The Union State Bank of Everest
The Union State Bank of Everest received 200 applications in 2025 and made 179 mortgages, in 31 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $125,000. Of 197 decisions, 11 were denials — 5.6%. 2 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900AECSSNLT5FBU41 |
|---|---|
| Applications received | 200 |
| Mortgages made | 179 |
| Denied | 11 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Union State Bank of Everest, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 72 | Not published | $225,000 | 4.9% |
| Refinancing | 84 | Not published | $105,000 | 2.3% |
| Other purposes | 23 | Not published | $85,000 | 17.2% |
Where The Union State Bank of Everest lends most
The 31 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Atchison County, KS | 65 | Not published | 8.3% |
| Jefferson County, KS | 33 | Not published | 2.9% |
| Brown County, KS | 12 | Not published | 18.8% |
| Buchanan County, MO | 12 | Not published | 0.0% |
| Clay County, MO | 8 | Under 10 loans | 0.0% |
| Doniphan County, KS | 7 | Under 10 loans | 0.0% |
| Clinton County, MO | 7 | Under 10 loans | 12.5% |
| Leavenworth County, KS | 5 | Under 10 loans | 0.0% |
| Daviess County, MO | 3 | Under 10 loans | 0.0% |
| Platte County, MO | 3 | Under 10 loans | 0.0% |
| Jackson County, KS | 2 | Under 10 loans | 0.0% |
| Andrew County, MO | 2 | Under 10 loans | 0.0% |
| Benton County, MO | 2 | Under 10 loans | 0.0% |
| DeKalb County, MO | 2 | Under 10 loans | 0.0% |
| Galveston County, TX | 2 | Under 10 loans | 0.0% |
| Park County, CO | 1 | Under 10 loans | 0.0% |
| Summit County, CO | 1 | Under 10 loans | 0.0% |
| Crawford County, KS | 1 | Under 10 loans | 0.0% |
| Douglas County, KS | 1 | Under 10 loans | 0.0% |
| Johnson County, KS | 1 | Under 10 loans | 0.0% |
| Shawnee County, KS | 1 | Under 10 loans | 0.0% |
| Caldwell County, MO | 1 | Under 10 loans | 0.0% |
| Camden County, MO | 1 | Under 10 loans | 0.0% |
| Cass County, MO | 1 | Under 10 loans | 0.0% |
| Johnson County, MO | 1 | Under 10 loans | 0.0% |
| Morgan County, MO | 1 | Under 10 loans | 0.0% |
| Ray County, MO | 1 | Under 10 loans | 0.0% |
| Phelps County, NE | 1 | Under 10 loans | 0.0% |
| Hays County, TX | 1 | Under 10 loans | 0.0% |
| Sedgwick County, KS | 0 | Under 10 loans | 0.0% |
| Newton County, MO | 0 | Under 10 loans | 0.0% |
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When The Union State Bank of Everest’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.