Home purchase lenders in Sumner County
3,469 home purchase mortgages were made in Sumner County, Tennessee, in 2025, by 354 lenders. The median rate their borrowers got was 6.490% on a median loan of $355,000. Of 3,940 decisions, 346 were denials — 8.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 257 | 6.250% | $375,000 | 4.5% |
| CMG MORTGAGE, INC. | 251 | 6.500% | $365,000 | 0.7% |
| NVR Mortgage Finance, Inc. | 129 | 6.000% | $315,000 | 22.8% |
| Rocket Mortgage, LLC | 105 | 6.500% | $345,000 | 15.2% |
| DHI MORTGAGE COMPANY, LTD. | 102 | 5.750% | $320,000 | 9.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 95 | 6.250% | $365,000 | 22.8% |
| The Farmers Bank | 93 | 7.375% | $315,000 | 4.6% |
| FIRSTTRUST HOME LOANS, INC. | 87 | 6.490% | $365,000 | 0.0% |
| Loandepot.Com, LLC | 85 | 6.125% | $415,000 | 3.4% |
| Fairway Independent Mortgage Corporation | 80 | 6.490% | $345,000 | 4.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 80 | 6.750% | $405,000 | 0.0% |
| LENNAR MORTGAGE, LLC | 79 | 4.990% | $345,000 | 11.1% |
| Pinnacle Bank | 61 | 6.250% | $285,000 | 11.1% |
| Legacy Home Loans, LLC | 61 | 6.490% | $385,000 | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 60 | 6.625% | $335,000 | 4.8% |
| INTERLINC MORTGAGE SERVICES, LLC | 59 | 6.625% | $475,000 | 0.0% |
| ACOPIA, LLC | 53 | 6.125% | $335,000 | 5.0% |
| Old National Bank | 52 | 6.250% | $300,000 | 14.8% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 52 | 6.688% | $345,000 | 0.0% |
| FirstBank | 52 | 6.500% | $435,000 | 8.3% |
| Mortgage Research Center, LLC | 47 | 6.500% | $375,000 | 9.6% |
| Edmonton State Bank | 47 | Not published | $425,000 | 4.0% |
| WILSON BANK AND TRUST | 44 | 6.650% | $330,000 | 6.0% |
| Ameris Bank | 41 | 6.490% | $345,000 | 0.0% |
| SWBC MORTGAGE CORPORATION | 39 | 6.500% | $325,000 | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | 39 | 6.500% | $335,000 | 0.0% |
| KIND LENDING, LLC | 38 | 6.125% | $355,000 | 17.4% |
| GUARANTEED RATE, INC. | 34 | 6.388% | $395,000 | 2.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 33 | 6.625% | $335,000 | 2.9% |
| PULTE MORTGAGE LLC | 32 | 6.125% | $495,000 | 20.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 32 | 6.495% | $310,000 | 5.1% |
| V.I.P. MORTGAGE, INC. | 31 | 6.490% | $315,000 | 0.0% |
| Click n' Close, Inc. | 30 | 6.933% | $215,000 | 3.2% |
| First Horizon Bank | 30 | 6.500% | $340,000 | 8.8% |
| U.S. Bank National Association | 28 | 6.433% | $345,000 | 9.4% |
| JPMorgan Chase Bank, National Association | 27 | 6.375% | $535,000 | 9.7% |
| Ixonia Bank | 25 | 6.625% | $295,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 24 | 6.375% | $370,000 | 11.1% |
| Broker Solutions, Inc. | 24 | 6.495% | $320,000 | 0.0% |
| Primis Mortgage Company | 24 | 6.490% | $355,000 | 0.0% |
| Bank of America, National Association | 20 | 5.875% | $310,000 | 25.9% |
| MOVEMENT MORTGAGE, LLC | 20 | 6.500% | $340,000 | 4.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 19 | 6.750% | $385,000 | 4.6% |
| CHURCHILL MORTGAGE CORPORATION | 18 | 6.688% | $405,000 | 0.0% |
| THE LOAN STORE, INC. | 18 | 6.625% | $335,000 | 0.0% |
| Heritage Mortgage, LLC | 18 | 6.000% | $435,000 | 0.0% |
| First National Bank | 18 | 8.000% | $190,000 | 0.0% |
| Regions Bank | 17 | 6.250% | $425,000 | 29.6% |
| NEWREZ LLC | 16 | 6.438% | $310,000 | 11.1% |
| SFMC, LP | 16 | 6.558% | $370,000 | 0.0% |
| Texana Bank, National Association | 16 | 6.500% | $310,000 | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 15 | 6.875% | $325,000 | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | 15 | 6.500% | $335,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 14 | 6.625% | $390,000 | 0.0% |
| Studio Bank | 14 | 6.562% | $370,000 | 6.7% |
| Fifth Third Bank, National Association | 14 | 6.673% | $285,000 | 0.0% |
| Farm Credit Mid-America | 13 | 7.000% | $485,000 | 13.3% |
| Volunteer State Bank | 13 | Not published | $275,000 | 0.0% |
| Navy Federal Credit Union | 12 | 6.250% | $510,000 | 20.0% |
| CANOPY MORTGAGE, LLC | 12 | 6.250% | $330,000 | 0.0% |
| ASCEND FEDERAL CREDIT UNION | 11 | 6.000% | $335,000 | 8.3% |
| Wells Fargo Bank, National Association | 10 | 6.375% | $310,000 | 28.6% |
| FLAT BRANCH MORTGAGE, INC. | 10 | 6.558% | $315,000 | 0.0% |
| Liberty | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Tennessee | 9 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Cadence Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Northpointe Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| The First National Bank of Middle Tennessee | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Citizens Bank of Lafayette | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 72.0% |
| EVERETT FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Legends Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| F&M Bank | 7 | Under 10 loans | Under 10 loans | 11.1% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 33.3% |
| ISERVE RESIDENTIAL LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 11.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Truist Bank | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Renasant Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 22.2% |
| Tomo Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Bank of Tennessee | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NFM, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| COMPASS MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 42.9% |
| AMERICAN FINANCIAL NETWORK, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRINCETON MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| CALCON MUTUAL MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMERCE BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 57.1% |
| NATIONS DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROSS MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| VAN DYK MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SHELTER LENDING SERVICES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LoanUnited.com, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST EQUITY MORTGAGE INCORPORATED | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CITIZENS SAVINGS BANK AND TRUST COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Macon Bank and Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| M/I FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| City Lending Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TEN CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 2 | Under 10 loans | Under 10 loans | 77.8% |
| United Community Bank | 2 | Under 10 loans | Under 10 loans | 60.0% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 50.0% |
| DELMAR FINANCIAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Loansteady LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Simmons Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CORNERSTONE FINANCIAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 3RD STREET FINANCIAL CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LUXURY MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Fortera Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ZILLOW HOME LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PACIFIC LENDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BankTennessee | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CedarStone Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALTRA Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| REDSTONE Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SmartBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Countybank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Evolve Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ServisFirst Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CITIZENS EQUITY FIRST | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SouthState Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Financial Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Republic Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LOWER, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOPE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| US COMMUNITY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Hometown Equity Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| UNITED HOME LOANS, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN HERITAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank Five Nine | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL PACIFIC FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TENNESSEE VALLEY FCU | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Financial Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 154 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.