 million |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.