Countybank
Countybank received 876 applications in 2025 and made 642 mortgages, in 78 counties across 14 states. The median rate its borrowers got was 6.500% on a median loan of $295,000. Of 693 decisions, 45 were denials — 6.5%, most often for credit history.
| Legal Entity Identifier | 549300III1DMY3SLAW56 |
|---|---|
| Applications received | 876 |
| Mortgages made | 642 |
| Denied | 45 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 183 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.167 points |
| FDIC-insured bank | Yes: Countybank, 13 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 489 | 6.625% | $295,000 | 3.3% |
| Refinancing | 78 | 6.125% | $335,000 | 7.1% |
| Cash-out refinancing | 53 | 6.625% | $265,000 | 21.7% |
| Other purposes | 22 | 6.688% | $135,000 | 23.3% |
Where Countybank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Greenville County, SC | 196 | 6.500% | 5.3% |
| Knox County, TN | 104 | 6.500% | 6.3% |
| Greenwood County, SC | 74 | 6.625% | 8.4% |
| Spartanburg County, SC | 66 | 6.490% | 7.0% |
| Anderson County, SC | 53 | 6.500% | 7.0% |
| Loudon County, TN | 18 | 6.563% | 5.3% |
| Laurens County, SC | 15 | 6.500% | 6.3% |
| Blount County, TN | 14 | 6.500% | 6.3% |
| Pickens County, SC | 8 | Under 10 loans | 11.1% |
| Anderson County, TN | 8 | Under 10 loans | 11.1% |
| Abbeville County, SC | 6 | Under 10 loans | 14.3% |
| Monroe County, TN | 6 | Under 10 loans | 0.0% |
| Charleston County, SC | 5 | Under 10 loans | 0.0% |
| Roane County, TN | 4 | Under 10 loans | 0.0% |
| Lexington County, SC | 3 | Under 10 loans | 0.0% |
| McCormick County, SC | 3 | Under 10 loans | 0.0% |
| Oconee County, SC | 3 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 2 | Under 10 loans | 0.0% |
| Beaufort County, SC | 2 | Under 10 loans | 0.0% |
| Richland County, SC | 2 | Under 10 loans | 0.0% |
| Claiborne County, TN | 2 | Under 10 loans | 0.0% |
| Cumberland County, TN | 2 | Under 10 loans | 0.0% |
| Davidson County, TN | 2 | Under 10 loans | 0.0% |
| Jefferson County, TN | 2 | Under 10 loans | 33.3% |
| Sumner County, TN | 2 | Under 10 loans | 0.0% |
| Williamson County, TN | 2 | Under 10 loans | 0.0% |
| Broward County, FL | 1 | Under 10 loans | 0.0% |
| Martin County, FL | 1 | Under 10 loans | 0.0% |
| Osceola County, FL | 1 | Under 10 loans | 0.0% |
| Volusia County, FL | 1 | Under 10 loans | 0.0% |
| Bryan County, GA | 1 | Under 10 loans | 0.0% |
| Chatham County, GA | 1 | Under 10 loans | 50.0% |
| Fulton County, GA | 1 | Under 10 loans | 0.0% |
| Habersham County, GA | 1 | Under 10 loans | 0.0% |
| Screven County, GA | 1 | Under 10 loans | 0.0% |
| Cook County, IL | 1 | Under 10 loans | 0.0% |
| Kane County, IL | 1 | Under 10 loans | 0.0% |
| Anne Arundel County, MD | 1 | Under 10 loans | 0.0% |
| Grant County, NM | 1 | Under 10 loans | 0.0% |
| Brunswick County, NC | 1 | Under 10 loans | 0.0% |
| Durham County, NC | 1 | Under 10 loans | 0.0% |
| Henderson County, NC | 1 | Under 10 loans | 0.0% |
| McDowell County, NC | 1 | Under 10 loans | 0.0% |
| Rutherford County, NC | 1 | Under 10 loans | 0.0% |
| Transylvania County, NC | 1 | Under 10 loans | 0.0% |
| Clark County, OH | 1 | Under 10 loans | 0.0% |
| Aiken County, SC | 1 | Under 10 loans | 0.0% |
| Berkeley County, SC | 1 | Under 10 loans | 0.0% |
| Cherokee County, SC | 1 | Under 10 loans | 0.0% |
| Colleton County, SC | 1 | Under 10 loans | 0.0% |
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When Countybank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.