Mortgage lenders in Sumner County
6,454 mortgages were made in Sumner County, Tennessee, in 2025, by 447 lenders. The median rate their borrowers got was 6.500% on a median loan of $305,000. Of 8,338 decisions, 1,488 were denials — 17.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 459 | 6.750% | $225,000 | 17.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 459 | 6.124% | $375,000 | 11.3% |
| CMG MORTGAGE, INC. | 290 | 6.500% | $355,000 | 1.9% |
| Regions Bank | 162 | 4.990% | $85,000 | 35.1% |
| The Farmers Bank | 142 | 7.750% | $275,000 | 5.4% |
| NVR Mortgage Finance, Inc. | 129 | 6.000% | $315,000 | 22.8% |
| Volunteer State Bank | 122 | Not published | $145,000 | 12.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 120 | 6.625% | $370,000 | 3.9% |
| Loandepot.Com, LLC | 117 | 6.125% | $365,000 | 11.4% |
| FIRSTTRUST HOME LOANS, INC. | 117 | 6.490% | $375,000 | 0.0% |
| WILSON BANK AND TRUST | 107 | 6.990% | $265,000 | 16.2% |
| FREEDOM MORTGAGE CORPORATION | 105 | 6.250% | $385,000 | 10.5% |
| ASCEND FEDERAL CREDIT UNION | 103 | 7.500% | $105,000 | 19.7% |
| DHI MORTGAGE COMPANY, LTD. | 102 | 5.750% | $320,000 | 9.4% |
| First Horizon Bank | 99 | 7.260% | $205,000 | 28.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 97 | 6.250% | $365,000 | 22.5% |
| Fairway Independent Mortgage Corporation | 97 | 6.490% | $345,000 | 10.6% |
| U.S. Bank National Association | 92 | 8.100% | $155,000 | 40.4% |
| Bank of America, National Association | 92 | 5.990% | $145,000 | 36.6% |
| Pinnacle Bank | 91 | 6.625% | $265,000 | 17.5% |
| PENNYMAC LOAN SERVICES, LLC | 82 | 5.999% | $325,000 | 21.1% |
| LENNAR MORTGAGE, LLC | 79 | 4.990% | $345,000 | 11.1% |
| Old National Bank | 75 | 6.250% | $265,000 | 23.0% |
| Fifth Third Bank, National Association | 74 | 7.688% | $145,000 | 30.3% |
| FirstBank | 70 | 6.625% | $385,000 | 8.8% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 69 | 6.625% | $335,000 | 6.8% |
| Legacy Home Loans, LLC | 67 | 6.490% | $385,000 | 0.0% |
| Mortgage Research Center, LLC | 65 | 6.250% | $385,000 | 32.3% |
| NATIONSTAR MORTGAGE LLC | 62 | 8.563% | $110,000 | 17.7% |
| ACOPIA, LLC | 62 | 6.125% | $350,000 | 7.0% |
| F&M Bank | 61 | 4.990% | $175,000 | 13.3% |
| INTERLINC MORTGAGE SERVICES, LLC | 60 | 6.625% | $465,000 | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 57 | 6.625% | $325,000 | 0.0% |
| Truist Bank | 56 | 6.588% | $125,000 | 40.4% |
| Edmonton State Bank | 56 | Not published | $370,000 | 3.4% |
| JPMorgan Chase Bank, National Association | 54 | 6.375% | $465,000 | 8.3% |
| KIND LENDING, LLC | 51 | 6.375% | $355,000 | 20.3% |
| FIGURE LENDING LLC | 49 | 10.300% | $75,000 | 16.2% |
| GUARANTEED RATE, INC. | 47 | 6.375% | $375,000 | 11.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 47 | 6.750% | $285,000 | 3.4% |
| Navy Federal Credit Union | 45 | 7.650% | $105,000 | 27.4% |
| SPRING EQ, LLC | 44 | 8.263% | $80,000 | 57.8% |
| SWBC MORTGAGE CORPORATION | 43 | 6.500% | $325,000 | 0.0% |
| Broker Solutions, Inc. | 42 | 6.500% | $325,000 | 18.5% |
| Ameris Bank | 42 | 6.490% | $350,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 40 | 6.625% | $330,000 | 2.4% |
| MORTGAGE INVESTORS GROUP, INC. | 40 | 6.563% | $330,000 | 0.0% |
| Citizens Bank of Lafayette | 35 | 7.500% | $95,000 | 0.0% |
| First National Bank | 33 | 8.000% | $155,000 | 0.0% |
| NEWREZ LLC | 32 | 6.188% | $325,000 | 43.9% |
| Citizens Bank, National Association | 32 | 7.400% | $240,000 | 30.0% |
| PULTE MORTGAGE LLC | 32 | 6.125% | $495,000 | 20.0% |
| Click n' Close, Inc. | 32 | 6.875% | $220,000 | 3.0% |
| V.I.P. MORTGAGE, INC. | 31 | 6.490% | $315,000 | 0.0% |
| AmeriSave Mortgage Corporation | 30 | 8.313% | $110,000 | 58.7% |
| Ixonia Bank | 30 | 6.688% | $295,000 | 0.0% |
| Simmons Bank | 29 | 3.990% | $135,000 | 32.6% |
| Coastal Community Bank | 28 | 10.240% | $55,000 | 6.3% |
| LAKEVIEW LOAN SERVICING, LLC | 27 | 5.990% | $375,000 | 47.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 27 | 6.125% | $275,000 | 22.2% |
| Primis Mortgage Company | 27 | 6.490% | $355,000 | 0.0% |
| Liberty | 26 | 7.250% | $225,000 | 3.7% |
| United Community Bank | 24 | 6.500% | $155,000 | 36.6% |
| MOVEMENT MORTGAGE, LLC | 24 | 6.438% | $355,000 | 3.6% |
| PNC Bank, National Association | 24 | 7.640% | $105,000 | 11.1% |
| THE LOAN STORE, INC. | 23 | 6.875% | $325,000 | 13.8% |
| SFMC, LP | 22 | 6.625% | $370,000 | 4.2% |
| SOFI BANK, NATIONAL ASSOCIATION | 21 | 7.790% | $155,000 | 22.2% |
| CARRINGTON MORTGAGE SERVICES, LLC | 21 | 6.125% | $325,000 | 35.9% |
| CHURCHILL MORTGAGE CORPORATION | 21 | 6.625% | $405,000 | 3.9% |
| Wells Fargo Bank, National Association | 21 | 6.500% | $250,000 | 22.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 21 | 6.750% | $365,000 | 7.7% |
| Cadence Bank | 20 | 7.250% | $225,000 | 31.0% |
| Farm Credit Mid-America | 19 | 7.000% | $395,000 | 13.6% |
| Texana Bank, National Association | 19 | 6.500% | $315,000 | 5.0% |
| Heritage Mortgage, LLC | 18 | 6.000% | $435,000 | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | 17 | 6.500% | $335,000 | 0.0% |
| CANOPY MORTGAGE, LLC | 17 | 6.250% | $345,000 | 0.0% |
| Studio Bank | 17 | 6.500% | $365,000 | 5.6% |
| Discover Bank | 16 | 8.025% | $75,000 | 59.5% |
| EUSTIS MORTGAGE CORPORATION | 16 | 6.813% | $310,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 15 | 5.750% | $395,000 | 25.9% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 15 | 9.660% | $295,000 | 21.1% |
| GUILD MORTGAGE COMPANY | 15 | 6.625% | $385,000 | 0.0% |
| Republic Bank & Trust Company | 14 | 5.990% | $80,000 | 11.8% |
| Lendage, LLC | 14 | 11.500% | $65,000 | 21.1% |
| RELIANCE FIRST CAPITAL, LLC | 14 | 6.688% | $190,000 | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 14 | 6.370% | $330,000 | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 13 | 6.625% | $275,000 | 6.3% |
| UNION HOME MORTGAGE CORP. | 13 | 6.375% | $315,000 | 7.1% |
| Equity Prime Mortgage LLC | 12 | 7.063% | $330,000 | 14.3% |
| PLANET HOME LENDING, LLC | 12 | 6.058% | $350,000 | 14.3% |
| BETTER MORTGAGE CORPORATION | 11 | 6.625% | $275,000 | 38.9% |
| Bank of Tennessee | 11 | 6.250% | $365,000 | 7.7% |
| Northpointe Bank | 11 | 6.630% | $435,000 | 8.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 10 | 6.188% | $450,000 | 35.0% |
| Third Federal Savings and Loan Association of Cleveland | 10 | 6.990% | $240,000 | 38.9% |
| Fortera Federal Credit Union | 10 | 7.625% | $75,000 | 29.4% |
| FINANCE OF AMERICA REVERSE LLC | 10 | 6.125% | $175,000 | 9.1% |
| CHAMPIONS FUNDING, LLC | 10 | 8.250% | $315,000 | 9.1% |
| TEN CREDIT UNION | 10 | 6.250% | $255,000 | 16.7% |
| PENTAGON FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 43.8% |
| EVERETT FINANCIAL, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| CORNERSTONE FINANCIAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 45.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 9 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Renasant Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST COLONY MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 25.0% |
| Legends Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| The First National Bank of Middle Tennessee | 8 | Under 10 loans | Under 10 loans | 20.0% |
| University Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Bank of Tennessee | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 73.1% |
| 254900M2C4Q6DATP2889 | 7 | Under 10 loans | Under 10 loans | 46.2% |
| PHH Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 30.0% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 36.4% |
| AMERICAN FINANCIAL NETWORK, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| REDSTONE Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 22.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| The Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| MILEND, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| GoodLeap, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Tomo Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Commerce Home Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| FIRST COMMERCE BANK | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Filo Mortgage, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 5 | Under 10 loans | Under 10 loans | 12.5% |
| Macon Bank and Trust Company | 5 | Under 10 loans | Under 10 loans | 37.5% |
| JMAC LENDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| QUORUM FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 25.0% |
| NFM, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| COMPASS MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BankTennessee | 5 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HomeTrust Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ROSS MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Morgan Stanley Private Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PRINCETON MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| GTE Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALTRA Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 80.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 57.1% |
| Plains Commerce Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 70.0% |
| Bethpage Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 70.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 57.1% |
| 254900CTT87ZKAUTIJ37 | 3 | Under 10 loans | Under 10 loans | 40.0% |
| NATIONS DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 57.1% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| German American Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| VAN DYK MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| STG MORTGAGE INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TENNESSEE VALLEY FCU | 3 | Under 10 loans | Under 10 loans | 25.0% |
| T2 FINANCIAL LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Magnolia Bank, Incorporated | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CITIZENS SAVINGS BANK AND TRUST COMPANY | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LUXURY MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SHELTER LENDING SERVICES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| HOMESTEAD FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST EQUITY MORTGAGE INCORPORATED | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ServisFirst Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Synovus Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CedarStone Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| M/I FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| City Lending Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 247 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Sumner County
54 FDIC-insured branches from 23 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Lawrence Bank | 7 | $796.8 million |
| First Horizon Bank | 4 | $789.7 million |
| Regions Bank | 4 | $567.1 million |
| The Farmers Bank | 4 | $360.8 million |
| Wilson Bank and Trust | 3 | $444.0 million |
| Edmonton State Bank | 3 | $254.9 million |
| U.S. Bank National Association | 3 | $225.5 million |
| Fifth Third Bank, National Association | 3 | $194.7 million |
| Pinnacle Bank | 2 | $533.1 million |
| Bank of America, National Association | 2 | $244.3 million |
| First National Bank | 2 | $188.7 million |
| Simmons Bank | 2 | $126.4 million |
| JPMorgan Chase Bank, National Association | 2 | $126.4 million |
| Old National Bank | 2 | $112.9 million |
| Macon Bank and Trust Company | 2 | $108.6 million |
| Wells Fargo Bank, National Association | 2 | $58.4 million |
| Truist Bank | 1 | $172.1 million |
| United Community Bank | 1 | $85.5 million |
| PNC Bank, National Association | 1 | $79.7 million |
| Wellworth Bank | 1 | $52.7 million |
| BankTennessee | 1 | $37.5 million |
| Bank of Tennessee | 1 | $30.4 million |
| FSNB, National Association | 1 | $1.8 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- F&M Bank, 221 Indian Lake Blvd, Hendersonville
Get told when this changes
When the next year’s lending figures are out for Sumner County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.