Macon Bank and Trust Company
Macon Bank and Trust Company received 144 applications in 2025 and made 132 mortgages, in 14 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $165,000. Of 144 decisions, 12 were denials — 8.3%.
| Legal Entity Identifier | 5493002FQ43Q3BNXZW27 |
|---|---|
| Applications received | 144 |
| Mortgages made | 132 |
| Denied | 12 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Macon Bank and Trust Company, 8 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 88 | Not published | $165,000 | 3.3% |
| Refinancing | 35 | Not published | $125,000 | 10.3% |
| Other purposes | 9 | Under 10 loans | Under 10 loans | 35.7% |
Where Macon Bank and Trust Company lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Macon County, TN | 93 | Not published | 6.1% |
| Clay County, TN | 13 | Not published | 13.3% |
| Allen County, KY | 5 | Under 10 loans | 0.0% |
| Sumner County, TN | 5 | Under 10 loans | 37.5% |
| Monroe County, KY | 4 | Under 10 loans | 0.0% |
| Trousdale County, TN | 3 | Under 10 loans | 25.0% |
| Wilson County, TN | 2 | Under 10 loans | 0.0% |
| Cumberland County, KY | 1 | Under 10 loans | 0.0% |
| Warren County, KY | 1 | Under 10 loans | 0.0% |
| Davidson County, TN | 1 | Under 10 loans | 0.0% |
| Jackson County, TN | 1 | Under 10 loans | 0.0% |
| Putnam County, TN | 1 | Under 10 loans | 0.0% |
| Smith County, TN | 1 | Under 10 loans | 0.0% |
| Washington County, TN | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Macon Bank and Trust Company’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.