CAPITAL CONCEPTS, INC.
CAPITAL CONCEPTS, INC. received 119 applications in 2025 and made 111 mortgages, in 40 counties across 9 states. The median rate its borrowers got was 6.875% on a median loan of $195,000. Of 111 decisions, 0 were denials — 0.0%.
| Legal Entity Identifier | 549300JX8UXNIMMZYW86 |
|---|---|
| Applications received | 119 |
| Mortgages made | 111 |
| Denied | 0 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 8 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 16 | 6.745% | $235,000 | 0.0% |
| Refinancing | 73 | 6.875% | $195,000 | 0.0% |
| Cash-out refinancing | 22 | 6.625% | $175,000 | 0.0% |
Where CAPITAL CONCEPTS, INC. lends most
The 40 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Tarrant County, TX | 15 | 6.750% | 0.0% |
| Dallas County, TX | 12 | 5.500% | 0.0% |
| Harris County, TX | 11 | 6.875% | 0.0% |
| Galveston County, TX | 6 | Under 10 loans | 0.0% |
| Grayson County, TX | 5 | Under 10 loans | 0.0% |
| Hamilton County, TN | 4 | Under 10 loans | 0.0% |
| Bexar County, TX | 4 | Under 10 loans | 0.0% |
| Hunt County, TX | 4 | Under 10 loans | 0.0% |
| Liberty County, TX | 4 | Under 10 loans | 0.0% |
| McLennan County, TX | 4 | Under 10 loans | 0.0% |
| Jackson County, MO | 3 | Under 10 loans | 0.0% |
| Brazoria County, TX | 3 | Under 10 loans | 0.0% |
| Johnson County, TX | 3 | Under 10 loans | 0.0% |
| Platte County, MO | 2 | Under 10 loans | 0.0% |
| Knox County, TN | 2 | Under 10 loans | 0.0% |
| Bell County, TX | 2 | Under 10 loans | 0.0% |
| Montgomery County, TX | 2 | Under 10 loans | 0.0% |
| Nueces County, TX | 2 | Under 10 loans | 0.0% |
| Rockwall County, TX | 2 | Under 10 loans | 0.0% |
| Garland County, AR | 1 | Under 10 loans | 0.0% |
| Clayton County, GA | 1 | Under 10 loans | 0.0% |
| Columbia County, GA | 1 | Under 10 loans | 0.0% |
| Fulton County, GA | 1 | Under 10 loans | 0.0% |
| Walker County, GA | 1 | Under 10 loans | 0.0% |
| Johnson County, KS | 1 | Under 10 loans | 0.0% |
| Leavenworth County, KS | 1 | Under 10 loans | 0.0% |
| Lauderdale County, MS | 1 | Under 10 loans | 0.0% |
| Tulsa County, OK | 1 | Under 10 loans | 0.0% |
| Blount County, TN | 1 | Under 10 loans | 0.0% |
| Collin County, TX | 1 | Under 10 loans | 0.0% |
| Denton County, TX | 1 | Under 10 loans | 0.0% |
| Eastland County, TX | 1 | Under 10 loans | 0.0% |
| Ellis County, TX | 1 | Under 10 loans | 0.0% |
| Fannin County, TX | 1 | Under 10 loans | 0.0% |
| Fort Bend County, TX | 1 | Under 10 loans | 0.0% |
| Palo Pinto County, TX | 1 | Under 10 loans | 0.0% |
| Parker County, TX | 1 | Under 10 loans | 0.0% |
| Taylor County, TX | 1 | Under 10 loans | 0.0% |
| Dinwiddie County, VA | 1 | Under 10 loans | 0.0% |
| Henrico County, VA | 1 | Under 10 loans | 0.0% |
Get told when this changes
When CAPITAL CONCEPTS, INC.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.