Mortgage Lender Index

Synovus Bank

Synovus Bank received 7,684 applications in 2025 and made 4,949 mortgages, in 305 counties across 10 states. The median rate its borrowers got was 7.125% on a median loan of $215,000. Of 6,646 decisions, 1,532 were denials — 23.1%, most often for debt-to-income ratio.

Legal Entity IdentifierDX0JX77PRMOELF7VG772
Applications received7,684
Mortgages made4,949
Denied1,532
Approved, not taken up165
Withdrawn or incomplete1,038
Loans bought from other lenders40
Median rate spread over the prime offer rate0.494 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase2,259 6.375%$265,000 9.7%
Refinancing973 8.000%$205,000 24.4%
Cash-out refinancing113 6.500%$255,000 29.4%
Other purposes1,604 8.200%$125,000 34.9%

Where Synovus Bank lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Muscogee County, GA 3036.750%13.3%
Jefferson County, AL 2337.125%17.1%
Fulton County, GA 2217.750%29.1%
Houston County, GA 1696.250%9.9%
Cobb County, GA 1298.000%21.8%
Clarke County, GA 1027.500%16.7%
Troup County, GA 977.050%16.1%
Walker County, AL 936.750%5.1%
Harris County, GA 936.875%18.1%
DeKalb County, GA 887.800%19.3%
Bulloch County, GA 867.800%12.1%
Hillsborough County, FL 846.125%23.1%
Madison County, AL 836.500%15.0%
Chatham County, GA 797.500%21.7%
Limestone County, AL 786.125%7.1%
Richland County, SC 767.000%19.0%
Oconee County, GA 747.500%22.2%
Lee County, AL 737.250%17.1%
Santa Rosa County, FL 737.500%30.2%
Escambia County, FL 717.000%26.7%
Charleston County, SC 717.700%28.2%
Gwinnett County, GA 707.950%30.6%
Montgomery County, AL 676.625%16.1%
Cherokee County, GA 648.200%25.8%
Walton County, GA 638.150%27.0%
Morgan County, AL 586.375%10.5%
Forsyth County, GA 588.000%21.8%
Lexington County, SC 546.750%16.4%
Gordon County, GA 538.150%31.2%
Carroll County, GA 528.000%31.2%
Russell County, AL 506.875%23.5%
Pinellas County, FL 486.688%28.8%
Shelby County, AL 477.650%21.9%
Tuscaloosa County, AL 466.625%27.0%
Lowndes County, GA 446.925%23.0%
Horry County, SC 436.875%14.0%
Beaufort County, SC 427.150%19.6%
Lee County, FL 418.300%32.8%
Greenville County, SC 417.050%17.7%
Pasco County, FL 406.063%23.1%
Okaloosa County, FL 398.000%35.8%
Coweta County, GA 398.300%37.1%
Glynn County, GA 377.050%26.0%
Manatee County, FL 316.625%30.4%
Bibb County, GA 316.375%20.0%
Dougherty County, GA 316.250%32.0%
Tift County, GA 318.060%20.5%
Orange County, FL 297.900%39.2%
Davidson County, TN 298.100%36.2%
Miami-Dade County, FL 267.825%41.3%

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When Synovus Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.