Mortgage lenders in Wilson County
5,307 mortgages were made in Wilson County, Tennessee, in 2025, by 416 lenders. The median rate their borrowers got was 6.490% on a median loan of $335,000. Of 6,785 decisions, 1,150 were denials — 17.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| WILSON BANK AND TRUST | 366 | 7.245% | $200,000 | 10.1% |
| Rocket Mortgage, LLC | 327 | 6.500% | $275,000 | 13.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 269 | 6.099% | $415,000 | 10.2% |
| DHI MORTGAGE COMPANY, LTD. | 236 | 5.500% | $295,000 | 12.9% |
| FirstBank | 144 | 6.625% | $365,000 | 9.2% |
| CMG MORTGAGE, INC. | 127 | 6.563% | $365,000 | 0.7% |
| Regions Bank | 125 | 4.990% | $105,000 | 31.9% |
| INSPIRE HOME LOANS INC. | 122 | 5.375% | $435,000 | 5.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 117 | 6.490% | $505,000 | 9.2% |
| Loandepot.Com, LLC | 113 | 5.375% | $395,000 | 17.7% |
| U.S. Bank National Association | 111 | 6.750% | $355,000 | 32.1% |
| Pinnacle Bank | 95 | 6.625% | $305,000 | 15.6% |
| ASCEND FEDERAL CREDIT UNION | 91 | 7.500% | $115,000 | 22.7% |
| PENNYMAC LOAN SERVICES, LLC | 80 | 5.990% | $385,000 | 14.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 78 | 6.500% | $370,000 | 9.3% |
| LENNAR MORTGAGE, LLC | 74 | 4.875% | $445,000 | 8.6% |
| Bank of America, National Association | 67 | 5.990% | $155,000 | 29.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 66 | 6.625% | $405,000 | 5.7% |
| NVR Mortgage Finance, Inc. | 60 | 5.990% | $245,000 | 21.1% |
| Southern Bank of Tennessee | 59 | Not published | $355,000 | 3.2% |
| FREEDOM MORTGAGE CORPORATION | 57 | 6.250% | $365,000 | 15.7% |
| First Horizon Bank | 54 | 7.250% | $230,000 | 36.4% |
| Primis Mortgage Company | 54 | 6.490% | $345,000 | 5.2% |
| Truist Bank | 49 | 6.700% | $175,000 | 40.5% |
| Navy Federal Credit Union | 47 | 7.750% | $175,000 | 20.0% |
| SWBC MORTGAGE CORPORATION | 47 | 6.500% | $405,000 | 3.9% |
| NATIONSTAR MORTGAGE LLC | 46 | 8.938% | $95,000 | 11.3% |
| MOVEMENT MORTGAGE, LLC | 45 | 6.500% | $365,000 | 7.3% |
| V.I.P. MORTGAGE, INC. | 45 | 6.375% | $475,000 | 8.2% |
| Citizens Bank of Lafayette | 45 | 7.500% | $135,000 | 0.0% |
| TRAILBLAZER MORTGAGE L.L.C. | 44 | 4.990% | $445,000 | 0.0% |
| Legacy Home Loans, LLC | 43 | 6.490% | $445,000 | 2.3% |
| JPMorgan Chase Bank, National Association | 40 | 6.375% | $385,000 | 7.0% |
| GUARANTEED RATE, INC. | 39 | 6.375% | $365,000 | 10.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 38 | 6.375% | $355,000 | 11.6% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 37 | 6.500% | $355,000 | 5.1% |
| UNION HOME MORTGAGE CORP. | 36 | 6.250% | $300,000 | 10.0% |
| Ameris Bank | 34 | 6.490% | $385,000 | 2.9% |
| Fifth Third Bank, National Association | 33 | 7.740% | $155,000 | 32.1% |
| Fairway Independent Mortgage Corporation | 33 | 6.313% | $425,000 | 0.0% |
| Mortgage Research Center, LLC | 30 | 6.125% | $410,000 | 43.4% |
| NEWREZ LLC | 30 | 6.438% | $420,000 | 34.8% |
| SPRING EQ, LLC | 29 | 8.800% | $75,000 | 64.9% |
| FIGURE LENDING LLC | 29 | 10.200% | $75,000 | 33.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 29 | 6.625% | $345,000 | 8.8% |
| MORTGAGE INVESTORS GROUP, INC. | 28 | 6.625% | $420,000 | 0.0% |
| Broker Solutions, Inc. | 26 | 6.625% | $375,000 | 15.6% |
| Old National Bank | 26 | 6.250% | $385,000 | 25.7% |
| CHURCHILL MORTGAGE CORPORATION | 26 | 6.625% | $380,000 | 3.6% |
| AmeriSave Mortgage Corporation | 25 | 8.500% | $75,000 | 56.1% |
| Farm Credit Mid-America | 25 | 7.125% | $425,000 | 16.7% |
| HOMEAMERICAN MORTGAGE CORPORATION | 25 | 3.999% | $635,000 | 13.3% |
| F&M Bank | 25 | 7.500% | $135,000 | 7.1% |
| Citizens Bank, National Association | 24 | 7.775% | $205,000 | 26.5% |
| Volunteer State Bank | 24 | Not published | $320,000 | 10.3% |
| TOLL BROTHERS MORTGAGE COMPANY | 23 | 6.375% | $655,000 | 3.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | 23 | 6.625% | $385,000 | 0.0% |
| First Freedom Bank | 23 | Not published | $305,000 | 0.0% |
| Liberty | 22 | 6.875% | $305,000 | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | 22 | 6.625% | $370,000 | 8.3% |
| GUILD MORTGAGE COMPANY | 21 | 6.625% | $425,000 | 0.0% |
| CedarStone Bank | 21 | Not published | $315,000 | 4.6% |
| Ixonia Bank | 20 | 6.625% | $350,000 | 8.7% |
| M/I FINANCIAL, LLC | 20 | 5.875% | $450,000 | 0.0% |
| Cadence Bank | 19 | 7.500% | $205,000 | 16.7% |
| BPL MORTGAGE TRUST, LLC | 18 | 5.875% | $345,000 | 0.0% |
| Coastal Community Bank | 16 | 8.865% | $60,000 | 1.9% |
| SOFI BANK, NATIONAL ASSOCIATION | 16 | 6.658% | $255,000 | 15.8% |
| T2 FINANCIAL LLC | 16 | 6.125% | $315,000 | 15.0% |
| Renasant Bank | 16 | 6.250% | $350,000 | 5.9% |
| LAKEVIEW LOAN SERVICING, LLC | 15 | 6.250% | $425,000 | 54.7% |
| Discover Bank | 14 | 8.680% | $60,000 | 70.2% |
| CANOPY MORTGAGE, LLC | 14 | 6.563% | $490,000 | 12.5% |
| The First National Bank of Middle Tennessee | 14 | 6.563% | $340,000 | 6.7% |
| PULTE MORTGAGE LLC | 13 | 5.990% | $455,000 | 13.3% |
| Wells Fargo Bank, National Association | 13 | 6.500% | $400,000 | 23.5% |
| THE LOAN STORE, INC. | 13 | 6.990% | $295,000 | 23.5% |
| PNC Bank, National Association | 12 | 7.950% | $125,000 | 25.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 12 | 6.624% | $365,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 11 | 5.875% | $195,000 | 53.8% |
| BETTER MORTGAGE CORPORATION | 11 | 7.375% | $225,000 | 36.8% |
| Equity Prime Mortgage LLC | 11 | 6.125% | $355,000 | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 11 | 8.625% | $145,000 | 10.5% |
| United Community Bank | 11 | 6.375% | $355,000 | 26.7% |
| Republic Bank & Trust Company | 11 | 5.990% | $205,000 | 0.0% |
| Lendage, LLC | 11 | 11.500% | $75,000 | 7.1% |
| REDSTONE Federal Credit Union | 10 | 8.000% | $85,000 | 33.3% |
| Northpointe Bank | 10 | 6.375% | $470,000 | 16.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 10 | 5.998% | $575,000 | 8.3% |
| PRINCETON MORTGAGE CORPORATION | 10 | 5.990% | $430,000 | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 10 | 10.193% | $85,000 | 9.1% |
| Click n' Close, Inc. | 10 | 6.375% | $225,000 | 16.7% |
| NBKC BANK | 10 | 6.250% | $530,000 | 0.0% |
| BankTennessee | 10 | Not published | $225,000 | 0.0% |
| 21st Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 65.4% |
| Third Federal Savings and Loan Association of Cleveland | 9 | Under 10 loans | Under 10 loans | 44.4% |
| Simmons Bank | 9 | Under 10 loans | Under 10 loans | 30.8% |
| LOWER, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| The Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Fortera Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 25.0% |
| PLANET HOME LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Bank of Tennessee | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 33.3% |
| KIND LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 42.9% |
| US COMMUNITY | 8 | Under 10 loans | Under 10 loans | 42.9% |
| AMERIHOME MORTGAGE COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SHELTER LENDING SERVICES, L.L.C. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Legends Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CITIZENS BANK | 8 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 51.7% |
| GoodLeap, LLC | 7 | Under 10 loans | Under 10 loans | 42.1% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 53.3% |
| ISERVE RESIDENTIAL LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ServisFirst Bank | 7 | Under 10 loans | Under 10 loans | 11.1% |
| LAND HOME FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ACOPIA, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 12.5% |
| VILLAGE CAPITAL & INVESTMENT LLC | 6 | Under 10 loans | Under 10 loans | 38.9% |
| Texana Bank, National Association | 6 | Under 10 loans | Under 10 loans | 18.2% |
| LoanUnited.com, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Bell Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Plains Commerce Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Studio Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 6 | Under 10 loans | Under 10 loans | 14.3% |
| First National Bank of America | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PLAZA HOME MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| First Citizens National Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Southeast Financial | 6 | Under 10 loans | Under 10 loans | 14.3% |
| RELIANCE FIRST CAPITAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SmartBank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FIRSTTRUST HOME LOANS, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Financial Bank, National Association | 5 | Under 10 loans | Under 10 loans | 14.3% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| COMPASS MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 5493005QMX3SJKDTQZ62 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 63.6% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 14.3% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Synovus Bank | 4 | Under 10 loans | Under 10 loans | 42.9% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Arvest Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Morgan Stanley Private Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 57.1% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First South Financial Federally Insured State-Chartered Credit Union | 3 | Under 10 loans | Under 10 loans | 50.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 62.5% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SayGO Home Loans, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 25.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Luminate Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| KWIK MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FRANKLIN LOAN CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LONGBRIDGE FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 212 LOANS, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EASTMAN CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| STOCKTON MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SOUTHWEST FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 216 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Wilson County
39 FDIC-insured branches from 17 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Wilson Bank and Trust | 10 | $2.3 billion |
| Pinnacle Bank | 3 | $597.8 million |
| First Freedom Bank | 3 | $464.9 million |
| Regions Bank | 3 | $276.1 million |
| First Horizon Bank | 3 | $202.6 million |
| Southern Bank of Tennessee | 2 | $259.0 million |
| Truist Bank | 2 | $230.5 million |
| First Financial Bank, National Association | 2 | $113.3 million |
| Wellworth Bank | 2 | $73.3 million |
| JPMorgan Chase Bank, National Association | 2 | $54.8 million |
| U.S. Bank National Association | 1 | $115.0 million |
| Bank of America, National Association | 1 | $90.4 million |
| BankTennessee | 1 | $68.8 million |
| Lawrence Bank | 1 | $59.4 million |
| FirstBank | 1 | $53.5 million |
| Bank of Tennessee | 1 | $33.1 million |
| Fifth Third Bank, National Association | 1 | $15.4 million |
Closed since the 2025 survey
6 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- CedarStone Bank, 4140 N Mount Juliet Rd, Mount Juliet
- CedarStone Bank, 900 W Main St, Lebanon
- F&M Bank, 225 W Main St, Lebanon
- F&M Bank, 4151 N Mount Juliet Rd, Mount Juliet
- U.S. Bank National Association, 11207 Lebanon Rd, Mount Juliet
- Volunteer Bank, 11400 Lebanon Rd, Mount Juliet
Get told when this changes
When the next year’s lending figures are out for Wilson County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.