Mortgage lenders in Muscogee County
3,529 mortgages were made in Muscogee County, Georgia, in 2025, by 316 lenders. The median rate their borrowers got was 6.625% on a median loan of $185,000. Of 4,872 decisions, 1,088 were denials — 22.3%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Synovus Bank | 303 | 6.750% | $175,000 | 13.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 250 | 6.125% | $225,000 | 14.2% |
| Rocket Mortgage, LLC | 243 | 6.500% | $145,000 | 22.4% |
| CANOPY MORTGAGE, LLC | 191 | 6.375% | $225,000 | 1.5% |
| Mortgage Research Center, LLC | 159 | 6.500% | $245,000 | 26.3% |
| CMG MORTGAGE, INC. | 140 | 6.375% | $190,000 | 2.6% |
| Kiavi Funding, Inc. | 107 | 10.200% | $125,000 | 9.2% |
| FREEDOM MORTGAGE CORPORATION | 104 | 6.250% | $225,000 | 12.3% |
| Navy Federal Credit Union | 103 | 8.150% | $105,000 | 43.5% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 94 | 6.250% | $260,000 | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 88 | 6.470% | $230,000 | 6.0% |
| Fairway Independent Mortgage Corporation | 83 | 6.750% | $175,000 | 7.6% |
| GUILD MORTGAGE COMPANY | 83 | 6.250% | $205,000 | 6.2% |
| PENNYMAC LOAN SERVICES, LLC | 62 | 6.125% | $190,000 | 17.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 53 | 6.490% | $245,000 | 21.7% |
| FirstBank | 53 | 7.500% | $215,000 | 9.8% |
| Truist Bank | 42 | 6.663% | $105,000 | 58.3% |
| Loandepot.Com, LLC | 38 | 6.625% | $130,000 | 40.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 34 | 6.250% | $185,000 | 7.9% |
| GUARANTEED RATE, INC. | 34 | 6.688% | $190,000 | 2.9% |
| NEW DAY FINANCIAL, LLC | 33 | 6.990% | $175,000 | 46.3% |
| KINETIC FEDERAL CREDIT UNION | 33 | 7.200% | $55,000 | 35.9% |
| NEWREZ LLC | 31 | 6.750% | $155,000 | 41.5% |
| Broker Solutions, Inc. | 30 | 6.563% | $175,000 | 31.8% |
| AmeriSave Mortgage Corporation | 29 | 8.000% | $65,000 | 69.9% |
| INTERLINC MORTGAGE SERVICES, LLC | 29 | 6.500% | $215,000 | 3.3% |
| Regions Bank | 28 | 6.688% | $60,000 | 47.5% |
| NATIONSTAR MORTGAGE LLC | 28 | 8.813% | $75,000 | 19.4% |
| Renasant Bank | 27 | 7.000% | $185,000 | 15.6% |
| Wells Fargo Bank, National Association | 25 | 6.375% | $115,000 | 41.9% |
| USAA Federal Savings Bank | 23 | 6.375% | $245,000 | 30.3% |
| JPMorgan Chase Bank, National Association | 21 | 6.250% | $165,000 | 8.3% |
| GoodLeap, LLC | 20 | 6.725% | $120,000 | 14.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 19 | 6.500% | $125,000 | 51.9% |
| MOVEMENT MORTGAGE, LLC | 19 | 6.500% | $215,000 | 4.2% |
| OCMBC, INC. | 19 | 6.625% | $135,000 | 4.6% |
| Northpointe Bank | 19 | 6.375% | $255,000 | 5.0% |
| FIGURE LENDING LLC | 17 | 9.150% | $55,000 | 29.0% |
| BPL MORTGAGE TRUST, LLC | 17 | 7.750% | $95,000 | 5.6% |
| RUOFF MORTGAGE COMPANY, INC. | 16 | 6.625% | $200,000 | 0.0% |
| Equity Prime Mortgage LLC | 15 | 6.750% | $175,000 | 37.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 15 | 6.250% | $165,000 | 20.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 15 | 7.500% | $285,000 | 15.8% |
| COLONY BANK | 15 | 7.125% | $185,000 | 11.8% |
| THE LOAN STORE, INC. | 15 | 7.250% | $115,000 | 6.3% |
| LAKEVIEW LOAN SERVICING, LLC | 14 | 7.250% | $140,000 | 55.8% |
| SPRING EQ, LLC | 14 | 9.550% | $40,000 | 58.3% |
| PLANET HOME LENDING, LLC | 14 | 5.990% | $225,000 | 6.3% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 12 | 9.750% | $335,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 12 | 7.563% | $120,000 | 7.7% |
| BETTER MORTGAGE CORPORATION | 11 | 8.375% | $85,000 | 26.7% |
| Loan Funder LLC | 11 | 11.500% | $95,000 | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 11 | 7.500% | $105,000 | 6.3% |
| DOMINION FINANCIAL SERVICES, LLC | 11 | 10.500% | $95,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 11 | 6.750% | $175,000 | 31.3% |
| First Peoples Bank | 11 | Not published | $205,000 | 0.0% |
| Bank of America, National Association | 10 | 6.490% | $120,000 | 67.7% |
| ROYAL UNITED MORTGAGE LLC | 10 | 6.625% | $75,000 | 14.3% |
| AMWEST FUNDING CORP. | 10 | 7.188% | $125,000 | 0.0% |
| Ameris Bank | 10 | 6.438% | $170,000 | 9.1% |
| EVERETT FINANCIAL, INC. | 10 | 6.870% | $180,000 | 0.0% |
| Stifel Bank and Trust | 10 | 6.063% | $350,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 9 | Under 10 loans | Under 10 loans | 34.8% |
| ATLANTA POSTAL | 9 | Under 10 loans | Under 10 loans | 50.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 35.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 9 | Under 10 loans | Under 10 loans | 30.8% |
| KIND LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Hometown Equity Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 28.6% |
| Prosperity Home Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 23.1% |
| PNC Bank, National Association | 8 | Under 10 loans | Under 10 loans | 43.8% |
| PENTAGON FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 46.7% |
| LOWER, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Metro City Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| SouthState Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ServisFirst Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Community Bank | 6 | Under 10 loans | Under 10 loans | 3.0% |
| Discover Bank | 6 | Under 10 loans | Under 10 loans | 68.4% |
| SUN WEST MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 30.8% |
| Bank OZK | 6 | Under 10 loans | Under 10 loans | 23.1% |
| Fifth Third Bank, National Association | 6 | Under 10 loans | Under 10 loans | 40.0% |
| LIMA ONE CAPITAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AuburnBank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 82.8% |
| MILEND, INC. | 5 | Under 10 loans | Under 10 loans | 45.5% |
| The Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 44.4% |
| U.S. Bank National Association | 5 | Under 10 loans | Under 10 loans | 36.4% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 28.6% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| 254900CTT87ZKAUTIJ37 | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Paramount Residential Mortgage Group, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CHAMPIONS FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The Peoples Bank of Georgia | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LoanUnited.com, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 4 | Under 10 loans | Under 10 loans | 37.5% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 55.6% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Talbot State Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| THE MORTGAGE FIRM, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Phenix-Girard Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 3 | Under 10 loans | Under 10 loans | 70.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 57.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| UNION HOME MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Presidential Bank, FSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cadence Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| United Community Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 2 | Under 10 loans | Under 10 loans | 71.4% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 60.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Trustmark National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALL IN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriFirst Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Troy Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First American Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VERITAS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Beeline Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Mid-Continent Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 50.0% |
| DELTA COMMUNITY CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Archwest Funding | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Valley West Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA'S OWN | 1 | Under 10 loans | Under 10 loans | 0.0% |
| US MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Dudley | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| QUORUM FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ALLIED MORTGAGE GROUP, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION OF GEORGIA | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA UNITED | 1 | Under 10 loans | Under 10 loans | 50.0% |
| RELIANCE FIRST CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| KeyBank National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Raymond James Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Reliable Holdings Manager dba Lendz Financial | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PINNACLE BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ASSURANCE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Texas Capital Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Savings and Loan Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| German American Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITYAMERICA CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 116 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Muscogee County
30 FDIC-insured branches from 11 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Pinnacle Bank | 10 | $5.0 billion |
| Wells Fargo Bank, National Association | 6 | $895.9 million |
| Truist Bank | 4 | $1.1 billion |
| FirstBank | 2 | $338.7 million |
| Bank of America, National Association | 2 | $205.1 million |
| Regions Bank | 1 | $115.5 million |
| Bank OZK | 1 | $112.8 million |
| Colony Bank | 1 | $105.4 million |
| Renasant Bank | 1 | $40.6 million |
| ServisFirst Bank | 1 | $31.0 million |
| First Peoples Bank | 1 | $16.5 million |
Closed since the 2025 survey
13 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Southern States Bank, 1326 13th St, Columbus
- Southern States Bank, 5604 Whittlesey Blvd, Columbus
- Synovus Bank, 1 Tsys Way, Columbus
- Synovus Bank, 1000 Veterans Pkwy, Columbus
- Synovus Bank, 1300 Front Avenue, Suite 200, Columbus
- Synovus Bank, 1695 Whittlesey Rd, Columbus
- Synovus Bank, 3151 Macon Rd, Columbus
- Synovus Bank, 33 W 14th St., Columbus
- Synovus Bank, 4505 Buena Vista Rd, Columbus
- Synovus Bank, 6401 Whittlesey Blvd, Columbus
- Synovus Bank, 6480 Milgen Rd, Columbus
- Synovus Bank, 6739 River Rd, Columbus
- Synovus Bank, 7001 River Rd, Columbus
Get told when this changes
When the next year’s lending figures are out for Muscogee County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.