CoreFirst Bank & Trust
CoreFirst Bank & Trust received 418 applications in 2025 and made 289 mortgages, in 23 counties across 3 states. The median rate its borrowers got was 8.000% on a median loan of $95,000. Of 417 decisions, 77 were denials — 18.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493009SXBJ8LKIU7Q54 |
|---|---|
| Applications received | 418 |
| Mortgages made | 289 |
| Denied | 77 |
| Approved, not taken up | 51 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.09 points |
| FDIC-insured bank | Yes: CoreFirst Bank & Trust, 13 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 93 | 6.975% | $175,000 | 2.7% |
| Refinancing | 6 | Under 10 loans | Under 10 loans | 20.0% |
| Cash-out refinancing | 47 | 8.250% | $105,000 | 30.9% |
| Other purposes | 143 | 8.500% | $45,000 | 21.8% |
Where CoreFirst Bank & Trust lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Shawnee County, KS | 188 | 8.000% | 21.8% |
| Jackson County, MO | 29 | 7.100% | 6.1% |
| Johnson County, KS | 21 | 8.000% | 0.0% |
| Wyandotte County, KS | 7 | Under 10 loans | 10.0% |
| Clay County, MO | 7 | Under 10 loans | 0.0% |
| Douglas County, KS | 6 | Under 10 loans | 14.3% |
| Osage County, KS | 6 | Under 10 loans | 20.0% |
| Douglas County, CO | 4 | Under 10 loans | 0.0% |
| Jackson County, KS | 3 | Under 10 loans | 20.0% |
| Jefferson County, KS | 3 | Under 10 loans | 42.9% |
| Leavenworth County, KS | 3 | Under 10 loans | 0.0% |
| Platte County, MO | 3 | Under 10 loans | 0.0% |
| Denver County, CO | 2 | Under 10 loans | 33.3% |
| Miami County, KS | 2 | Under 10 loans | 0.0% |
| Wabaunsee County, KS | 2 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 1 | Under 10 loans | 50.0% |
| Morgan County, CO | 1 | Under 10 loans | 0.0% |
| Riley County, KS | 1 | Under 10 loans | 0.0% |
| Jefferson County, CO | 0 | Under 10 loans | 0.0% |
| Linn County, KS | 0 | Under 10 loans | 0.0% |
| Nemaha County, KS | 0 | Under 10 loans | 100.0% |
| Cass County, MO | 0 | Under 10 loans | 100.0% |
| Jasper County, MO | 0 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.