Southwest Airlines Federal Credit Union
Southwest Airlines Federal Credit Union received 449 applications in 2025 and made 303 mortgages, in 155 counties across 33 states. The median rate its borrowers got was 5.750% on a median loan of $105,000. Of 447 decisions, 144 were denials — 32.2%, most often for credit history.
| Legal Entity Identifier | 549300DQLGJ1YQRRHH73 |
|---|---|
| Applications received | 449 |
| Mortgages made | 303 |
| Denied | 144 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.246 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 69 | 6.000% | $325,000 | 19.8% |
| Refinancing | 10 | 5.688% | $250,000 | 69.7% |
| Cash-out refinancing | 143 | 5.750% | $85,000 | 35.6% |
| Other purposes | 81 | 5.750% | $85,000 | 23.6% |
Where Southwest Airlines Federal Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Dallas County, TX | 33 | 5.750% | 35.3% |
| Maricopa County, AZ | 31 | 5.750% | 8.8% |
| Denton County, TX | 22 | 5.750% | 18.5% |
| Tarrant County, TX | 21 | 5.750% | 19.2% |
| Harris County, TX | 12 | 5.625% | 47.8% |
| Collin County, TX | 11 | 5.750% | 26.7% |
| Clark County, NV | 10 | 5.438% | 41.2% |
| Galveston County, TX | 6 | Under 10 loans | 14.3% |
| Duval County, FL | 4 | Under 10 loans | 0.0% |
| Orange County, FL | 4 | Under 10 loans | 0.0% |
| Ellis County, TX | 4 | Under 10 loans | 0.0% |
| Pinal County, AZ | 3 | Under 10 loans | 25.0% |
| San Diego County, CA | 3 | Under 10 loans | 40.0% |
| Arapahoe County, CO | 3 | Under 10 loans | 25.0% |
| Denver County, CO | 3 | Under 10 loans | 40.0% |
| Hillsborough County, FL | 3 | Under 10 loans | 25.0% |
| Cook County, IL | 3 | Under 10 loans | 40.0% |
| Will County, IL | 3 | Under 10 loans | 25.0% |
| Bexar County, TX | 3 | Under 10 loans | 0.0% |
| Fort Bend County, TX | 3 | Under 10 loans | 0.0% |
| Pima County, AZ | 2 | Under 10 loans | 33.3% |
| Riverside County, CA | 2 | Under 10 loans | 0.0% |
| San Bernardino County, CA | 2 | Under 10 loans | 0.0% |
| Adams County, CO | 2 | Under 10 loans | 0.0% |
| El Paso County, CO | 2 | Under 10 loans | 0.0% |
| Larimer County, CO | 2 | Under 10 loans | 0.0% |
| Pinellas County, FL | 2 | Under 10 loans | 0.0% |
| Coweta County, GA | 2 | Under 10 loans | 0.0% |
| DuPage County, IL | 2 | Under 10 loans | 33.3% |
| Platte County, MO | 2 | Under 10 loans | 0.0% |
| Sumner County, TN | 2 | Under 10 loans | 0.0% |
| Hood County, TX | 2 | Under 10 loans | 33.3% |
| Smith County, TX | 2 | Under 10 loans | 33.3% |
| Wise County, TX | 2 | Under 10 loans | 33.3% |
| Stafford County, VA | 2 | Under 10 loans | 0.0% |
| Clark County, WA | 2 | Under 10 loans | 0.0% |
| Jefferson County, AL | 1 | Under 10 loans | 0.0% |
| Navajo County, AZ | 1 | Under 10 loans | 0.0% |
| Pulaski County, AR | 1 | Under 10 loans | 0.0% |
| Saline County, AR | 1 | Under 10 loans | 0.0% |
| Alameda County, CA | 1 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 1 | Under 10 loans | 80.0% |
| Marin County, CA | 1 | Under 10 loans | 0.0% |
| Orange County, CA | 1 | Under 10 loans | 0.0% |
| Solano County, CA | 1 | Under 10 loans | 0.0% |
| Ventura County, CA | 1 | Under 10 loans | 0.0% |
| Chaffee County, CO | 1 | Under 10 loans | 0.0% |
| Douglas County, CO | 1 | Under 10 loans | 50.0% |
| Gilpin County, CO | 1 | Under 10 loans | 0.0% |
| Capitol Planning Region, CT | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Southwest Airlines Federal Credit Union’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.